What are you paying for 2020 Tacomas?

Picked up a 20 Sport 4x4 DCSB, MT in cement MSPR of $41,633.00. I wrote a check for $35,082.50 and drove it home from Molle Toyota in Kansas city, MO.

 

TRD Offroad, MSRP $39,346. Giving me a quote of $37,975 OTD (not a cent more). It includes my trade which is negative unfortunately with how little dealers want trades now, but not too bad (-$600). Good deal or should I try for better?

 

Need the price before tax title etc to give an accurate assessment. good to excellent range is 10 to 15% off MSRP before tax title.
-you should not have a problem getting at least Kelly blue book trade-in value if not a bit more unless you’re getting in the 15% off MSRP range. KBB’s Numbers are adjusting for the used car market values. Mine went down $300 in the past three days. Down $1300 in the past three weeks

 

Yeah, I want to seal the deal ASAP because used car prices are dropping, especially for Mustangs (that I've seen). MSRP: $39,346. Sales price (with rebate included) is $34,896. Remaining is mostly taxes, doc fee, registration, and (unfortunately $600 roll over from my trade in). In normal times, I'd be in the positive but dealers seem very reluctant to give decent money for trade ins.

 

Oh, you mean $600 that you still owe on your Mustang? What are they giving you for your Mustang compared to the Kelley blue book value?
But yes, getting the deal done sooner rather than later is definitely a good idea as far as your trade is concerned.
As far as the price of the truck you’re at 11.3% which is solid

 

No, I still owe some on it. Their offer on the trade in would be $600 less than the payoff amount. KBB value is at $13,774, highest I've received is $13,000. It sucks, but I haven't been able to get a dealer to budge on that. I do though because obviously it reduces the amount I pay in taxes.

 

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...^^^... FYI ... If you have USAA auto insurance ... IIRC, you can get an extra 20% for a totaled vehicle and that is much cheaper than dealer supplied GAP ... IMO.

I think that extra 20% stays with you after the GAP would expire due to payoff balances.

PS ... Sounds like you bought a nice truck ... congrats ...

 

I second the USAA extra 20%. Pay like $7 a month for it. Had to use it in the past and it was definitely worth having.

 

What Tulsa Dealership? I am about to pull the plug this evening on a TRD OR from Norton. They are giving the best price right now IMO.

 

Dealer isn't budging from their 41.6k price on a 44.5k msrp taco. If they can't bring it down a bit more I'm gonna try and force them to throw in atleast $1200-1500 in accessories, since I'm gonna end up buying them anyway.

 

What do others think about GAP? There is obviously still risk involved but if there is a vehicle I’d worry less about it would be a Tacoma due to resale. Definitely not wrong to have though

 

You can purchase GAP insurance through your insurance company cheaper and then drop it once you get the loan paid down in a couple years. If you purchase it from the dealer it gets added to the loan amount and you pay for it the entire length of the loan including interest.

 

If I need gap insurance I'll let my lawyer negotiate, Toyota trucks in NM are at premium prices, dealers usually won't go down unless using
costco or something like that.

 

I got GAP insurance with my Navy Fed loan - I think it was $299 - so just over $4 a month

 

Installed a 285/75 16 spare under the bed.. tight fit..Not sure i like it...

 

Good looking out, I’ll definitley look into that and I appreciate it!

Fowler Toyota, how did your purchase go?

 

...^^^... I think that you could cancel your GAP at the dealer too and get a refund ... even if it is a refund to your loan.

The USAA "Extra 20%" (if totaled) is a super deal IMO ... good luck.

 

H

Yeah the finance manager said that the GAP coverage can be discontinued at anytime and refunded a check. So how does it work, am I able to obtain GAP insurance from USAA instead while utilising Toyota financing for the 0% APR? I have USAA insurance coverage on my car and wonder if that's something I can add onto the insurance monthly bill for the truck.

 

Anybody in Florida looking for a White Off Road Double Cab short bed 4x4 needs to hit up Palm Beach Toyota. Just had to walk away from a pretty good deal because I want to save up a little more for a down payment and I really want a Cement or Voodoo Blue. Message me if you want the guys email/number I was dealing with and I’ll give you more details. Kinda hurts to walk away especially with inventory dwindling down here but oh well

 

Here in Florida I bought my 20' Taco SR5, 4 Cyl. (2.7) 2WD Access Cab for 38k Out The door up from the 31sticker price. There was a 'dealer package' attached that bumped it up to 34) The Tacos similar to what you are looking at were in the high 30's to lower 40's (and that was just based on the sticker price, without factoring in all the fees) In my opinion, that is not a bad price. My experience with dealerships is once you go in there, make sure you give the salesperson HELL!!! F__K being a nice guy. He aint your friend and IS NOT LOOKING OUT FOR YOU! He/she is only looking to get the most he/she can out of you!! AND be firm...no matter how bad you want it...DONT SHOW IT...lol! (I know most if not all of you here know that...and its hard not to act like you'll be in deep depression if you dont drive out of there with the thing...lol) Put on your best poker face! And if necessary choose the right moment to get up off that negotiating table and start to walk out. Chances are very good they'll tell you they're going to 'ask the manager' what can be done!! (sorry didnt mean to be long winded)