Insurance premium up 40%

I have USAA and they hit me 120 a year almost three years ago because of a ticket. Paying 1900.00 for my car and truck but I have good coverage too.

 

My rate actually went down something like $300 for the year. Paying $45/m for full coverage and zero deducs.

 

You made good points, if you replied via a letter, hats off to you; it shows determination, better than just taking it up the b***.

The best one was where you said, My vehicle hasn't changed since starting insurance with you.

I also notice you got some pretty beefy coverage.

 

Goodness gracious.

 

Sure is.

 

I hear you and second the motion.

 

I switched to progressive, Geico was way too much when I went from a Silverado to my new taco. 291 for 6 months for full coverage

 

Geico is expensive you pay for there advertising,saved a lot when I left got Allstate now over 65 rate good driving etc

 

My gf work for one of the mayor carriers and to be honest to everyone posting comebacks or how to argue when they mention inflation, repair cost etc etc... Save yourself some time and a headache to the agent on the line and just shop around. Regardless if you are right or wrong there's nothing they can do about it unless you remove coverages or raise deductibles.

The amount of her coworkers in meds or alcohol is straight up insane. I would be able to do that shit I have had to just take a walk just to not talk back at the idiots arguing over her headphones.

 

Yeap. I had Allstate since 16 years old, for 28 years. They dont offer insurance in Florida.

 

I also moved from ny to Tennessee and it got even cheaper , and the tax’s in ny where 16,000 now 725 almost fainted

 

Life pro tip.

Go to an insurance broker who shops rates for you annually. There are lots of company's that are highly rated who don't advertise 24/7 that have cheaper rates. I had allstate for years and went to a broker who saved me thousands. We are eligible for USAA and they are way more than we currently pay to Grange.

 

What's crazy is that the premium is based on geographic statistics and those are constantly changing, so you need to shop.

 

11%

 

If you are a Costco member, get a quote.

https://www.costco.com/auto-home-insurance-services.html

 

I just paid 2100 annual for a 2020 4R & my 2016 ORDC that is paid off and I have an agent!

 

Thanks for posting. I have Geico and am curious if any increases are incoming on my policies

 

Switch cable companies? How is that possible? Here in CT each town is locked into a one-company cable monopoly by our idiots in the legislature. The only possible switch is to satellite or telco lines (both suck).
As far as insurance on vehicles, I agree that a periodic switch is likely the best tactic to counteract rate increases.

 

Mine renews in October every year here in Southern California with AAA (Auto Club) which consistently has the lowest rates or close to it with great service and free notary services as well. I have the 2018 Tacoma DCLB and the 1988 911 on the policy with the highest limits they offer with full coverage and my policy went down about five percent, but I have never had an accident or ticket, am over 65 now and drive about 5000 miles total per year between both cars. The only thing they seem to ask about is how many miles a year you drive each vehicle.