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Looking for credit card recommendations for potential $7000+ in modifications

Discussion in 'Deals & Coupons' started by Huha, Jul 13, 2019.

Page 1 of 5
  1. Jul 13, 2019 at 6:33 PM
    #1
    Huha

    #1
    Huha [OP] Well-Known Member

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    So I am terrible with my expenses and am looking to make it worse thanks to this forum. I'm looking for a new credit card and am looking to spend possibly $7000+ on modifications on my truck. Was wondering if anyone know of some good cash back credit cards for high spenders.
     
    Huha, Jul 13, 2019
    #1
    TacoedBars, ALI3N_123, @T.A.C.O.M.A and 1 other person like this.
  2. Jul 13, 2019 at 6:35 PM
    #2
    Coexplorer

    #2
    Coexplorer Well-Known Member

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    I would strongly recommend not opening a new credit card to mod your Tacoma.
     
    Coexplorer, Jul 13, 2019
    #2
    jq1604, BassAckwards, thomas3ford and 68 others like this.
  3. Jul 13, 2019 at 6:37 PM
    #3
    Silverspool

    #3
    Silverspool Come at me Bro!

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    Anyone seen my wallet?
    Are you going to be able to pay off the 7K before getting charged interest? If not, why bother looking for a cash back card?
     
    Silverspool, Jul 13, 2019
    #3
    jq1604, Markcal, Norton and 11 others like this.
  4. Jul 13, 2019 at 6:37 PM
    #4
    4x4Runner

    #4
    4x4Runner Sam’s gone, man. Moderator

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    This has got to be the worst idea in the history of bad ideas.

    You’ve already said you’re bad with expenses so what in the bloody hell makes you think this is reasonable?
     
    4x4Runner, Jul 13, 2019
    #4
    jq1604, orezona, Markcal and 50 others like this.
  5. Jul 13, 2019 at 6:38 PM
    #5
    MPA2point0

    #5
    MPA2point0 Well-Known Member

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    Why would you open a credit card to mod a truck? Seems pretty reckless IMO.
     
    MPA2point0, Jul 13, 2019
    #5
    jq1604, Ccrames2018, bax and 7 others like this.
  6. Jul 13, 2019 at 6:38 PM
    #6
    tcjacado

    #6
    tcjacado Well-Known Member

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    Cant you just wait for the Nigerian prince email???? He has millions just waiting for you.
     
    tcjacado, Jul 13, 2019
    #6
    jq1604, spitdog, MtnMan307 and 17 others like this.
  7. Jul 13, 2019 at 6:39 PM
    #7
    Nunya Bizness

    #7
    Nunya Bizness A-A-Ron aka Stunny Gunny

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    @DaveRamsey
     
    Nunya Bizness, Jul 13, 2019
    #7
    rdpoe, TacoSchell, dTor and 15 others like this.
  8. Jul 13, 2019 at 6:40 PM
    #8
    mcm808

    #8
    mcm808 Well-Known Member

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    opening with "bad with expenses" and ending with "open credit card to mod my truck" is not a good sentence formation
     
    mcm808, Jul 13, 2019
    #8
    David210, Dampahee, Ccrames2018 and 11 others like this.
  9. Jul 13, 2019 at 6:40 PM
    #9
    4x4Runner

    #9
    4x4Runner Sam’s gone, man. Moderator

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    Not north, not south, not west, mostly east
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    nuttin fancy
    Clearly a disciple of the Pelfrey school
    Of successful finance.
     
