What Should I buy SingleCab or Access

Only if you consider 'forever' a long time

 

Between those choices, I'd get neither. Buy a used economy cruiser and save up some more money. The suggestion of having little or no debt at your age is sound advice. And when your ready to buy, don't get a Reg Cab, the first time you put your winter gear, fishing tackle, or a dog in it, you will regret it.

 

Get a double cab. My double cab has even more room for guns... which I'm not too sure is a good thing now that I think about it...

 

that's true gun room is a deciding factor lol

 

Why do you think that? I financed my first car when I was 17 with a cosigner.

 

If you love never putting the fucking seat back or a big ass bench seat, no additional room in the cab and want to seem like you’re 18 forever then a single cab will suit your needs.

 

I'd get the single cab. You'll be in a better position to get what you want, and you'll know that better, in a few years. Starting simple, with no debt to boot, is a good way to begin.

The first vehicle I got to drive on my own was an almost ten-year-old Datsun pickup my dad and I bought as an experiment c 1978. I took it to college and was a popular guy to haul stuff for friends. In fact, more than forty years later I haven't been without at least one compact pickup in the fleet -- all Toyotas since that first one. I'm betting you'll head down a similar path, and it's gotta start someplace.

 

So yourself a favor and don’t get a loan. Debt is your enemy unless it’s debt that makes you money (business loan) or is for a potentially appreciating asset (property).

Loans are even worse for used vehicles as you may need maintenance. At least with a new car you can pay it off before you need to pay for maintenance. Having to pay off a loan AND pay for maintenance would suck.

What is best for you depends on your situation. Personally a reg cab is useless for me. I was shopping for an extended cab but after taking a trip in my current, extended cab f150 I decided a double cab was best for me.

if I were you I’d keep looking. Tacoma’s are cheap in your part of the country. Buy what you can afford now, then keep saving and trade up. If you get good deals and make smart purchases you can buy something now and sell in a year or two for even money and trade up to something that is nicer or better fits your needs.

 

Get what you can afford. No debt is a good thing.

 

just read rich dad poor dad and I completely agree with you

 

I'd find something cheaper than 5k. Having some cushion is way better than being back down to zero or worse, being in debt.

 

im also thinking about getting a tacoma from my moms friend from work she never uses it so I could probably get it really cheap (like 1,000) but she says its pretty rusty under there and my dad doesn't like it because of that

 

Regular cab and get a top, this is my commuter and when i bring my dog with me.

 

That brings back a lot of memories, my first truck was a Datsun, I eventually dropped a 2 Lt. in it. It was lots of fun.

 

You may have trouble getting a loan for anything older than 10 years and/or over 120k. Don’t fall for personal loans, interest rate would likely be at least triple what a used car loan is.

 

Frugality rules! Don’t keep up with the Joneses. Get the regular cab. My regular cab Taco is my favorite vehicle I’ve ever owned.

 

that one looks nice with its lift

 

I love this

 

No debt is good but if it's manageable debt it does wonders for your credit which at 18 you could use. If you can handle it, go for it but debt isn't fun if something goes wrong. Can you find anything in a different town or state that isn't as rusty but still cheap?

 

That's basically my opinion on it too. A car loan is a great way to build credit, especially if you can get a low apr. At 18 you're going to need to start building your credit somehow. About 10 years ago I had abysmal credit, got a ridiculously bad truck loan for a Silverado, paid it on time though until it was paid off. Now I'm sitting comfortably over 800 and can pick the best stuff. Gotta start somewhere