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Please! Need Help with a scam

Discussion in '3rd Gen. Tacomas (2016-2023)' started by Chance03, Nov 19, 2019.

  1. Jan 12, 2020 at 11:32 AM
    #221
    monkeyface

    monkeyface Douchebag, or just douche if we're friends

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    Interesting read. Caveat Emptor. I bet I could be fooled by a good photocopy of a title, especially out of state.

    Do you folks when you make a cash private party purchase ask the seller for ID to make sure the seller is the same as on the title? I never have, but I do show buyers my ID when I sell private party.

    I prolly could have been burned a few times on cash PP purchases. I bought a trailer cash at a storage lot, turned out ok, got a fresh title after purchase, but the seller could have been anybody.
     
    Big tall dave likes this.
  2. Jan 14, 2020 at 7:22 PM
    #222
    Fulton246

    Fulton246 Well-Known Member

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    Not sure about title tranfer laws in other states, but in NC the title has to be signed by both the owner and buyer while in the presence of a notary. The notary is responsible for checking identification before stamping. It would be very hard to create a legitimate looking photocopy of a NC title.
     
    monkeyface[QUOTED] likes this.
  3. Jan 14, 2020 at 8:45 PM
    #223
    Geoff.in.nc

    Geoff.in.nc Hey y'all, watch this!

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    I disagree. I've sold one car and donated another to a charity in the past 8 months in NC. I was told the buyer's name (and address?) needs to be on the title when the seller signs and is notarized. We did not notarize the buyer's info. In the case of the donation, the "buyer" of record wasn't a person, it was the charity, and there was nobody to notarize as a buyer. They just had a roll-off driver pick up the car and the signed/notarized title.
     
    monkeyface likes this.
  4. Jan 15, 2020 at 3:11 PM
    #224
    FLA_Hoosier

    FLA_Hoosier Well-Known Member

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    Yeah, varies by state. When I was living in Indiana, my son (in Australia) asked me to sell his Jeep. Needless to say, he didn't sign the title ;);)
     
    monkeyface likes this.
  5. Jan 15, 2020 at 5:59 PM
    #225
    Fulton246

    Fulton246 Well-Known Member

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    I've never donated a car to a charity organization so I dont know how they sign, but in a title transfer between two people the buyer has to print and sign their full name and provide their address. That is so the DMV will know who to register as the owner. Regardless, the title has to be notarized with the seller's signature. That requirement and the type of paper that titles are printed on make it hard to scam someone using a photocopy.
     
    Last edited: Jan 15, 2020
    monkeyface likes this.
  6. Jan 15, 2020 at 9:08 PM
    #226
    Geoff.in.nc

    Geoff.in.nc Hey y'all, watch this!

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    Agreed.
     
  7. Jan 16, 2020 at 8:08 AM
    #227
    xola3que

    xola3que Well-Known Member

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    I have experience with this.

    2006, I bought a rare 97 LR Defender online. The truck was real but it came with a fake retitled 1983 LR Defender from Seattle. Truck got shipped to NJ. Being that Defenders were rare, it wasn't hard for Seattle investigator to track down to the seller and, subsequently to me. They’ve got a hold of the shipping record which made it easy for the local law enforcement. When I registered the truck in NJ, it immediately went in the database and within two weeks, cops showed up at my door with a tow truck.

    Fortunately, the local investigator had all the backstories from the Seattle cops and with my emails back and forth with the seller, they had me signed an affidavit that I was a victim of online fraud. The seller fleed to Mexico but they were able to track and froze the funds. I've got some of my money back after 4 1/2 years.

    Start keeping your paper trail and go to the police and get a report right away. Don't wait.
     
