What Have You Done To Your 3rd Gen Today?

That may be true but you can't afford to drive without it either. An ironical shit sandwich if you will.

 

Definitely! They got us coming and going. No way around it.

 

You can hang the retaining cord over the spring clip that keeps the filler door closed. Maybe that was how it was designed to hold the gas cap up and out of the way.
But yes, I have one of those fancy holders like you installed also.

 

Maybe they didn’t line up the heavy part of the tire opposite your valve stem. https://www.topgear.com.ph/features/tip-sheet/do-you-know-what-those-colored-dots-on-the-sides-of-new-tires-are-for-a2600-20181008

 

I'm paying $963 every 6 months for a 2016 low mileage Tacoma, no tickets or claims... EVER!! And, that includes a discount since my home and auto are with the same company, and low mileage and garage kept!

 

I've heard the same thing. But, with my homeowners it's even worse! They asked me if I've replaced my heat pump, hot water heater, roof, upgraded plumbing or electrical since the house was new. I asked why? I'll get a discount on my insurance if I have she said. Wait a minute, I'll save money if I did any of those things? Her, yes. But, my insurance doesn't help pay for those change outs or upgrades BUT I'll save if I do those??? WTF!!! Insurance is the biggest scam there is!!

 

Part of the problem I have is I live in a hurricane zone and a lot of insurance companies pulled out of here years ago, so I only have a very few companies to choose from that will still write policies here. So, we're pretty much held hostage, they can change what they want and the state insurance commission grants their huge increases every year. Even though we haven't had a hurricane in several years. It's getting so expensive to live here, the middle class is getting run out and only the rich can afford to live here.

 

See, the thing I don't understand, in my State, North Carolina, you have to prove you have insurance coverage to get you tags every year. So, do people cancel the insurance after they get their new tags? Also, here as well as other States, you lose your license if you're caught driving without insurance. Don't see how you can get away with it??

 

I prefer to bundle my home and auto. I made a call to one of those places that compares rates of different insurers. When I told them that the shingles on my roof were 23 years old they stated none of their companies will insure one with shingles more than 20 years old.

 

Bing AI

 

I'm always up for talking about jagoffs. When I was a kid my father called just about everybody on the road a jagoff.

 

I can understand the roof and the water fixtures because if water leaks all over the house or if the roof is damaged and needs replaced under insurance that could cause them some money in a claim.

Yes but they are stretching it my insurance company wanted me to replace Rusty looking supply line controls on the toilet and some sinks and on my washer, I thought that was very suspect. And that's what they told me rust. And then I told them you know these are brass fixtures brass does not rust. They didn't care so I buffed it out and send a picture of the shiny fixture.

 

No, I have the 100w/400w 120v bed outlet factory option. When in Drive it's limited to 100w. This string is 50 LEDs and consumed 4.9w total.

 

I do too but I called to get the auto quote first. AFTER I determined it was cheaper/better I introduced the home insurance for the best rates. I always knew I could leave the home insurance where it was if theirs was still lower.

 

I assume they pay for a month's worth of the flimsiest policy from ACME Insurance and Lawn Supply, register their car and cancel ASAP. The cops don't know they cancelled until pulled over for a moving violation or having already T-boned me at the intersection I suppose. All I really know is the fact the uninsured/underinsured component of my policy is a big chunk of money going out the door. I believe it's also the component that paid for the phantom hit-n-run some jagoff performed on my truck a few years back in the Home Depot parking lot. I don't think having UM insurance is mandatory but I'd be a fool not buying it.

 

Since we're talking insurance, you guys would love our government-run system in British Columbia. 2022 Tacoma OR with comprehensive and collision as well as $3M public liability and 100% replacement value for the first three years. Daily commute is >15 km (10 miles).
History: One windshield replaced in back in 2022 when I traded in my old Tacoma, no recent tickets, and I have more than 25 years driving experience in BC so i get the maximum discount.

Just a smidgen under $2200 a year.
Granted, that's in Canadian $, but still.

 

At registration they just look at the paper proof of insurance. I suppose someone could just create one on a word processor. Or more likely they cancel afterwards.
People who don't have insurance make a mental calculation. How often do I get stopped or have an accident? Here in CO the fine is $500 the first time, versus $2k/year for insurance. I can drive for years w/out a stop. Do I think it's smart? Absolutely not, but you can imagine it from someone who considers themselves a better driver than everyone else.

 

I work for a nationwide homebuilder. We have our own insurance brokerage to be sure we can help buyers get insured in areas like NC and Florida. There are a lot of insurance carriers you may not have heard of that will still write policies in areas considered riskier. No hurricanes in CO, but we've got hail and wildfire.

 

I totally agree. If it were me, I'd just get the Amazon overlays.

I got the Amazon overlays for the Tacoma and they are pretty nice. Our Corolla came with the OEM Toyota overlays (3J) and at $139 were definitely a ripoff, but were already on the car (factory sticker).

 

i also got a set of the overlays from Amazon, and they're nice . . . still holding on, so that's a plus. got the tailgate letters there too.