Payload capacity and adding a camper canopy

My mistake

 

I just think that the Taco is not the best platform for carrying an enclosed camper. If you want walls and a door and lights and heat you would be better served with a real 1 ton truck. You can also import a land cruiser troopy or ute for the same money or a lot less than a built taco. Or use the taco and just go light. Pretend you're back packing.

 

A claim cannot be denied if you have proper coverage, a policy that is uptodate and you have not committed a felony in the act of using your vehicle. No insurance company has ever denied a claim for an accident because a recreational or personal vehicle was overweight. there is no definition of overweight that is meaningful except for big commercial rigs. States that have maxium axle weights are like in the 20,000 lb range so that doesnt apply in this context. you can be dropped but only after they pay the claim, or not issue a policy when you apply if they do not want to cover your vehicle for any reason. I have researched this with insurance agents and accident lawyer I used when I was hit on my bike a while back. He said this overweight RV and insurance claim denial stuff is BS. You have a contract with the insurance company and they would lose their state license if they denied a claim for being overweight.

 

It is just right for me. A larger rig would prevent me from getting into a lot of primitive camp sites that I go to because few other rigs can get in there. The problem with the Taco is most popup campers are fully equipped and are then way overweight, sometimes by 800 lbs. But if you get the basic model and pack like a backpacker you are just fine.

And I like getting up to 20mpg highway at 60mph.

 

You get 20 mpg with that pop up?

 

Driving between Boise and Stanley, ID and sometimes on up to Montana. Mostly 50 mph but also a lot of hills and curves. In the winter I head south and get 18 mpg, maybe because of winter grade gasoline. Head winds, of course, drop it down. I never drive over 60 mph. On dirt roads, especially lots of rocks or deep sand I drop down to 12-14 mpg.