1st Gen Lunchtable Thread - General Discussion

Was that on new or used? I got 3.1pct fixed on my new car loan 2 years ago

 

That was the part where I got kind of screwed, and didn't do my due diligence on. But it was such a long and frustrating process trying to find a bank that would approve an auto loan for a 15 year old vehicle (most denied it) that I jumped at the first bank that would, Wells Fargo. I think I have around a ~5% apr on my loan, which these days isn't very good. But banks see older car loans as more of a risk so you have to pay for that.

 

Higher interest rates were a lot more common in the 90s, but vehicles were cheaper.

Nowadays it's all about 0% APR for 12 months or 2 years, but the overall price of the vehicle is way higher than that same vehicle would have been 20 years ago (relatively).

 

Yeah man, despite all the armchair quarterbacks spewing their opinions, the reality is your particular taco was gonna sell for 20k+. With that condition, miles, location, and equipment, it would've sold either to you or someone else for sure. Whether these armchair qb's think that was the wrong play to call is irrelevant. You have a truck you can keep for a long ass time, if you wish, or one you can sell for damn good money, also if you wish.

 

brand new rate
overall rates were bit higher in the late 90s than they are now
but not nearly as high as the late 70s/early 80s when my dad was trying to hurry and pay off a variable mortgage

 

600 CAD. So ~$450 USD

 

anybody have this query?
I was going to send to Line-X guy

 

i think these were 'sold' at half face value?
so $50 initial
$180 in accrued interest over 30yrs??
not too shabby of a rate i would say, especially compared to the low rate environment over the past decade

rule of 72 ... 7.2% doubles every 10yrs

 

Drive by this thing every time I stop by the post office.

 

wow o wow, that took me a super long time to find context for this, back paging posts
@Crow_of_judgement cannot hear this callout due to 'spamming or something' in another forum section?

 

Crows don't SPAM

 

The dude tried so hard to piss people off. Ignored many temp bans. Good perma ban. Dont let the door hit ya on the ass...

 

it was just pest control

 

Even at $450 without shipping they wouldn't be worth the pain in the ass of install on a NA truck

 

i was beginning to catch onto his banter lol
had some good laughs and head shakers

 

I think he got what he wanted, he poked the bear non-stop....more like molested the bear actually

Best we can do now is turn him into a martyr for future generations to come

 

so his TW ride of the month is de-listed? ... so far it is still listed
it was one of the very first posted i think
had 22+ likes

 

look how they massacred my boy

 

Be funny if that supercharger is just a fake ornament on top of the hood.

 

Nah, best we can do is laugh our asses off. I was disapointed when his first ban wasn't permanent. Its like he was bipolar or something. Ok to deal with for awhile, then would purposely troll people as much as possible not a few hours later.