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truck stolen, and I'm frustrated

Discussion in '4Runners' started by malatx, Sep 29, 2022.

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  1. Sep 29, 2022 at 12:31 PM
    #21
    Daria

    Daria Can I pet your dog? Moderator

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    I know when I worked in credit unions, we required a $2000 deductible max. Otherwise we would force place insurance on the collateral. Forced insurance policies were insanely expensive and only covered the collateral and nothing else.

    Every State Farm agent says my policy is unbeatable in terms of pricing and zero deductible is no longer offered. I think most of our fleet is $250 deductible and we have 8 things with wheels.
     
  2. Sep 29, 2022 at 12:37 PM
    #22
    Kwikvette

    Kwikvette Well-Known Member Vendor

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    I was a finance director at a large auto group, so I dealt with credit unions (and many other lenders) daily.

    Our "agreement to furnish insurance" normally stated a $500 deductible for both comprehensive and collision; I don't think anyone we used allowed anything higher other than 1 specific lender, and it was $1,000.

    I'll always carry $0 comprehensive and recommend others do the same. It's the difference of 1 or 2 Starbucks per month for most insurance companies.
     
    Chew likes this.
  3. Sep 29, 2022 at 12:38 PM
    #23
    cruxofthebisquit

    cruxofthebisquit Well-Known Member

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    OME and worth every penny.
    I do imagine the Sheriff gets 30 calls a day "Somebody stole my vehicle...I told them to go buy me some crack and they ain't come back"
    Seriously.
     
  4. Sep 29, 2022 at 12:41 PM
    #24
    tonestar

    tonestar Well-Known Member

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    You’re in Texas? That truck is in Mexico by now
     
    Kolter45, Tnc, Tyler7544 and 5 others like this.
  5. Sep 29, 2022 at 12:53 PM
    #25
    malatx

    malatx [OP] Well-Known Member

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    I'm going there now again with my drone to fly over there and look for it, I'll launch my drone from the highway shoulder and hopefully they aren't that brazen to shoot me broad daylight on public road

    Screen Shot 2022-09-29 at 2.51.03 PM.jpg
     
  6. Sep 29, 2022 at 12:55 PM
    #26
    TireFire

    TireFire Superunknown Member

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    Good luck! Should rig your drone to drop some cherry bombs on those a**holes
     
    airmax233 likes this.
  7. Sep 29, 2022 at 12:55 PM
    #27
    tonestar

    tonestar Well-Known Member

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    Sorry bud, you’re wasting your time at this point IMO. That truck is long gone ….
     
    18CHUÑO likes this.
  8. Sep 29, 2022 at 12:57 PM
    #28
    Off Topic Guy

    Off Topic Guy 2023 Trophy Points - Runner Up

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    Sorry to hear OP. I know you don't want to hear this, and as much as any one of us around here want the long dick of the law to serve the maximum amount of justice to that scumbag thief, that trucks not worth your life..
    You carry insurance on it for a reason, and by all means, paying a $2k deductible sucks major asshole... BUT, its better left to law enforcement and insurance (even if they're not in a hurry to solve the case). The thief values their life less than the truck, they're most definitely safely assumed to be armed and dangerous. You have valuable information to hand over; don't peter-putt around some thief den and blow it all; go to the local station, politely request to speak to a detective about evidence pertaining to your stolen vehicle, file a report correctly, and let them do their job.
     
    OZ TRD likes this.
  9. Sep 29, 2022 at 12:57 PM
    #29
    YF_Ryan

    YF_Ryan Well-Known Member

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    $2000 is a whole helluva lot cheaper than having to pay off a 2022 Tacoma 100% outta pocket.
     
  10. Sep 29, 2022 at 12:59 PM
    #30
    YF_Ryan

    YF_Ryan Well-Known Member

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    You probably don't want it back at this point anyhow. I've heard of people getting their vehicles back. half stripped. Insurance pays to have it "repaired", but it could have electrical gremlins and the like forever.
     
    tstack22 and shakerhood like this.
  11. Sep 29, 2022 at 1:01 PM
    #31
    Buck Henry

    Buck Henry Well-Known Member

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    Did you not learn anything from Breaking Bad, and Better Call Saul? Don't fuck with the cartel or their addicted customer base.

    Be careful brother!
     
    Phlogiston likes this.
  12. Sep 29, 2022 at 1:02 PM
    #32
    Monster0Frankenstein

    Monster0Frankenstein Member

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    That sucks, OP. I could have sworn I read about you having shenanigans with criminals not too long ago. Good luck.
     
  13. Sep 29, 2022 at 1:08 PM
    #33
    Kyebasse

    Kyebasse Jd

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    Do you use the bag that blocks the signal on your keyfob?
     
  14. Sep 29, 2022 at 1:10 PM
    #34
    18CHUÑO

    18CHUÑO Well-Known Member

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    it's not the cops job to get your truck back. There have zero legal obligation to do anything about it.
     
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  15. Sep 29, 2022 at 1:15 PM
    #35
    Off Topic Guy

    Off Topic Guy 2023 Trophy Points - Runner Up

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    All I know is that when you go through the proper avenues to file a police report, and take that report to your insurance company with an address of where you know your truck is, the insurance company finds some sort of special way to NOT have to pay 30-50k for a brand new truck, and gets those police on the road to recovery..
     
    airmax233 likes this.
  16. Sep 29, 2022 at 1:20 PM
    #36
    9th

    9th Not a Civil Engineer

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    can you mount a Hellfire missile to that drone??
     
  17. Sep 29, 2022 at 1:23 PM
    #37
    Benny blanco

    Benny blanco Mr. Jiggletits

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    What a fucking mess. I’m sorry you have to deal with that pile of shit. Most of our suggestions are really just more trouble. Vigilante justice just doesn’t work.
     
  18. Sep 29, 2022 at 1:23 PM
    #38
    Benny blanco

    Benny blanco Mr. Jiggletits

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    Or make it rain feces?
     
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  19. Sep 29, 2022 at 1:27 PM
    #39
    Off Topic Guy

    Off Topic Guy 2023 Trophy Points - Runner Up

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    This is most definitely an @EarthCruzn quote right? :rofl:
     
  20. Sep 29, 2022 at 1:28 PM
    #40
    MaverickT883

    MaverickT883 Paintless

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    Check build thread!
    I'd be willing to bet it's in Mexico by now. We had 8 Tundras stolen from the dealer I worked at in a little under 30 minutes. They grabbed em and just took off. They last pinged going down the River in quebec. We think they went to South Africa or China. Sorry OP.
     
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