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How much do you pay for insurance?

Discussion in '2nd Gen. Tacomas (2005-2015)' started by Eastkat808, Feb 14, 2021.

  1. Feb 14, 2021 at 9:36 AM
    #21
    Rascon20

    Rascon20 Well-Known Member

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    Santa Teresa, NM
    Vehicle:
    2010 Tacoma Off Road
    I’m on liability Paying 800 per year with state farm. 500 deductible. But I also have my parents under my insurance with 4 vehicles Total.
     
    Eastkat808[OP] likes this.
  2. Feb 14, 2021 at 9:37 AM
    #22
    Boco10

    Boco10 Well-Known Member

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    New York Full collision "Flo" $65 a month $250 deductible. 1 stop and go ticket 2 years 10 months ago. I should see a big decrease in a few months.
     
    Eastkat808[OP] likes this.
  3. Feb 14, 2021 at 10:01 AM
    #23
    igno1tus

    igno1tus Small member

    Joined:
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    Lehigh Valley Area , PA
    Vehicle:
    '07 Tacoma Access Cab TRD Off Road
    960 a year (full coverage) with 500 deductible , State Farm
     
    Eastkat808[OP] likes this.
  4. Feb 14, 2021 at 10:22 AM
    #24
    Eastkat808

    Eastkat808 [OP] Well-Known Member

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    Esket
    Vehicle:
    2012 DCLB 4x4 sr5
    bilstein 5100 cranked up
    what’s registration costs In Maine like, here in HI I pay $486 yearly for my sticker. Back when I had a Silverado it was $600. Then we got safety checks And recon (if you’re lifted)
     
  5. Feb 14, 2021 at 10:23 AM
    #25
    Eastkat808

    Eastkat808 [OP] Well-Known Member

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    bilstein 5100 cranked up
    wow that’s a lot for just liability, and under your parents. How’s your driving record? I was thinking of moving to Texas as well
     
  6. Feb 14, 2021 at 10:26 AM
    #26
    Eastkat808

    Eastkat808 [OP] Well-Known Member

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    First Name:
    Esket
    Vehicle:
    2012 DCLB 4x4 sr5
    bilstein 5100 cranked up

    Never heard of independent guys around here, hmm thanks! I’ll definitely look into that
     
  7. Feb 14, 2021 at 10:27 AM
    #27
    PackCon

    PackCon Well-Known Member

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    $69/mo with my Tacoma. $300k/$500k liability and full coverage. 29M no accidents or tickets. $1,000 collision deductible $100 comprehensive.

    My Forester is $72/mo which sucks but its because its younger.
     
    Eastkat808[OP] likes this.
  8. Feb 14, 2021 at 10:28 AM
    #28
    Rascon20

    Rascon20 Well-Known Member

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    Santa Teresa, NM
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    2010 Tacoma Off Road
    I’ve gotten some speeding tickets perhaps 3-4 years ago. I do think it’s expensive. Yet again my liability coverage is 100k/300k. Perhaps that’s why it’s a bit higher? Also just moved to Texas month ago. It’s been enjoyable come on over.
     
  9. Feb 14, 2021 at 10:29 AM
    #29
    Eastkat808

    Eastkat808 [OP] Well-Known Member

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    bilstein 5100 cranked up
    so in case of your truck being totaled you’ll get paid out still even with liability?
     
  10. Feb 14, 2021 at 10:31 AM
    #30
    Rascon20

    Rascon20 Well-Known Member

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    2010 Tacoma Off Road
    From my understanding that is correct.
     
  11. Feb 14, 2021 at 10:31 AM
    #31
    Eastkat808

    Eastkat808 [OP] Well-Known Member

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    2012 DCLB 4x4 sr5
    bilstein 5100 cranked up
    Just about exactly what I pay all the way over here in HI
     
  12. Feb 14, 2021 at 10:33 AM
    #32
    Toyota_Eddy

    Toyota_Eddy Official trouble Maker

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    Riverside County
    Vehicle:
    2021 MGM TRD OR 4X4
    TRD lift kit, Pro Grille, Bed lighting, Falken Wildpeak AT3, To be continued....
    98.00 a month full cov. including uninsured motorist (Calif.) 1000 ded. inc's renters insurance full coverage also. no tickets or accidents 20+ years - State Farm. Now you have me wanting to shop around a bit......
     
    Eastkat808[OP] likes this.
  13. Feb 14, 2021 at 10:33 AM
    #33
    Eastkat808

    Eastkat808 [OP] Well-Known Member

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    2012 DCLB 4x4 sr5
    bilstein 5100 cranked up
    Liability here which is minimum coverage required to be insured in HI only covers bodily damage, so if you total your rig you’re shit out of luck.
     
  14. Feb 14, 2021 at 10:34 AM
    #34
    Eastkat808

    Eastkat808 [OP] Well-Known Member

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    2012 DCLB 4x4 sr5
    bilstein 5100 cranked up
    Haha that’s exactly why I wanted to hear what everyone else was paying, I’m definitely shopping around right now
     
    Toyota_Eddy[QUOTED] likes this.
  15. Feb 14, 2021 at 10:35 AM
    #35
    PennSilverTaco

    PennSilverTaco Encyclopedia of useless information...

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    Charlie
    Central Bucks, Pennsylvania
    Vehicle:
    2010 Zombie Truck 2002 PT Cruiser
    $575 every six months with USAA; Full coverage...
     
    PackCon and Eastkat808[OP] like this.
  16. Feb 14, 2021 at 10:37 AM
    #36
    Eastkat808

    Eastkat808 [OP] Well-Known Member

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    Esket
    Vehicle:
    2012 DCLB 4x4 sr5
    bilstein 5100 cranked up
    I heard really good things about USAA my grandfather was air force but unfortunately he passed before I could drive
     
  17. Feb 14, 2021 at 10:39 AM
    #37
    PennSilverTaco

    PennSilverTaco Encyclopedia of useless information...

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    Charlie
    Central Bucks, Pennsylvania
    Vehicle:
    2010 Zombie Truck 2002 PT Cruiser
    Since he’s a blood relative, you qualify! My dad was in the Navy for 25 years...
     
  18. Feb 14, 2021 at 10:40 AM
    #38
    Eastkat808

    Eastkat808 [OP] Well-Known Member

    Joined:
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    Esket
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    2012 DCLB 4x4 sr5
    bilstein 5100 cranked up
    ! Might have to look into that, my understanding was that after a few years you couldn’t get in after he was no longer with us. But maybe I was wrong
     
  19. Feb 14, 2021 at 10:41 AM
    #39
    spitdog

    spitdog Well-Known Member

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    I shop for car insurance like I shop for socks on Amazon now. I was with State Farm for yrs., no claims, no tickets, insurance constantly went up. So I switched online and saved big time. That’s my strategy from here on out. These insurance companies don’t honor loyalty anymore. Most people will pay the yearly increase, not me anymore, it’s to easy to switch.
     
    Eastkat808[OP] likes this.
  20. Feb 14, 2021 at 10:42 AM
    #40
    PennSilverTaco

    PennSilverTaco Encyclopedia of useless information...

    Joined:
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    Gender:
    Male
    First Name:
    Charlie
    Central Bucks, Pennsylvania
    Vehicle:
    2010 Zombie Truck 2002 PT Cruiser
    I can get it for life, I believer; Homeowners and renters insurance too!
     

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