What are you paying for 2020 Tacomas?

Everyone on here has an opinion on warranties . For the ones who buy it and get to use it great . A lot of people are not comfortable driving around with no warranty and trade in when it's up . If you can afford it and want it and you will sleep better at night then get it . As for me I didn't get it but did pick up a break down policy through my insurance but I don't have anything against someone who buys one , even if they over pay its their money . You can tell them nicely where they can get it cheaper and let it at that .

 

How could you have saved 2 days ago when fed dropped to 0-0.25 today?

 

Got an interest rate of 3.69% through toyota in may of 2019, thoughts on refinancing/ what are better options? Any fees associated?

 

Fees depend on which bank you deal with, but I would say generally banks charge you for refi (or higher interest rate for refi vs. purchase)

 

Lol...I "wish" I could have had the rate 2 days ago!!!!

 

gotcha. haha...

if you chose TFS, their rate probably won't change until April, so you're good.

 

I did, Toyota 3.79

 

I’d try going in and negotiating or cancelling the extended warranty. You could probably could have got that for about a third of the price. Good luck, and hey if you are happy with your truck, who cares. Congrats on the new truck!

edit: I see that you did. Good stuff.

 

I know how it works, and I didnt finance it, paid cash.

 

Okay, THIS IS MY NEW BABY, THIS IS " NOT" THE DEALERSHIP I BOUGHT FROM, BUT THIS IS THE TRUCK!!!

Now for the BEST leveling kit, wheels and new tires!!

 

IMO there are no best leveling kits. They affect the ride - no matter how good the kit is. If I were you, I would check out Bilstein 5100 for your front and use OEM coils.

 

Thank you, is that the absolute best . This is 2 days d, I would prefer to spend a little more and do it right, I want a smooth ride, going with an aggressive BFG A/T

 

there are tons of available lifts and coilovers, but if you're just going for the appearance, I suggest 5100. If you want the absolute best, you can spend a few grand and get some fox, icon or king, but ask yourself if you really need them and search needle bearing before pulling the trigger. By lifting it, you're changing the geometry of the suspension that will introduce you to other issues by lifting it. an example would be needle bearing going bad. Take your time and do plenty of research before doing anything.

You can spend on parts/accessories as much as you spent on your truck and possibly more.

 

5100s can be used as a leveling kit lol.

 

that's right. I thought she meant spacer lift. ma bad.

 

Per forum rules, you have to post pictures of actual truck, taken by yourself, or immediate family member.

Just kidding, congrats again.

Wheels and tires are so personal and subjective. I like the Goodyear duratrac. It’s still quiet, but performs well, off-road. After a ton of research myself, the above recommended 5100’s seem like a good choice. They are affordable also.

 

lol no worries I figured that’s what you meant

 

When I shook hands with the sales manager and went to the finance guy...he ended up throwing in the wheel and tire protection and the 75k warranty for 6 bucks a month more. He discounted the bottom line and the APR to do so. Figured 6 was worth it.

 

What happened there is the sales manager closed you on a payment using a higher interest rate. Finance guy/gal calls the deal into the banks and gets a much lower rate. (Had to be a lot lower to be able to give you T&W and 75k warranty for only 6 bucks a month). And they probably still had a point and a half mark up on your rate. Look on your contract and see how much they charged you for t&w and warranty, that should give you a pretty good idea of the mark up. Remember you can cancel these products anytime, unless you really want them or have bad luck with truck tires.
.

 

Sorry, I don’t mean to be a prick, I was in the business for 7 years and sadly know must of the tricks.
Kinda of like the guys who pay 32k on a 40 msrp truck, the dealer either hooked their trade or made a couple points on the backend
To make up the front end loss.