Kansas City Tacoma Crew - 816/913

hell having one now with those high interest rates is pretty damn awful as well!

 

https://youtu.be/07G23zMGa4g

 

Yeah people keep talking about buying houses. That’s a big nope at 8% interest.

 

cant see that lol

ya for real... id never buy a house atm!
the truck has a small loan which ill be paying off with a different loan with my bank to go to lower interest rate. the reason is my bank is going to give me a 2% interest loan (since of high credit and been with them since i was 16 so i got a deal worked out) but if i took that in id loose 2k on my trade in value... so i checked everything over with the dealer loan to see if it had any early payout penalty and thankfully it doesnt. so im going to swap from the 9.8% loan and go to the 2% this weekend.

and btw i have almost the highest credit you can get but i still got that high of a interest rate... but at least this will only take me a year to pay off so no worries there!

 

9.8 is rough but they always jack the rates way up on anything that’s more than 5 years old. Even when rates were low they would still be 5-7% on older vehicles

When I got my boat this fall they had a financing promo so it was 4.99% which isn’t terrible compared to what anything else would have been. I’ll probably have it paid off in like a year anyway, way less than the 180 months they originally wanted to do the loan for lol

 

tell me about it! ive never had that high of a rate!

also boat? what ya get lol

 

Yamaha 195s


figured it was something to do outside since it’s just hot and miserable all the time these days. Got about 20 hours on it since I got it mid August

 

nice! ive been on a older model of those or at least one similar when i was younger nice boats!

so a big boat guy now ey?

 

Something to do lol it’s been fun so far

better than camping in a puddle of sweat and being miserable

 

I’d love one too

 

Makes it feel like 2 lol

 

Not anytime soon. Trade in rates have tanked and selling private is a joke when you still have a loan.

Shush. Puddle jumper payment is fairly low. And circumstances changed big time. Oh well.

I'd have 200 hours on it by now

 

Nailed that on the trade in and private. Took a couple serious looks on full size and the trade in was crap. Called one out when they had one on the lot as a comparison. Walked out saying enjoy the rip customers off review lol

 

200 hours since August? Maybe if I didn’t have a job lol I’ve definitely sat on it more than 20 hours, that’s just engine run time.

It seems most people only do like 10-50 hours a year.. its crazy what people spend to not use it

 

A good amount of those engine hours are you just sitting on it. Lol

 

To be fair, I also wouldn't have gotten anything fancy like that. Something a bit smaller but still has some cruising capability so I could just put it in the lake somewhere and drive... It's calming. Expensive but call me. But if I had money for a boat that means I have money for boat gas.

 

Well look who decided to show up

 

I was checking to see @Calamity_taco decided to buy my stuff yet

 

This was definitely a lot more reasonable than it could have been lol we did quite a bit of just driving but started to do more swimming and tubing and other stuff.

 

Ew