    Last edited: Jan 18, 2020
    monkeyface and Big tall dave like this.
  8. Jan 18, 2020 at 9:04 AM
    #228
    Chance03

    Chance03 [OP] Well-Known Member

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    Finally got ahold of investigator who’s been working my case and he is frustrated cause he keeps running into dead ends and no one can seem to find the selller. The local DA won’t sign off on it being a criminal case even though investigators think 2 felonies have been committed so we can’t Subpoena The dmv in home state, the bank or the dealership for the information we need. So he recommended applying for a bonded title. He is going to give me a clean vin inspection that I take to the dmv, supposedly they are going to send it to the sellers last known address and if they don’t get a response within 30 days then I can at least register and drive the damn thing. If the bank doesn’t respond within 30 days of me registering it then I can apply for new title in my name. Let’s hope no one cares about this thing!
     
  9. Jan 18, 2020 at 10:03 AM
    #229
    ksJoe

    ksJoe Well-Known Member

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    You said you wanted to get the bank responding... Now you get what you asked for, or you get a clear title. :fingerscrossed:
     
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  10. Jan 18, 2020 at 10:37 AM
    #230
    OdiN1701

    OdiN1701 Well-Known Member

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    What happened with this? It doesn't make sense. How can the bank hold the title, but at the same time you have a photocopy? They don't send you a title until the vehicle is paid for.
     
  11. Jan 18, 2020 at 10:50 AM
    #231
    SRBenjamin

    SRBenjamin Well-Known Member

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    Give it back to the bank, and sue the aHole for your money. Or you could try to work it out with the bank.
     
  12. Jan 18, 2020 at 11:19 AM
    #232
    tacofish

    tacofish Well-Known Member

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    Good luck!!
     
  13. Jan 18, 2020 at 11:27 AM
    #233
    Hstone556

    Hstone556 Ain’ters gonna ain’t

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    I’m not buying anything I’m reading... especially not for $35k.
     
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  14. Jan 18, 2020 at 2:43 PM
    #234
    FLA_Hoosier

    FLA_Hoosier Well-Known Member

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    Read the thread. Cliff Note version. Seller paid cash, had the title in hand, made a passable copy, then gave original title to bank as collateral on a personal loan and sold the truck to the OP using the copy.

    Edit: and every state does it different.

    Edit 2: clarified who has the original title and who has the copy.
     
    Last edited: Jan 19, 2020
    El Duderino likes this.
  15. Jan 18, 2020 at 2:48 PM
    #235
    ksJoe

    ksJoe Well-Known Member

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    If the bank tries to claim the truck, make them prove the loan they issued occured before you bought it.

    Because if they issued their loan after you bought it, then It seems to me that the bank is the victim of fraud, not you. That would mean they gave him a loan for a vehicle he no longer owned.
     
    Big tall dave likes this.
  16. Jan 18, 2020 at 2:57 PM
    #236
    Rottencotton

    Rottencotton Well-Known Member

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    Title = ownership.
     
  17. Jan 18, 2020 at 3:32 PM
    #237
    RushT

    RushT Amateur Everythingist

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    Fake title = ownership??
     
  18. Jan 18, 2020 at 3:49 PM
    #238
    Rottencotton

    Rottencotton Well-Known Member

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    The bank doesn't have the fake title, it has the real title. Re read the thread. :rolleyes:
     
  19. Jan 18, 2020 at 3:49 PM
    #239
    ksJoe

    ksJoe Well-Known Member

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    This sounds like a complicated scam, and it may not fit such convenient simplifications.

    We can assume the loan the bank issued had the standard language saying the owner lawfully owned it and had the right to transfer ownership. If he got the loan before selling the vehicle, then getting the loan was presumably proper. If had already accepted money for the vehicle and handed the keys over, then he committed fraud signing that loan document.

    Clearly there was fraud committed. But which exact parts of the transaction(s) were fraud depends on the order. That's the point I was making.
     
    Big tall dave likes this.
  20. Jan 18, 2020 at 4:52 PM
    #240
    Big tall dave

    Big tall dave Well-Known Member

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    Blood from a stone.....Sketchy people don’t usually have assets or bank accounts in their name so even if the OP won a judgement, he’d prob have a hard time collecting from the scammer.....

    OP really needs to spend another $1000 (or whatever) on a lawyer or some legal expert to advise/represent him when dealing with the bank/DMV/cops/courts/repo-men......
     

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