    4x4Runner, Jul 13, 2019
    #9
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  10. Jul 13, 2019 at 6:41 PM
    #10
    tcjacado

    #10
    tcjacado Well-Known Member

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    Next thread.... does anyone know a good bankruptcy attorney?? Please help
     
    tcjacado, Jul 13, 2019
    #10
    pyriteCO, spitdog, Ccrames2018 and 15 others like this.
  11. Jul 13, 2019 at 6:41 PM
    #11
    MadDaddy

    #11
    MadDaddy Pork Rind Extraordinaire

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    Oh lawd. Call the fire department :bananadead:
     
    MadDaddy, Jul 13, 2019
    #11
    bax, scottalot and jenk like this.
  12. Jul 13, 2019 at 6:41 PM
    #12
    Cudgel

    #12
    Cudgel “Tonka”

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    I hope this is actually a Friday post. But presumably you need advice? Cash for mods only. They are optional and should only be done with truly after budget disposal income. Then of course if you want to leverage the benefits of the few, put the 7k on something like upromose of Amazon cards so your kids or wife can have a bonus. Just be sure you pay it in full before the 22 day grace period.
     
    Cudgel, Jul 13, 2019
    #12
    Ccrames2018, bax and scottalot like this.
  13. Jul 13, 2019 at 6:41 PM
    #13
    Huha

    #13
    Huha [OP] Well-Known Member

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    Arm rest organizer, dash cam, popnlock, anytime backup cam
    I'm getting rid of a lot of clutter at home such as old hobbies and that should help a little bit to pay it off and will be picking up overtime when available at work too.
     
    Huha, Jul 13, 2019
    #13
  14. Jul 13, 2019 at 6:42 PM
    #14
    Daria

    #14
    Daria Can I pet your dog? Moderator

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    Please tell me you have 7k in cash to immediately pay off the mods once charged to plastic....

    I get doing it for rewards. I take advantage of stacking rewards from time to time. Recently I paid for $1500+ in Airbnb gift cards at a local grocer by using a Rewards CC. I went to the grocery store to gain 4X gas points. I also got rewards from the CC. I immediately paid off the purchase so no interest was charged.

    If you’re just trying to finance the mods, this is a terrible idea.
     
    Daria, Jul 13, 2019
    #14
    Ccrames2018, bax, ColoradoTJ and 5 others like this.
  15. Jul 13, 2019 at 6:43 PM
    #15
    mcm808

    #15
    mcm808 Well-Known Member

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    hey guys, im not a surgeon but id li
    laughed out loud on this one
     
    mcm808, Jul 13, 2019
    #15
    bax, Nunya Bizness, scottalot and 1 other person like this.
  16. Jul 13, 2019 at 6:43 PM
    #16
    MadDaddy

    #16
    MadDaddy Pork Rind Extraordinaire

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    How old are you?
    Do you work full time?
    Are you married?
    Kids?
    Own your home?
     
    MadDaddy, Jul 13, 2019
    #16
    scottalot likes this.
  17. Jul 13, 2019 at 6:44 PM
    #17
    Huha

    #17
    Huha [OP] Well-Known Member

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    Arm rest organizer, dash cam, popnlock, anytime backup cam
    Single, fulltime and home yes
     
    Huha, Jul 13, 2019
    #17
    MadDaddy[QUOTED] likes this.
  18. Jul 13, 2019 at 6:46 PM
    #18
    Mully

    #18
    Mully Well-Known Member

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    Chris
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    Lifted, Kings, Locked, 295s and more.
    OMG, don't do this, it's not worth it. Save your money and build your truck over time. Good luck with whatever you do.
     
    Mully, Jul 13, 2019
    #18
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  19. Jul 13, 2019 at 6:47 PM
    #19
    kakwvu

    #19
    kakwvu Almost Heaven

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    That said, sky miles cards if you can pay off on time.
     
    kakwvu, Jul 13, 2019
    #19
    orezona likes this.
  20. Jul 13, 2019 at 6:48 PM
    #20
    jenk

    #20
    jenk Well-Known Member

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    Hmmmm, what about maybe a little bit at a time? Like maybe a 2k credit line and then keep paying it off right after?
    I needed some leafs and shocks cause mine's about to bust. I used a 4wheelparts card and a summit racing card and I won't have any interest so long as I pay them off within promo period.
     
    jenk, Jul 13, 2019
    #20
Page 1 of 5

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