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Did you do extra payments. Who finally owns their Tacoma?

Discussion in '3rd Gen. Tacomas (2016-2023)' started by 11Bravo4x4, Jun 29, 2019.

  1. Jul 23, 2019 at 6:12 PM
    #341
    raidercraig

    raidercraig Well-Known Member

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    Traded in a 15GT3 so my payments are under 1K. I actually regret not borrowing more at 2.49%. Stock market has averaged around 11%, so getting A higher return of 2.49% is easy. People work hard for their money but don’t let their money work for them.
     
    CementTRDOffRoad likes this.
  2. Jul 23, 2019 at 6:27 PM
    #342
    Jeffaz1

    Jeffaz1 Well-Known Member

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    I don't know who is giving 2% loans right now, but when somebody says you should "borrow as much as you can" for anything at all, they don't know what they're talking about.
     
    Linewalker likes this.
  3. Jul 23, 2019 at 6:36 PM
    #343
    Linewalker

    Linewalker Well-Known Member

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    Yup. I'm in STFU mode until I can watch this one unfold before our eyes.
     
  4. Jul 23, 2019 at 6:37 PM
    #344
    808veedub

    808veedub Well-Known Member

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    Don’t question his expertise
     
    hyphur likes this.
  5. Jul 23, 2019 at 7:12 PM
    #345
    raidercraig

    raidercraig Well-Known Member

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    Last October BOA offered 2.49%
    Let me clarify
    Borrow as much as you can while still maintaining your quality of life. It’s a no brainer to borrow low then earn high. Problem with working stiffs, they don’t let their money work for them
     
    CementTRDOffRoad likes this.
  6. Jul 23, 2019 at 7:44 PM
    #346
    808veedub

    808veedub Well-Known Member

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    I guess the Porsche= Douche stereotype is spot on.
     
    rickm, Tacoshredder and hyphur like this.
  7. Jul 23, 2019 at 7:48 PM
    #347
    raidercraig

    raidercraig Well-Known Member

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    Another jealous douche bag
     
  8. Jul 23, 2019 at 7:56 PM
    #348
    kodiakisland

    kodiakisland Well-Known Member

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    5100s/1.6in eibachs, wheelers AAL, OME N182 rear shocks, 4.56s, Detroit truetrac, 255/75/17, SOSConcepts sliders
    One never knows how much money their money will make, but the last decade has been very good to me. If I have, say, $30,000 to use as I will, and given the option of 0 or very low interest on something that is the same price whether I use the credit or not, I'm going to make money on the money I have, and pay the debt will devalued dollars down the road. Now, that assumes one actually uses the money to make money and doesn't screw up and have to pay a high interest because you didn't make timely payments, but sometimes credit is better than cash.
     
  9. Jul 23, 2019 at 8:09 PM
    #349
    808veedub

    808veedub Well-Known Member

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    Lol. Jealousy is a very loose term. I wouldn’t trade my life for your “rockstar” lifestyle or your badass track monster or whatever you call it. When people feel the need to brag what they have or how much they have. I already know how much better my life is than yours.
     
  10. Jul 23, 2019 at 8:13 PM
    #350
    raidercraig

    raidercraig Well-Known Member

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    You confirmed what I already knew about you
    Thanks buddy
     
    cedarpangolin likes this.
  11. Jul 23, 2019 at 8:16 PM
    #351
    808veedub

    808veedub Well-Known Member

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    You’re a waste of my time. Bye buddy. Enjoy your badass track monster.
     
  12. Jul 23, 2019 at 8:17 PM
    #352
    Matt3400

    Matt3400 Well-Known Member

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    This thread is full of E-flexing, if most of it is even true is highly suspect. Truly successful people aren't bragging about their lifestyle to strangers on an internet forum....






    They do that shit on instagram.
     
    rickm and ptat like this.
  13. Jul 23, 2019 at 8:24 PM
    #353
    cedarpangolin

    cedarpangolin So country I bleed cedar sap.

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    Small town Credit unions.
     
  14. Jul 23, 2019 at 8:24 PM
    #354
    raidercraig

    raidercraig Well-Known Member

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    Hey buddy You should have never jumped into a thread only to hurl insults.
     
  15. Jul 23, 2019 at 8:26 PM
    #355
    cedarpangolin

    cedarpangolin So country I bleed cedar sap.

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    Douche alert @ that guy lol
     
  16. Jul 23, 2019 at 8:26 PM
    #356
    raidercraig

    raidercraig Well-Known Member

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    Spot on. A few years ago my credit union had .99% financing up to 60 months. Crazy low rate, borrowed 100% cars value and invested my cash yielding much higher results
     
    cedarpangolin[QUOTED] likes this.
  17. Jul 23, 2019 at 8:31 PM
    #357
    raidercraig

    raidercraig Well-Known Member

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    People like this take the fun out of car/truck enthusiasts forums. Dude is so insecure he had to hit up my inbox, pathetic.

    6D510B1E-03D5-4B01-9865-1C62551FB923.jpg
     
    cedarpangolin likes this.
  18. Jul 23, 2019 at 8:32 PM
    #358
    Green Jeans

    Green Jeans 6MT AC TRD OR 1GR-FE FTMFW

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    Oregone
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    I financed through Toyota Financial at a 0.9% APR on a 60 month loan. My payment worked out to be 319/month.
    I threw 450/month at it and was paid off 1.5 years early.

    Happy be putting that amount into savings now!
     
    MiamiMark and shakerhood like this.
  19. Jul 23, 2019 at 8:36 PM
    #359
    cedarpangolin

    cedarpangolin So country I bleed cedar sap.

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    1.5" wheel spacers, 2.5 front and 1" rear leveling kit, AFE Dry drop in filter, Thrush Glasspack Cherry Bomb exhaust, Falken Wildpeak AT3W tires Soon to be: bully aluminum side steps, plastidip emblems
    Water off a duck bro. People like that just hate thier own existence and thrive in some sick way on tearing others apart and causing negativity. Youre a better man to just ignore it and move on and let them bury themselves.
     
    raidercraig[QUOTED] likes this.
  20. Jul 23, 2019 at 8:39 PM
    #360
    808veedub

    808veedub Well-Known Member

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    Nah. I just kept it off of here muddling up someone else’s post. Sorry for hating my life and taking it out on that cool cool cat. Peace.
     
    Capitol_Taquito and hyphur like this.

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