1st Gen Lunchtable Thread - General Discussion

Imma get an Accore

https://www.instagram.com/reel/C74g7evOkxN/?igsh=OTVyc2p4bzkwbDE2

 

Offer again in a week if it's still available. Parts aren't moving like they did 4 years ago. Most parts truck have been sitting.

 

Should have sent someone else with a low ball offer first

 

I still got parts from you all. Barely got ride of the frame this year

 

Lets all go hit the guy up with low balls so @JKO1998 offer looks high

 

They said someone's coming to get it haha

 

I offered him 1100 heading over there rn

 

Why would anyone want to bring rust into Arizona

 

what bank is financing a '97 with 240K on it? I know the interest rate I got my '18 for, and if interest rates go up with vehicle age (which they do) Id love to know what stupid high percentage youd be looking at.

 

Credit unions, maybe.

 

Do it

 

I’m sure I’d balk when I saw the interest rate. It’s a fun idea though.

 

It's only money

 

Right?

 

Old used vehicles should be bought outright, if you can't do it, you shouldn't have it. Financing is for things that have conventional value and predictable trends.

 

Did you back out of the Idaho job?

 

My CU has an 8 or 9 year old cutoff on car loans.

 

This is the conventional wisdom. But the predictable trend of most new cars is to plummet in value during your ownership. Most people aren’t gonna keep it for 30 years either. Hell it’s a miracle of most people can keep a car for 3 years.

I’m not saying I’m gonna take a loan for that Cruiser, but if I did, it’d at least hold its value throughout the term of that loan, possibly even appreciate.

Sure it would suck to owe money on it while being on the hook for expensive repairs, like a head gasket etc. But even some of the newer turbo Toyotas have been having major issues. Even if you have a warranty, you still have to deal with your car being in the shop, and the dealer potentially giving you the run around.

I had a coworker deal with this in his 5.0 F150 - the dealer kept telling him his oil consumption was normal, and he kept going back for a million tests and almost had to get a lawyer for them to honor the warranty claim.

 

No I just pushed my start date back. The place here pays better and has way better reviews from employees, so if the way di give me an offer I might back out of the other place.

 

You're so hopelessly bass ackwards on financial stuff I don't think there's any saving you