1. Welcome to Tacoma World!

    You are currently viewing as a guest! To get full-access, you need to register for a FREE account.

    As a registered member, you’ll be able to:
    • Participate in all Tacoma discussion topics
    • Communicate privately with other Tacoma owners from around the world
    • Post your own photos in our Members Gallery
    • Access all special features of the site

People are insane! Very over priced Tacoma’s

Discussion in '3rd Gen. Tacomas (2016-2023)' started by suaveflooder, Jun 3, 2019.

  1. Jun 5, 2019 at 2:08 PM
    #201
    eforayter

    eforayter Well-Known Member

    Joined:
    Mar 18, 2019
    Member:
    #287078
    Messages:
    179
    Gender:
    Male
    Vehicle:
    1st Gen Xtra Cab
    True, bad example on my part. It’s still important to negotiate financing though so you’re not paying extra money in interest that could be used for other things like options.
     
    TacoBella[QUOTED] likes this.
  2. Jun 5, 2019 at 2:09 PM
    #202
    unavailableTaco

    unavailableTaco Well-Known Member

    Joined:
    Aug 9, 2018
    Member:
    #262236
    Messages:
    783
    Gender:
    Male
    First Name:
    Roy
    Grapevine Texas
    Vehicle:
    2018 Tacoma TRD PRO
    Full tank of gas
    I know that guy...does he have a gold grill?
     
  3. Jun 5, 2019 at 2:12 PM
    #203
    ctJester7807

    ctJester7807 Member

    Joined:
    Apr 23, 2019
    Member:
    #291126
    Messages:
    23
    Vehicle:
    2019 SuperWhite Tacoma SR5
    Crazy how many people get butt hurt every time a thread like this comes up on price. Lots of projecting going on I guess if you feel the need to defend your purchase to a stranger online!

    To your main question OP, it's pretty crazy. I would imagine many buyers are financing out past 60 months to afford them or they are just mainly concerned with monthly payment or the truck is even leased. In the town I live in the median income is like 60k and I see trucks worth that much everywhere. Country wide - consumer debt has continued to increase as well as the amount of debt financed. December 2018 the average was $30k financed on an auto loan, up from $26,500 in 2010. There are a ton of great metrics you could use to research it more, but I think the jist of it is buyers extending the lifespan on the loan and having smaller payments accounts for much of it.

    ALSO note that you are asking this question on a forum dedicated to Tacoma owners who enjoy spending thousands on mods :) Most everyone has ample cash to spend. Not a great survey pool!

    https://fred.stlouisfed.org/series/DTCTLVENANM Debt Financed

    https://fred.stlouisfed.org/series/DTCTLVENMNM Loan Maturity
     
  4. Jun 5, 2019 at 2:14 PM
    #204
    Radical Bastard

    Radical Bastard Well-Known Member

    Joined:
    Jun 4, 2019
    Member:
    #295364
    Messages:
    67
    First Name:
    Steve
    Katy, Texas
    Vehicle:
    2016 Tacoma TRD Sport
    Big tires
    For every sucker born...
     
  5. Jun 5, 2019 at 2:16 PM
    #205
    unavailableTaco

    unavailableTaco Well-Known Member

    Joined:
    Aug 9, 2018
    Member:
    #262236
    Messages:
    783
    Gender:
    Male
    First Name:
    Roy
    Grapevine Texas
    Vehicle:
    2018 Tacoma TRD PRO
    Full tank of gas
    Nothing wrong with debt, bankers gotta eat too. Plus we are just modeling ourselves after our great country. Create debt, die and then owe nothing.
     
  6. Jun 5, 2019 at 2:27 PM
    #206
    TacoBuffet

    TacoBuffet Well-Known Member

    Joined:
    Jun 9, 2018
    Member:
    #255903
    Messages:
    8,283
    AL
    Vehicle:
    Taco #13, 2022 OR DCSB Cemint
    5100s, TE37s, Wildpeaks, Tint, Bedmat, LEDs
    Ya hence my post lol.
     
  7. Jun 5, 2019 at 2:27 PM
    #207
    ctJester7807

    ctJester7807 Member

    Joined:
    Apr 23, 2019
    Member:
    #291126
    Messages:
    23
    Vehicle:
    2019 SuperWhite Tacoma SR5
    I couldn't agree more. But debt is a pretty broad term. Debt allows you to leverage yourself to success in many ways, however, going into debt over purchasing a TV or something? Not the smartest. Buying a car at a 16% rate? Not the smartest.
     
