What are you paying for 2020 Tacomas?

Can anyone get a loan through Navy Federal or USAA? Best rates I’ve seen is PenFed which is 2.99. I don’t really understand why the new auto loan rates aren’t lower than that considering the rest of the interest rates in the country. The rates were better four years ago when I bought 2016.

 

You have to be a member which requires you to be a veteran. I also think you can join if you are an immediate family member of a veteran but I don’t know the details. However, neither of them will be offering 0% interest.

 

I think banks are keeping rates a little high to hedge the risk of the borrower being laid off/unemployed in this economy and now their stuck with a depreciating liability. Where as I just re-fi'd my house a week ago, and my house is worth 2x more than the loan so I'm sure the bank would like me to default

 

See my reply above. 2.49%

 

Just left a dealer.
The price went up from the price they quoted me a week ago!
Their excuse was their low inventory, and they're not expecting to get more vehicles till August.
The discount I would be getting 11% off MSRP
So I walked.

 

You may not realize this but if a bank reposesses a house in GA where I live and sells it for more than is owed they have to return the extra to you, but they do have ways of buying the house at what is owed and reselling afterwords.

 

Looking to purchase my first truck tomorrow, 2020 DCSB SR 4x2 I4 in silver metallic. Trying to get it down to $24K, does that sound reasonable? I have 2 dealers working against each other, not many of these trucks in central Ohio.

 

Damn, that sucks. What dealer? I bet they're playing games and will be calling you in a day or so

 

I'm sure my back payments and "penalties" will add up to the sale amount of the house

 

Thanks TacoBuffet I honestly don't plan on selling or trading until it hits 200,000. or unless they come out with a new turbo option at some point. Now to find some of my favorite Forest roads this weekend.

 

They told me the deal will be good till Monday, then it will probably go up. WTF

 

I figured, given your history and 200k Silverado, just pointing out your wise choice / killer deal there. Enjoy your weekend trip!

 

They are pulling your leg or they can clearly see the “born yesterday” tattoo on your forehead. I’d find another dealer/salesperson.

 

So I know this article is about SUVs, but it did mention Toyota’s April sales being down 54%.

https://www.bloomberg.com/amp/news/...in-the-ocean-and-reveal-scope-of-u-s-car-glut

 

I picked up my 2020 SW TRD OR DCSB 4x4 with the adv. tech package, premium package, and LED headlights yesterday. I got a decent amount for my trade, so I think it worked out. These numbers are without the big rebate, but I got the military rebate and 0% financing.
MSRP: $44,902
DISCOUNTS: $5,704
PRICE BEFORE TTL: $39,198

 

Exact same deal as mine back in Feb also w/out the massive rebate and just military. $44.8k MSRP, $39.2k, wish I had got the 0% but took the 1.9% at the time. Nice man!

 

Zero percent interest!!!!!

 

They were doen pre covid and all the brands are down, doesn’t mean they’re gonna give em away, reason Toyota maintains high resale as a brand. If anything they’ll adjust production numbers.

 

Did you get a rebate for using Toyota financing when you purchased?

 

WOW! Without the $1750 rebate?! Cheers M8!!! And Congrats!