What are you paying for 2020 Tacomas?

USD, I failed to mention, I purchased the truck as a lease, never expecting to keep it. The truck had 16 miles when I took. The way things are going and being a less than essential worker, I made the decision to just purchase the truck. All said and done $4000 lost on the deal had this been a traditional purchase. For me I'm ok with it. Won't lose a second sleep and the truck will be mine not the banks.

 

2020 Tacoma TRD Sport (Sport for heavy highway use)
4x4 DCSB AT
Tech Package, Tonneau Cover, LEDs
MSRP - $40,347

Sale Price - $35,592 ($33,842 w/ rebate)
Dealer Fee - $690
Tax, Tags, Title, Reg - $1,733 ($1,661 w/ rebate)
OTD Price - $38,014 ($36,192 w/ rebate)

Sales+DF off MSRP: With rebate is 14.4%, 10.1% with 0% APR

Going to try to get the price reduced by the dealer fee. I'm leaning 0% APR so would love to get that 10% a little farther down, let me know if anyone has any advice during these times. I know that the 10-15% range is usually the target. I'm aware of the 1750 and 0% APR being independent offers, but let me know if anyones pulled off 1750 and 1.9% APR. Excellent credit so I should be able to qualify if its out there.

I'm looking at MGM or Cement, does anyone have advice on whether MGM has the same issues as black in terms of keeping clean? I love the MGM look but really trying to avoid the nightmare that a black vehicle can be.

 

I paid 36k for a 2019 fully loaded Off Road. Leather, sunroof, crawl....everything.

 

Looking to purchase a 2020 Off-Road Tacoma with no Tech package. MSRP is around $38,500 in my area. One dealership is down to $33,200 before TTL (with the $1,750 rebate). The other option is $35,000 before TTL (taking the 0% APR). Is this a good deal or should I continue to shop around?

Edit: This is in Minnesota

 

When you say full trade do you mean full Kelley Blue Book trade value?

 

What I mean is pay off, KBB very good on my truck was 26500-28500 NADA was around 26500. They gave me 28100 for it, felt I did pretty well. Truck needed new tires for sure to sell it.

 

Yep, definitely good. A lot of dealers were trying to go $1-2k less than Kelley blue book trade value. Usually they were pretty good on the percentage off MSRP so it is somewhat coming out in the wash but not enough to go that much less.

 

Just a suggestion, I think we should post which state we are in when posting up prices as well.

 

Yeah I got 11 percent off MSRP before my 750 military rebate, I also took the 0 percent. Interest with 1.9 over 72 months was a little over 2500, So for me better to take the 0 for 60.

 

Ya in 2019 for a 2019, so did I, guess what they cost a bit more now...

 

New truck with more crap, costs more money.

 

Exactly, but I just think its funny people with prior years, "I only paid $36k for my fully loaded..." ya bud so did I for my fully load 17 and 19, but the MSRP for a fully option truck for 2020 w/the additional content is quite a bit more. I just can't with people on here sometimes lol.

 

Was able to fit it into my garage last night. Only had 4 miles on the odometer.

It was delivered at 8pm and this thing looks way better in real life. Awesome truck so far other than I did see it hang in 4th gear today going 45 but did that only once so let’s hope that doesn’t happen a lot lol.

 

Yeah I got my 18 for 36 and it had every package I could do. I got this one for 39 and change before all the BS, but I got the advance tech package so that cost more. Also had more shit bolted into it as well.

 

Yep, the adv tech now, and prem package went up in price and LEDs, etc. a fully loaded TRD is $2-3k more than it was in 19. Yes a bare bones was only a $200 increase, but Toyota is not stupid and added content and increased the price on those packages.

 

That and when you buy a 19 near the end of a year right before a mid gen refresh you are going to get a better deal because they want them gone before the new ones show up because they will be harder to move.

 

My old truck lasted two days and it’s gone now. Premium/Tech with a manual is harder to find so I knew it would let last.

 

Even beginning and mid year, my 17 which was $41.8k I paid $36k in June 2017. My 19 that was $42.3k I paid $36.5k in Dec 2018.

 

I'm in GA, but bought the truck in TN. They had 1.9 for 72 as well, but it couldn't be combined with the customer cash rebate. I compared the cost of forgoing the rebate and getting the 1.9 interest vs taking the rebate and going 2.79. In the end it was cheaper to take the rebate and the 2.79.

 

Yep, I tell people this all the time, run an amortization calc prior to stepping into the dealer or on your phone while sitting there with the 2 scenarios. The finance guy is gonna try to get you to do whatever is best for him, confuse you with all the numbers.