  8. Jun 5, 2019 at 3:02 PM
    #208
    TacoBella

    TacoBella Well-Known Member

    Joined:
    Sep 30, 2011
    Member:
    #64421
    Messages:
    2,910
    First Name:
    Tom
    Vehicle:
    2016 Tacoma (SOLD) leased RTL-E Ridgeline
    AVS Bug Deflector. TruXedo Lo Pro
    I think what people overlook is the total cost of the vehicle with interest. They are so concerned with "payments" Dealers can finance out to 84 months for "payment buyers" That's just nuts.

    I am fortunate at my age to be able to pay cash for vehicles (IF I don't get a 2% or under interest rate)

    I never bought a vehicle I could not pay off in three years whether that means a large down payment or not. We lease the wife's CRV, IN that case, I never put money down on a lease. Kills the purpose of leasing. We are deciding to pay it off or lease a RAV4 in 9 months when Toyota has Android Auto
     
  9. Jun 5, 2019 at 3:09 PM
    #209
    suaveflooder

    suaveflooder [OP] Well-Known Member

    Joined:
    Feb 28, 2018
    Member:
    #245929
    Messages:
    1,291
    Gender:
    Male
    Vehicle:
    2021 4Runner Venture
    So....this thread is ridiculously off topic at the moment. Original post was me, personally, being shocked at the price that a dealership was charging for what is basically putting decals on a truck and calling it a “performance package.”

    MOST people, seeing the trucks in this forum are like, “oh yeah, wow!! That’s crazy”. Then the trolls come in. “They are not forced to buy the truck,” “why do you care how they spend their money,” “why is everyone always judging how people spend their money”, and my favorite one was, “well I off-road with my truck with spacers, so there!”

    End of the day, the shown truck is overpriced, correct? In fact the shown truck is not even done correctly (garnish missing in possible a non-OEM grill) Anyone who says differently needs to do their due diligence as you so nicely pointed out.

    So yes, we can go on and on about [enter off subject topic here] but this thread is going in circles....it ends up getting boring and no longer worth a response....so my responses on this thread end here.

    I can’t wait to see the tangent the trolls set this thread off on next
     
  10. Jun 5, 2019 at 3:11 PM
    #210
    SLICKYINC

    SLICKYINC Well-Known Member

    Joined:
    Mar 23, 2017
    Member:
    #214180
    Messages:
    167
    Gender:
    Male
    West Tennessee
    Vehicle:
    2017 QUICKSAND TRDOR LB
    Good thing you’re done with it. Maybe you can now try to figure out what a troll really is. This whole thing must be really confusing to you...
     
  11. Jun 5, 2019 at 3:22 PM
    #211
    MFTAF13

    MFTAF13 "If it ain't broke, fix it till it is"

    Joined:
    Feb 24, 2017
    Member:
    #211562
    Messages:
    376
    Gender:
    Male
    First Name:
    Bob
    NorCal
    Vehicle:
    13 MGM TRD OR
    Lift, sliders, skids & some other stuff.
    For what it's worth, I've been in sales my entire career. One thing I've learned...never tell the customer what's too-expensive. There's a window-of-opportunity called margin. It's all about supply-and-demand baby, that's capitalism, and to paraphrase, "it sucks...but sucks less then ANY other system".
     
    Jim1946 likes this.
  12. Jun 5, 2019 at 3:24 PM
    #212
    FitzTaco84

    FitzTaco84 Well-Known Member

    Joined:
    Sep 7, 2018
    Member:
    #265507
    Messages:
    274
    Gender:
    Male
    USA
    Vehicle:
    2018 DCSB TRD OffRoad 4x4

    Haha whatever you say champ.
     
  13. Jun 5, 2019 at 4:07 PM
    #213
    Foozer

    Foozer Well-Known Member

    Joined:
    Jul 2, 2012
    Member:
    #81789
    Messages:
    1,086
    Gender:
    Male
    Utah
    Vehicle:
    2021 TRD Pro - MGM
    265/75/16 BFG KO2
    I went on a date with a girl last week that spent $40k on a sr5 long bed and I was like "whut?".
     
    suaveflooder[OP] likes this.
  14. Jun 5, 2019 at 5:13 PM
    #214
    SOSHeloPilot

    SOSHeloPilot My 1st Muscle Car

    Joined:
    Mar 31, 2009
    Member:
    #15422
    Messages:
    6,673
    Gender:
    Male
    U.S.A.
    Vehicle:
    2023 RAV4 XLE Premium
    Missing My Last Tacoma --- Had 11 Toyota trucks in the past and many other Toyota cars too.
    .
    ....^^^... Perhaps, you misread my post .... I was talking about the "Ginger Bread" add-ons by the distributor and/or dealer .... not what was on the TRD Pro as standard equipment.

