Any guitar players on TW?

Nice!!

 

Dude, i've been putting off on the refi forever. I'm still at 5% and I know it's going to go up very soon. Need to get on that asap.

 

for real, I mean we just bought our new (to us) house in Dec 2020. Got a great rate at 2.3% but really just wanting to take off the PMI since we didn't have 20% to put down.

Now our home is worth more than the percentage we owe to be able to do this. So saving a few hundred a month would be great to not have to pay for something if we don't have to. Or refi for a 15 yr note and see where our payments would be, even if it's a bit more than what we pay now taking off the PMI might be something to look into.

 

Yea, I just got off pmi last year. I bought my house in 2010, litterally the last week of the Obama $8k tax credit. So I guess you have to pay off a certain percentage of your mortgage to get off pmi. But idk who I heard it from but someone told me all you have to do is refi with a different bank. I'm on for 30 yrs w 11 years down. May go to a 15 myself.

 

Yeah, that's what I've heard, you have to pay 20% of the sale of the house to not have to pay for PMI. I've heard the other way as well, buy then refi with another place. Idk? I just know we didn't have $70k in the bank when we bought

Lol, my old house literally a 4-5 minute walk from my house now, I bought in April of 2010 and got the $8k tax credit. I was 23 at the time and really wasn't sure how it all worked, then a few weeks later got the check in the mail. Score

 

Yep, didnt even have to wait till tax season. My first time homebuyer experience was really a very good experience compared to some nightmares I've heard if. I'm tempted to sell. Paid $135k in 2010 and now worth upwards of $250k. It's twice the house I need but I didn't purchase it for just myself back then, it just worked out that way.

 

Throwback to when @uhplifted was around and got me hooked on this song. Ended up playing it for days on a loop on my Tascam.

https://soundcloud.com/user-692317742/sspu-practice?si=e17dbf0ec53242d09be033668aca480e

 

Gotta stop listening to my Sound Cloud. I have nothing with a Floyd and now i'm jonesing for another one bad.|That EVH striped was a beast!!
https://soundcloud.com/user-692317742/night-terror?si=e17dbf0ec53242d09be033668aca480e

 

You’re waiting too long....it’s going to go up. Get on it

 

Enjoy that. I’ve been waiting for a Polaris sled that I snowchecked last spring. With the supply chain issues, and delivery delayed 3 times so far, they gave the option of waiting, shifting my deposit to a 2023 snowcheck, or getting my deposit back. I went with option three. I get that there’s vendor issues, but to take being delayed from an October delivery until March for them to offer a refund left a bad taste. Have a totally refundable at anytime deposit down on a ‘23 Doo. Next sled season is only 10 months away! Lol

 

ikr.

 

Yes please.

 

watch list!!

 

I loved that song!!!! I used to play and sing the shit out of it back in the 90s!!! Thanks for posting! It would make the crowd go nuts!!

 

Nice guitar you got there!

 

Nice.


Also dig that 1911. Huge fan of them myself.

 

We got snow in the dirty south this morning. Pretty unusual for us.

 

Ordered a set of Seymour Duncan pickups for the Ibanez bass last night.
Should be here sometime on Monday.
Not sure what to expect from them but excited to install them.

 

They make great pickups. You will be happy.

 

oh man...I would have died...Joan Jett was my first ever crush back in the late 70's...everyone else had Farrah Fawcett or Christy McNichols posters in there room...I had JJ posters!!!!

I had 3 band practices this weekend...drums, drums, and bass...so lots of playing. Watching the Steelers get buried by KC now. Getting booster shot tomorrow so will have some down time to do some playing w/o amp...just learning some new covers (Faith No More and COC) and running scales and stuff.


Wanted to get a snow mountain bike ride in tomorrow as well - with what little snow we will get - but the shot thing is putting the kibosh on that