If your on the fence...buy your truck now!

It still boggles my mind that gas prices and car/mortgage loan rates are where they're at. At least you were able to find what you wanted.

 

Soooo,

Toyota wouldn't let you do your own financing?

Even if you come in pre-approved with bank note?

I was able to get 1.8% in May 2021 and Toyota Finance said their lowest rate was 3%.

Had they not accepted it, I would have walked.

Yeah, you could refinance but why? Especially when you come in pre-approved from another financial institution.

 

Gotta agree, my GF was sold on a Rav4, drove it and absolutely hated it and bought a Mazda CX-5, never looked back

 

May 2021 vs October 2022 is VERY different, dont believe me, go talk to a bank

No, the deal I struck with the dealer, who ONLY did Toyota financial (Irwin Toyota Laconia NH)

 

I know it's different.

My point is...

did Toyota not accept a pre-approved loan from another institution?

 

Well, after yesterday I only see prices on everything going up from here on out for the next 2 years at least.

I would highly highly recommend buying now.

 

Ha - can't drink it anymore -

Doc said: No milk, no butter, no bacon ( fking bacon!!! ), no cheese, no ice cream, no meat...
So I started in on Oat Milk... got used to it - not that bad at all -
But now, I don't even use it anymore -

Coffee, water, ... that's about it for me.

 

I never said I was pre-approved from a different financial institution, I said the dealer I went to, who was the best deal within 4 hours only would do financing through Toyota financial

 

This too shall pass....

 

Ultra processed Oat Water doesn't sound too appealing at all. Watched a guy hooked to a glucose monitor drink a glass of it, his blood sugar shot up for awhile and then crashed.

 

Look,

I'm not trying to argue with you...just trying to find out if Toyota Financing told you whether or not you could bring a pre-approved loan to the table.

Did you take their loan?

If yes, then all I'm asking is...were they not willing to take a loan from another institution?

It's a yes or no question.

How you decided to finance is your business.

If you did not get a pre-approved loan from another institution, then that's ok too.

 

Which part are you having trouble with? I didn't have prior approval from any institution, I traded a 21 for a 23 on a whim, the financing went through Toyota as it was the specific dealers only method of financing?

 

So, you weren't pre-approved?

OK, that explains it.

 

No, try to keep up, you stated "Look I'm not trying to argue with you"

 

This thread needs a restart

 

I forgot what we were talking about. Oat milk I think.

 

Bulls milk

 

Agreed, apparently some cucks need to defend Toyota Finance so why not

 

Can you milk an oat?

 

https://www.youtube.com/watch?v=FXI21S4ZWJU