Charlotte, NC area: hate on OP, houses, boats & hoes

Yep, not complaining with 30yr fixed at 2.99%

 

We got locked in at 3.5% back in late 2016, so there is really no incentive to refinancing our house right now. I asked my lender earlier this morning what we can do to drop PMI, since we have more than 20% equity at this point. I'd be satisfied with just dropping that.

 

I am hoping after the remodel we can drop the PMI. All I know is owning is a heck of a lot cheaper than renting right now. The rental market is even crazier than the housing market.

 

Man that's a nice place! Those property taxes are almost 1/3 of what I'm paying on a 1500sq ft .25ac cookie cutter suburban home here. Cant wait to get out of here and down there In a little over a month!!

 

Nicer than what we have been looking at but living on the lake is looking more and more realistic with the way prices in the city are. I'm not paying a 750-1M to live in the area I'm in now and I want a bigger house with a garage.

 

Talking about hitting up AOP sometime in the next few months.

 

May go look at this one this afternoon.

https://www.zillow.com/homedetails/11015-Arthur-Auten-Rd-Huntersville-NC-28078/6137431_zpid/?

 

I vote the first one you posted looks like a better lot layout and has a little more property too.

 

I know and agree. This one is 25 min closer to Charlotte though. Holly will be going into the office occasionally and a 1.5+ hour round trip just isnt gonna cut it. Plus I have a lot of clients in town, so we still want to be fairly close.

 

The first one is also under contract already....

 

Well dammit man

45 min one way isn't a bad drive I use to drive 1:15 one way. Personally quality of life vs some inconvenience for a drive every so often I'd take the latter for the former any day. My aunt and uncle just got a place on Lake Norman it's ummmm crazy the prices up there. They needed to be close to a major airport. But they also move down from Conn and were on the water up there.

 

long commutes suck...and it doesnt ever get better. i've been doing it going on 4 years now.

 

see previous gif

 

We have done the long commute and she doesn't want to do it again. Even WFH 3-4 days a week, sitting in traffic sucks on 77/85. We will take a little bit less house/lot to minimize commute, it's why we live walking distance from her office now.

 

from uptown to 485 on 77 isn't that bad in the afternoons. I go up that way to get my daughter from daycare twice a week. covid has traffic down considerably. I can get from my house to the office in 35mins in the mornings.

 

Yeah for sure Covid has knocked traffic way down, but that wont last forever.

 

I have money for gas and I am a great boat driver! Just throwing that out there.

 

Love that park! I dont know if I'll have the taco down there until the spring, but I'll keep an eye out for the ride and maybe ride shotgun/participate in camping crazyness if theres an open seat

 

Mt. Island is nice, I have a friend whose family has a house on the lake there. That's where I lived when I first moved to Charlotte in 2012. My office is now in Fort Mill so that is why I have been looking at Lake Wylie. Didn't i read somewhere that you are an engineer too? what type of engineering do you do that you're buying these fancy houses lol?

edit: well get me a big money engineer job if it comes up