    Personally, I like the Pro ... but not the stuff the distributor and dealer add-ons.

    I was talking about non-functional stuff like Toyota guard, plastic paint covering everywhere, and stuff like that

    My SR5 even had "Ginger Bread" on it .... plastic hood covering and etc.
     
    Last edited: Jun 5, 2019
  15. Jun 5, 2019 at 6:09 PM
    #215
    unavailableTaco

    unavailableTaco Well-Known Member

    Joined:
    Aug 9, 2018
    Member:
    #262236
    Messages:
    783
    Gender:
    Male
    First Name:
    Roy
    Grapevine Texas
    Vehicle:
    2018 Tacoma TRD PRO
    Full tank of gas
    Ok, got it. I really don't like the addons by dealerships or Gulf States Toyota with the TSS model. Just a bunch of price raising that does nothing. Now if it adds function then good, if it is just for looks, it's crap. Like my hood scoop on my PRO. I hate it.
     
    SOSHeloPilot[QUOTED] likes this.
  16. Jun 5, 2019 at 6:11 PM
    #216
    unavailableTaco

    unavailableTaco Well-Known Member

    Joined:
    Aug 9, 2018
    Member:
    #262236
    Messages:
    783
    Gender:
    Male
    First Name:
    Roy
    Grapevine Texas
    Vehicle:
    2018 Tacoma TRD PRO
    Full tank of gas
    I have never found a purpose for leasing an automobile. It seems to be a waste of money.
     
  17. Jun 5, 2019 at 6:20 PM
    #217
    stun gun

    stun gun Well-Known Member

    Joined:
    Nov 18, 2016
    Member:
    #202729
    Messages:
    14,049
    Gender:
    Male
    First Name:
    Aaronski
    Vehicle:
    Tacomas.
    17 4X4 sr5spd/01 LT sr5spd
    Pro shocks are gingerbread throw always. Let’s be honest. No one is rebuilding them...when they blow they get replaced with what? Not the oem fox shocks lol. For that money, you’re installing fox 2.5 and tooling up for rebuilds.
     
  18. Jun 5, 2019 at 6:26 PM
    #218
    2017_TACOMA_LIMITED

    2017_TACOMA_LIMITED Well-Known Member

    Joined:
    Sep 14, 2018
    Member:
    #266228
    Messages:
    117
    Gender:
    Male
    First Name:
    Chris
    Vehicle:
    2019 Pro/2017 Limited/2014 Limited
    I'm okay with a dealership outfitting a few vehicles. What I don't like is when the dealership puts add-ons (like pin-stripping) on every vehicle on the lot.
     
  19. Jun 5, 2019 at 6:27 PM
    #219
    Yetimetchkangmi

    Yetimetchkangmi Well-Known Member

    Joined:
    Jun 19, 2013
    Member:
    #106605
    Messages:
    3,478
    Gender:
    Male
    First Name:
    Benjamin
    Newcastle, WA
    Vehicle:
    03 Tacoma 4x4 The Yeti
    ARB front locker, Custom high clearance rear bumper, Custom plate front bumper, mile marker winch PE8, safari snorkel, Deck Plate Mod Fox 2.5 rr DSC, Camburg UCA, squeaky Dakar leafs, 5125 10" and custom 7.5" shackles, thee finest PNW pinstripes, MT-R, Nissan crew cab roof rack??? wtf is that about??? Allpro skids, Rigid duallys President McKinley CB with PA Recaro SRD with Wedge Engineering Morimoto retrofits Champion Rad - Failed Tundra brakes
    Price is what someone will pay for it:

    my 1st gen bud bought NEW in 2004 Tacoma DCSB SR5 Off Road and dealer added leather heated seats. $33k.
     
  20. Jun 5, 2019 at 6:37 PM
    #220
    TacoBella

    TacoBella Well-Known Member

    Joined:
    Sep 30, 2011
    Member:
    #64421
    Messages:
    2,910
    First Name:
    Tom
    Vehicle:
    2016 Tacoma (SOLD) leased RTL-E Ridgeline
    AVS Bug Deflector. TruXedo Lo Pro
    It's actually great for those who want their wives in new vehicles every three years. THats the only reason I lease her side of the garage, Plus she can write the lease off so it's really the best choice for us,

    Every vehicle whether paid for or not has a "cost per month" to drive That's the depreciation, Leasing allows for a much better vehicle for the money as a side benefit. and NO money down. Where can one drive a $35,000 SUV for only $350 a month no down?
     

Products Discussed in

To Top