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How long did you finance for?

Discussion in '3rd Gen. Tacomas (2016-2023)' started by 98_3RZ_NIC, Feb 5, 2021.

Page 3 of 18
  1. Feb 5, 2021 at 4:01 PM
    #41
    mrkabc

    #41
    mrkabc Mall Crawler with a Locker

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    It's another Friday thread! Yeahhhhhh!

    I paid CASH for mine. I don't understand how anyone would EVER finance when you can just pay CASH! Financing is for LOSERS.

    Now, here's the secret to paying CASH! Take out a second on your home, get the cash, then go buy the truck of your dreams, ALL CASH!




    </sarcasm> since there isn't an emoji for that
     
    mrkabc, Feb 5, 2021
    #41
    CSVT, Gamma11, rocky_mountain_dave and 4 others like this.
  2. Feb 5, 2021 at 4:02 PM
    #42
    cosmic65charlie

    #42
    cosmic65charlie Consumer of good times.

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    Exactly. Probably the mindset of the people who thought your first post was absurd. Haha.
     
    cosmic65charlie, Feb 5, 2021
    #42
    Thatbassguy likes this.
  3. Feb 5, 2021 at 4:02 PM
    #43
    Baerskin

    #43
    Baerskin Rocking in the Free World

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    72 months at .99%. Zero down lol
     
    Baerskin, Feb 5, 2021
    #43
    71tattooguy, Thatbassguy and 98_3RZ_NIC[OP] like this.
  4. Feb 5, 2021 at 4:04 PM
    #44
    LEBM

    #44
    LEBM Thread Killer

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    You made a categorical statement that was completely inaccurate. I wouldn’t have replied if you stated it was your preference from the start. Yes, live how you want.
     
    LEBM, Feb 5, 2021
    #44
    CSVT, Thatbassguy, 98_3RZ_NIC[OP] and 1 other person like this.
  5. Feb 5, 2021 at 4:14 PM
    #45
    98_3RZ_NIC

    #45
    98_3RZ_NIC [OP] Well-Known Member

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    1998 white extended cab
    Bilstein 5100’s with ome 881 coils on lowest setting, JBA upper control arms, LCE header, 31x10.5x15 falken wildpeaks.
    how did you get .99% for 84 months. I asked my credit union what the rate would be for 84 months and they said 4.99%!! I just about chocked!
     
    98_3RZ_NIC, Feb 5, 2021
    #45
    Dirk Diggler likes this.
  6. Feb 5, 2021 at 4:15 PM
    #46
    98_3RZ_NIC

    #46
    98_3RZ_NIC [OP] Well-Known Member

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    1998 white extended cab
    Bilstein 5100’s with ome 881 coils on lowest setting, JBA upper control arms, LCE header, 31x10.5x15 falken wildpeaks.
    that’s exactly what my uncle says too!!
     
    98_3RZ_NIC, Feb 5, 2021
    #46
    sled dog and Bannerman[QUOTED] like this.
  7. Feb 5, 2021 at 4:16 PM
    #47
    98_3RZ_NIC

    #47
    98_3RZ_NIC [OP] Well-Known Member

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    1998 white extended cab
    Bilstein 5100’s with ome 881 coils on lowest setting, JBA upper control arms, LCE header, 31x10.5x15 falken wildpeaks.
    exactly my thought too!
     
    98_3RZ_NIC, Feb 5, 2021
    #47
    Thatbassguy likes this.
  8. Feb 5, 2021 at 4:17 PM
    #48
    98_3RZ_NIC

    #48
    98_3RZ_NIC [OP] Well-Known Member

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    1998 white extended cab
    Bilstein 5100’s with ome 881 coils on lowest setting, JBA upper control arms, LCE header, 31x10.5x15 falken wildpeaks.
    what do you for work if you don’t mind me asking?
     
    98_3RZ_NIC, Feb 5, 2021
    #48
    My4thTacoma and Thatbassguy like this.
  9. Feb 5, 2021 at 4:17 PM
    #49
    98_3RZ_NIC

    #49
    98_3RZ_NIC [OP] Well-Known Member

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    Bilstein 5100’s with ome 881 coils on lowest setting, JBA upper control arms, LCE header, 31x10.5x15 falken wildpeaks.
    how!?!
     
    98_3RZ_NIC, Feb 5, 2021
    #49
    Baerskin[QUOTED] and Thatbassguy like this.
  10. Feb 5, 2021 at 4:17 PM
    #50
    hiPSI

    #50
    hiPSI Laminar Flow

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    Lol
     
    hiPSI, Feb 5, 2021
    #50
    Thatbassguy and philth[QUOTED] like this.
  11. Feb 5, 2021 at 4:18 PM
    #51
    cosmic65charlie

    #51
    cosmic65charlie Consumer of good times.

