How long did you have to wait for your factory 2022 order/request/whatever it is called?

Just upped your odds.

 

Just received first pics. Straight off the carrier.

Picking it up Friday afternoon.

 

So shiny and new! Even with the winter travel dirt.

 

Mine comes in 2/7-2/9! just heard from my sales rep earlier today. So excited.

There might be a problem brewing, hopefully she resolves it. Would be very very bad. I wrote it all up to post here, but deleted it since theres a chance it works out. I paid a $500 non-refundable deposit for my TRD sport manual in army green. But the dealership is being....dealershippy

 

Speak your mind, sir.

 

Yes... speak.

 

WHAT the hell?!!!

 

Well it is the wait thread after all.

 

Ever heard of a dealership “not accepting outside financing,” at the closing table, when I bring in my check from the credit union?

 

I checked the VIN on the one I am waiting on.. It was made in Baja Mexico. The Dealer said it will go to Jacksonville Florida, then 140 miles SSW to their Dealership.

 

No I haven't. That just tells me thay get some kick-back from whatever finance company they use.

I'm not entirely sure they can refuse you. I generally know how dealerships operate on the service, parts and prep side of things. Tried sales at a Dodge dealer way back in 2000/2001. Needles to say I was terrible. I was lambasted for actually talking to customers and not just shoving the really expensive leather fortresses at people.

 

For sure they do, I'm bringing a pre-approved letter from my CU.

 

They refused me. Forced a credit app through their guy. The fuck am I supposed to do?

 

So I think they have to do that legally or something, when my father in law bought his 4Runner he paid cash and they still made him fill out a credit report.

 

See what the financing looks like, you never know, you might see a competitive rate.

I just did some reading and apparently they can refuse outside financing for any reason. It isn't unethical, it's just business.

 

That sucks, especially if it is a more favorable rate. I would push them to match the payment.

 

Well, the unfortunate part is this. They know they have a desirable, in demand product. If you don't buy it for whatever reason, someone else will. Guaranteed. Almost seems like entrapment doesn't it...

I didn't bother going to outside sources for financing. Just didn't want to. I prefer doing it all at once. I have a massive down payment, so I'm not really concerned about anything besides the APR.

That being said, my sales guy specifically asked how I wanted to pay for it. Cash, outside finance, finance through the dealer, or lease. I felt I did enough legwork just figuring out which mid-size truck I wanted... let someone else do the finance shopping.

 

Same here I have the dealer run it through my CU but they always try to get a 1/2% to 1% more on the rate, so I asked this time how I could avoid that and they said if I bring in the pre-approval they should be able to match and worst case would be I might have to sign twice.