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South Carolina BS thread under new MANAGEMENT and lives in SC

Discussion in 'South East' started by ahspurlock, Jan 18, 2016.

  1. Apr 22, 2020 at 10:37 AM
    Bannerman

    Bannerman Tasteful Thickness

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    Charlotte, NC
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    Same in Charlotte. Location, location, location as they say.
     
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  2. Apr 22, 2020 at 11:05 AM
    SearArtist

    SearArtist Hybird

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    wtf, who is your insurance company? our hose is valued at $285k, but insured for replacement cost at ~$500k. We pay $1700/yr and another $200/yr for a umbrella policy.
     
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  3. Apr 22, 2020 at 11:05 AM
    Bannerman

    Bannerman Tasteful Thickness

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    Charlotte, NC
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    I know there are a lot of factors when they price insurance. Like fire is one of the biggest threats to your house, so if you are rural, farther from a fire station, your house is statistically more likely to burn down. But I live in the city, I can see my closest fire station out of my office window.
     
  4. Apr 22, 2020 at 11:07 AM
    Bannerman

    Bannerman Tasteful Thickness

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    Liberty Mutual. I do know we have some discounts built in, multi-policy and I get some discounts through my work too. Our replacement cost is prob right around 500k. And like I said, being in the city is cheaper I think.
     
  5. Apr 22, 2020 at 11:07 AM
    SearArtist

    SearArtist Hybird

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    don't worry, those cheap SC gas prices make up for it :rolleyes:

    NC avg: $1.68/gal
    SC avg: $1.61/gal
     
  6. Apr 22, 2020 at 11:08 AM
    SearArtist

    SearArtist Hybird

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    i think we are going to switch soon, to try and reduce out monthly obligations even more. We are paying $253/mo for our two cars and the expensive home insurance to boot...i feel we are getting bent over on the whole deal.
     
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  7. Apr 22, 2020 at 11:12 AM
    Bannerman

    Bannerman Tasteful Thickness

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    DANG, I pay $91 a month for two cars. But they are cheaper cars than yours too. One of you have an accident on your record?
     
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  8. Apr 22, 2020 at 11:13 AM
    JimboAnz

    JimboAnz #OldNorm

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    Charlotte (Cornelius) NC
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    2950 SF in Cabarrus County, Concord City, NC. 2019 tax $3314.00, 2009 tax was $1241.00. major creep in the past several years, big jump in 2017

    Insurance on the house is $1381.00
     
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  9. Apr 22, 2020 at 11:14 AM
    SC2SC

    SC2SC Likes Pineapple on Pizza

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    South of Charlotte
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    Icon Custom Build Custom Exhaust • SOS Sliders• RokBlokz
    $4,300.00 for nearly 4000/sq ft.
    $3,200 of that is for schools alone.

    Home valuation is less than current market value.
     
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  10. Apr 22, 2020 at 11:15 AM
    Bannerman

    Bannerman Tasteful Thickness

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    2500 SqFt and we pay about the same in insurance (per SqFt). But my tax bill is almost $5k this year, thanks Meck Co.
     
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  11. Apr 22, 2020 at 11:19 AM
    SearArtist

    SearArtist Hybird

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    yeah, my wreck back in Jan 2017, it was still $200/mo prior to that...the policy renews in June, so i'll know next month how much cheaper it will be.
     
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  12. Apr 22, 2020 at 11:20 AM
    SC2SC

    SC2SC Likes Pineapple on Pizza

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    South of Charlotte
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    Icon Custom Build Custom Exhaust • SOS Sliders• RokBlokz
    2014 DCSB Taco
    2019 T4ROR Premium

    $ 1,656.00/year. We pay annually.

    don't get me started on vehicle property tax....:mad:
     
  13. Apr 22, 2020 at 11:22 AM
    SC2SC

    SC2SC Likes Pineapple on Pizza

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    Ouch! :eek:
     
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  14. Apr 22, 2020 at 11:22 AM
    Bannerman

    Bannerman Tasteful Thickness

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    Charlotte, NC
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    Liking the T4R? Planning to pick one up for the wife this year, have not yet decided what year or if I want to get brand new or a couple years old. Will be looking for a OR Premium as well.
     
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  15. Apr 22, 2020 at 11:22 AM
    SearArtist

    SearArtist Hybird

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    thanks guys for the info...since i'm unemployed, every dollar counts...i'm gonna see about switching now. this will help a ton.

    upload_2020-4-22_14-22-52.jpg
     
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  16. Apr 22, 2020 at 11:23 AM
    Bannerman

    Bannerman Tasteful Thickness

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    Did you put your DL number in? Like did they pull your driving history?
     
  17. Apr 22, 2020 at 11:24 AM
    SearArtist

    SearArtist Hybird

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    yup, all of it. it's part of the quote process.
     
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  18. Apr 22, 2020 at 11:24 AM
    Bannerman

    Bannerman Tasteful Thickness

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    :thumbsup:
     
  19. Apr 22, 2020 at 11:27 AM
    SC2SC

    SC2SC Likes Pineapple on Pizza

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    South of Charlotte
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    2014 DCSB MGM TRD OR 4X4
    Icon Custom Build Custom Exhaust • SOS Sliders• RokBlokz
    I believe new electronics for 2020- unknown what changes.

    Only wish for our 19 is electronic controlled liftgate- like every other SUV, but not a huge deal. Not planning to lift it- we opted for KDSS- which we love. Wife likes the sliding rear tray as well. Very useful for our needs.

    More rear seat space and power than the Tacoma.
     
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  20. Apr 22, 2020 at 11:33 AM
    TigerTacoma

    TigerTacoma Well-Known Member

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    Upstate South Carolina
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    ‘14 MGM Access Cab 4x4
    Dobinson’s coils and shocks. SOS sliders, ditch light brackets, and front skid. Rigid ditch lights. BFG KO(dos) More minor stuff.
    Don’t think taxes are gonna get better with all this free money they are handing out. Gotta get income somewhere.
     
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