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    Take out a 2nd what!? Who has a mortgage when you can pay CASH!
    :rofl:
     
    cosmic65charlie, Feb 5, 2021
    #51
    Tacoblues2019, Thatbassguy and mrkabc[QUOTED] like this.
  12. Feb 5, 2021 at 4:19 PM
    #52
    98_3RZ_NIC

    #52
    98_3RZ_NIC [OP] Well-Known Member

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    Bilstein 5100’s with ome 881 coils on lowest setting, JBA upper control arms, LCE header, 31x10.5x15 falken wildpeaks.
    no thanks. My wife is a lender. She wouldn’t let me do that!
     
    98_3RZ_NIC, Feb 5, 2021
    #52
    71tattooguy and Thatbassguy like this.
  13. Feb 5, 2021 at 4:19 PM
    #53
    SearArtist

    #53
    SearArtist GX poor

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    rates were stupid low at the end of 2015 and having an 800+ credit score helped. I financed through the dealer with Wells Fargo
     
    SearArtist, Feb 5, 2021
    #53
    Rainoffire, Thatbassguy and 98_3RZ_NIC[QUOTED][OP] like this.
  14. Feb 5, 2021 at 4:20 PM
    #54
    Baerskin

    #54
    Baerskin Rocking in the Free World

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    Covid 19 lol .. I traded in my 2017 (110,xxx km) they gave me $30,000 for the trade plus the 0.99% on a 2020
     
    Baerskin, Feb 5, 2021
    #54
    98_3RZ_NIC[QUOTED][OP] likes this.
  15. Feb 5, 2021 at 4:20 PM
    #55
    98_3RZ_NIC

    #55
    98_3RZ_NIC [OP] Well-Known Member

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    Vehicle:
    1998 white extended cab
    Bilstein 5100’s with ome 881 coils on lowest setting, JBA upper control arms, LCE header, 31x10.5x15 falken wildpeaks.
    wow. Nice. Yeah I have a 780ish so we will see what they can do with that.
     
    98_3RZ_NIC, Feb 5, 2021
    #55
    Thatbassguy likes this.
  16. Feb 5, 2021 at 4:20 PM
    #56
    98_3RZ_NIC

    #56
    98_3RZ_NIC [OP] Well-Known Member

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    Male
    Vehicle:
    1998 white extended cab
    Bilstein 5100’s with ome 881 coils on lowest setting, JBA upper control arms, LCE header, 31x10.5x15 falken wildpeaks.
    nice!
     
    98_3RZ_NIC, Feb 5, 2021
    #56
    Thatbassguy likes this.
  17. Feb 5, 2021 at 4:20 PM
    #57
    Silverlogic

    #57
    Silverlogic Well-Known Member

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    Same.
     
    Silverlogic, Feb 5, 2021
    #57
    gsubioguy and 98_3RZ_NIC[OP] like this.
  18. Feb 5, 2021 at 4:23 PM
    #58
    tclavell

    #58
    tclavell Assistant to the Assistant Manager

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    Exactly what I said. High interest loans, you are typically only paying on the interest and the balance (principal) never goes down
     
    tclavell, Feb 5, 2021
    #58
    Thatbassguy and 98_3RZ_NIC[OP] like this.
  19. Feb 5, 2021 at 4:25 PM
    #59
    JEFFRPM

    #59
    JEFFRPM Well-Known Member

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    17 x 8.5 KMC wheels, yokohama 285-70-17 geolander, 3" lift, 800 watts of alpine, leer shell, front & rear cloud cameras,
    Took all of 5 minutes to count the cash is all my financing term was20200924_185623.jpg
     
    JEFFRPM, Feb 5, 2021
    #59
    auskip07, Taco_mike73 and 98_3RZ_NIC[OP] like this.
  20. Feb 5, 2021 at 4:25 PM
    #60
    YOTA 4X4

    #60
    YOTA 4X4 Well-Known Member

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    OME HD Lift all around, SCS SR8 Rims, 255 85 R16 Cooper ST Maxx, Decked Drawers, 30" Rigid Pro Light bar above bumper on Rago Mounts, Rigid Dually Side Shooters on Rago ditch brackets, Hondo Garage Un-Holey Phone Mount X2, Hondo Radio Knobs AR Bolt Face, Garmin InReach SE GPS synch'ed to Iphone for GPS only mapping, Wet Okole Seat Covers, Husky Liner Contour floor mats, 63 QT ARB Fridge on Alu-Cab tilting slide. GoFastCamper (#41), ARB 2500 Awning with Full Room, Mobtown Off-road Sliders and Full Aluminum Skids.
    lol.... yeah do that math, tax free growth for 30 plus years... it’s staggering. Plus if your maxing out contributions with a ROTH 401k you’re saving a lot more than a traditional since you won’t loose 30% on the back end. It’s all yours.


    FWIW I have a cash pension also that will be taxed so minimizing my tax liability in the future is important to me. Also if I die early my wife can have a ROTH savings now without penalty, that’s very important to me.
     
    YOTA 4X4, Feb 5, 2021
    #60
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Page 3 of 18

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