1st Gen Lunchtable Thread - General Discussion

At least I wouldn’t have to buy an engine hoist though.

 

Get something with a warranty.

 

Have you looked at these?

 

I don’t have credit history, so I couldn’t get approved for an auto loan, at least not at outrageous interest rates.

 

Not for a daily, certainly not.

 

We talked about this; you haven't done anything since?

 

View from my deck rn.

 

Have to say I've always liked that style body

Yeah, I'm weird

 

I keep getting rejected.

 

I get that. Well then at least a Toy/Lexus built in the last decade would be a good start.

 

Oh I love em, but I dont wanna daily something thats gonna be a potential headache at this point haha.

 

I think they’re so pretty. It’d be a cool project car, and fun to look at in the drive.

 

Just open up a credit card for small payments, pay it every month, you'll start working up credit. You won't be denied a credit card, they have decent ones for people just starting out on their credit journey. You'll have a low limit but that's a good thing while you build it up

and I don't mean one of those Old Navy credit cards or something, talk with your bank

 

@Kwikvette I could make a hundred dumb decisions based on things I like!

 

Agreed. Just not as a main vehicle, for me anyway.

 

I’ll try for the Discover one again, maybe I’ll have to call them to clear it up.

 

Clearly you didn't follow my advice

This guarantees approval for beginners and makes the 'inquiry' worth it versus the inquiries with rejections that will now sit on your credit bureau for a minimum of 2 years

I shared this advice to you as a former finance director with years in the credit business

 

He will get rejected; he's been rejected before and an increasing number of inquiries makes him a larger risk

 

Nice!
Definitely ignore that little drip you have from the rack if you're out on a trip in that kinda country. You'll kick yourself when you get home if you don't go enjoy it. A lot of us are nowhere near those kind of views / trails.

 

I have Discover and one through Chase, I usually use the Discover because of the cash back perks and what not. I don't know if Discover does ones for people with no credit history though