Alabama thread!

Good morning Stevie.

 

Sup Mike
I meant car insurance. Don't even get me started on Health insurance

 

Ayooo

I've been tempted to go on an annual travel insurance plan, and just keep moving around. It's cheaper than regular insurance and you only pay extra if and when you make a claim.

 

I'm not one that believes in free healthcare..........but it should be affordable.

 

Yea its a business they arnt going to give you free loan lol. Thats just not how the world works. Thats how banks pay the bills. Interest is essential to them staying business and continuing to be able to lend money out. Credit score def should be involved because it tells the banks who is most likely going to pay back their loans and who isnt.

Lets say im going to give out a loan to either you or Bart. Your Credit score is 800 and Barts is 400 and your both applying for the same loan. The bank is going to give the loan to the person they feel is going to pay it back to them. Banks is like any other business they don't want to lose money. Its all about risk, when the bank loans money out they take the risk that they may not ever see that money again. Thats why APR rates are higher for ppl with lower scores so they are incentivized to pay the loan back on time.

 

I get credit. I'm saying it shouldn't be so involved in our lives. What does your credit score have to do with car insurance???? You pay for that shit up front. They don't loan you insurance.

 

Morning Barrie, how are you doing?

 

I dont think credit is involved for insurance. Like you said you pay for it and you have it. If you don't pay they cancel your policy, Its that simple. All insurance is a waste of money until you need it lol. I work in Insurance haha,

 

One thing Cali gets right


On average, drivers with poor credit pay 118 percent more for full coverage car insurance than those with excellent credit. California, Hawaii, Massachusetts and Michigan prohibit or limit the use of credit as a rating factor in determining auto insurance rates.

Car Insurance Rates by Credit Score | Bankrate

 

Interesting, ive never had my credit pulled for my insurance.

 

Just bought some KB voodoo bed bars for the tundy.

 

That's my problem with credit. It shouldn't be involved in so many aspects of our lives. It should have absolutely nothing to do with things you "buy" outright.

 

Whatcha gonna put on those?

 

RTT lol.

 

Gotcha. Wasn't that just gonna be the tow rig? Or did I dream that up

 

Im going to do some local camping trips that are no more than gravel roads and campgrounds in it. Also when i tow the Taco to off road parks and such im going to camp out of the tundra and ride in the Taco. The bed bars can be removed very quickly which is why i bought those instead of a rack. I got a cover to go over bed so i needed something that would work with it as well.

 

Multipurpose.........I can dig it

 

Hey guys I got these wheels and tires I'm trying to get rid of. I live in Mobile but spend most weekends at Lake Martin so a meetup anywhere between the 2 is feasible for me.

Open to any reasonable offers.
265/70R16 General Grabber AT2s about 22k miles good condition
16x8 Level 8 MK6 in matte black, center caps are removable or the "8" can be removed with acetone if it's not your style (It's certainly not my style lol)

 

Sup Sam

If you have FB, I'd join the Alabama Tacoma/Tundra page. I bet those would go pretty quick.

 

Sup all! Taking it apart for cam gears and manifold spacer.

Dave Ramsey would be proud!