1st Gen Lunchtable Thread - General Discussion

Nice, you know me I'm off err'day

 

This toaster oven I'm literally in front of can't warm up these quesadillas fast enough at the moment

 

Fawk houses are spendy

 

2.6k a month

 

Damn

We're cheaper here

 

Just pay for it all at once, problem solved

 

That's easily the best way

 

That's with 0 down and closing cost in the loan

 

Interesting they would do that.

You probably have PMI added in there as well.

 

The down and closing are a different loans, after we pay that one off it goes lower, and if we can get the seller to pay the closing or part of it anyway it would help.

It's through one of Utahs programs

 

Oooh gotcha

The same sort of program is available in California as well but, who would want to borrow on a down payment anyway?

 

Poor people

 

Not trying to tell you how to run your life but ideally you would have been putting away each month what you would have paid for a mortgage.

That way you know how to budget accordingly for that monthly amount, not to mention you'll have plenty saved up and just a year or less for a Down payment.

 

Well real life started 2 months ago so

 

It's how we did it, considering we had both our wedding as well as our down payment done the same year.

 

If you can afford it and really like it, go for it.

Rates are already high so I ideally I would prefer for them to lower. During that time you would also have much more saved up.

 

I've said that 10 times and you've said buy now lower rates mean higher prices

 

What rate they quoting you?

 

Also since you're borrowing for the down payment, are they waiving private mortgage insurance from your mortgage or they still adding that in?