Kansas City Tacoma Crew - 816/913

Nice and I wish

 

Thanks, dudes

 

Man, I wish.

 

I'll probably be under another one before you know it. Just nice for now

 

Every time I look at mine I feel like I haven't put any dent in it. At least we were able to refinance when rates were low a couple years ago.

 

Same and here I’m looking to move in the spring to get away from my neighbor I got tossed in jail 3 times lol

 

I got drunk one night and made a spreadsheet to pay it off.

I'm fun at parties....

I'm sensing a good story here

 

No not really, he’s a d-bag and should be glad I don’t look good in orange. Got a protection order on him too.

 

Have you seen rates recently?

I'll probably wait a decade or two before even shopping around...

 

Once they are back around 5% people will be much more inclined

Plus since he already has a paid off house, there would be a good amount of equity to put towards another assuming it sells

 

That’s what I’d like to do

 

Working on starting a family compound. Dad retires in about a year, they want to move back up here. We want to start a family and our house is very small. Looking for some acreage we can put two houses on. Probably building an apartment in the shop for her dad. I don't intend to move from this future place, so rates be damned if we find the right property.

In the meantime, we're staying put for at least year and enjoying not having a house note.

Already have a gentlemen's agreement with my neighbor. He wants my house for his mother-in-law

 

I promise I'm not financially r-worded. I just grew up poor. And NOT spend-our-grocery-money-on-a-new-84"-OLED-TV variety poor.

I get all panic-y when market indicators start to wiggle harder.

Excellent plan. I figured that property wouldn't be hard for you to sell.

 

There's some sense in the mortgage industry that if you find a decent price, go ahead and buy even with the bad rates because it's easier to refinance a house you're already in than to try and get a good deal and get good rates because when rates are good, prices tend to go up

 

Very true. I bought the place without a credit score, so started with kinda crappy terms and refinanced after a year to something significantly better

 

Without a credit score?

That's.... Impressive. Most impressive.

 

I'm stubborn

 

I must learn

 

Gonna need to unlock your latent stubbornness

 

Credit score system is profoundly stupid to me and I refused to participate until absolutely necessary.