50+ thread

ImpulseRed008 · Mar 18, 2025

BarcelonaTom67 said: ↑

I try not to post too often, as I don't want to give the image of someone looking for attention. But I know many of you here are truly very concerned and supportive of my situation, so I do not mind posting if anyone does ask.

Summary - Things are not good.

I still get initial interviews with HR people, then they ghost me.
After some significant discussion, last week my wife and I decided it was time to play the last card, and we went to a local attorney to file for bankruptcy protection. Ironically, when we opened the garage door to leave, we found two guys in the process of repossessing out travel trailer, because I had only been making very minimal, partial payments for the last two months. We nwere planning to surrender it as part of the bankruptcy anyway, so no big deal. We are also going to surrender our house, as we have no way at all to pay our $$$ mortgage payment as of March 1st. We had hoped to be able to keep my wife's car (2022 Toyota Highlander), my sister had been graciously sending me the money to make that payment for the last 15 months, but she has run out of her "vacation-emergency-rainy day fund" that she had been using to help us with, so we will also have to surrender the car. We don't know how long our mortgage company might take until they start the foreclosure process and evict us, so we will start packing pretty soon. My wife's parents are going to let us stay with them for the short term, and hope like hell I finally find a job. As of yesterday, it's now ben 1 year and 5 months.

While it really sucks to lose this house, it has so many repair needs, we would never be able to afford to fix everything, and we'd never be able to sell it with all the issues it has, for anything like what we owe (we just bought it a few months before I lost my job). So, surrendering the house as part of the bankruptcy will protect us in that the lender can't come back and sue us for whatever loss they take when they auction it off.

Sorry to darken anyone's day with all the bad news, but I know you all are genuinely supportive of my situation, and I am not the kind to lie about things like this.

I have been looking into different fields I could go into, but with all my physical disabilities and chronic pain, it would have to be a desk job. So that significantly limits my other options.
Click to expand...

So sorry to hear things aren't looking up yet, Tom. Hope stuff turns around very soon.

Bluegrass Taco said: ↑

75° and sunny. Snow flurries in a couple days. Welcome to spring in Kentucky.
Chemo went well yesterday. Neurologist tomorrow
I'm feeling a lot better.
Click to expand...

Hope you continue to feel better Bill

MTgirl · Mar 18, 2025

sorry to hear that you guys are to that stage of things @BarcelonaTom67
just because i don't ask often doesn't mean i don't think about you and hope the next time i see you've posted in here that its good news. i just figure that the situation consumes enough of your thoughts and if you come in here for a bit of escape then we should give you that.

2ndhandTacoman · Mar 18, 2025

MTgirl said: ↑

@2ndhandTacoman
https://www.instagram.com/reel/DF6UVYuBkPG/?igsh=ZTB6ZWpnOWJhNDg0
Click to expand...

Thank you!

The D&S "Polar Express" Special winter train.. one of these days I will get back to CO and ride the darn thing.

1st day at the van conversion place, too many shiester level tactics at play to even talk about right now. It took the very last bit of grit that I had left in my soul to not just tell them to go pound sand and walk out of the orientation this morning.

CVYota · Mar 18, 2025

ImpulseRed008 said: ↑

We do NOT have cooties!!!
Click to expand...

thats exactly what someone with cooties would say.

BarcelonaTom67 said: ↑

I try not to post too often, as I don't want to give the image of someone looking for attention. But I know many of you here are truly very concerned and supportive of my situation, so I do not mind posting if anyone does ask.

Summary - Things are not good.

I still get initial interviews with HR people, then they ghost me.
After some significant discussion, last week my wife and I decided it was time to play the last card, and we went to a local attorney to file for bankruptcy protection. Ironically, when we opened the garage door to leave, we found two guys in the process of repossessing out travel trailer, because I had only been making very minimal, partial payments for the last two months. We nwere planning to surrender it as part of the bankruptcy anyway, so no big deal. We are also going to surrender our house, as we have no way at all to pay our $$$ mortgage payment as of March 1st. We had hoped to be able to keep my wife's car (2022 Toyota Highlander), my sister had been graciously sending me the money to make that payment for the last 15 months, but she has run out of her "vacation-emergency-rainy day fund" that she had been using to help us with, so we will also have to surrender the car. We don't know how long our mortgage company might take until they start the foreclosure process and evict us, so we will start packing pretty soon. My wife's parents are going to let us stay with them for the short term, and hope like hell I finally find a job. As of yesterday, it's now ben 1 year and 5 months.

While it really sucks to lose this house, it has so many repair needs, we would never be able to afford to fix everything, and we'd never be able to sell it with all the issues it has, for anything like what we owe (we just bought it a few months before I lost my job). So, surrendering the house as part of the bankruptcy will protect us in that the lender can't come back and sue us for whatever loss they take when they auction it off.

Sorry to darken anyone's day with all the bad news, but I know you all are genuinely supportive of my situation, and I am not the kind to lie about things like this.

I have been looking into different fields I could go into, but with all my physical disabilities and chronic pain, it would have to be a desk job. So that significantly limits my other options.
Click to expand...

We aren't here to judge, we just want to support you in this craptastic adventure you have to deal with. No matter what it is, we can at least lend an ear.

jwctaco · Mar 19, 2025

BarcelonaTom67 said: ↑

I try not to post too often, as I don't want to give the image of someone looking for attention. But I know many of you here are truly very concerned and supportive of my situation, so I do not mind posting if anyone does ask.

Summary - Things are not good.

I still get initial interviews with HR people, then they ghost me.
After some significant discussion, last week my wife and I decided it was time to play the last card, and we went to a local attorney to file for bankruptcy protection. Ironically, when we opened the garage door to leave, we found two guys in the process of repossessing out travel trailer, because I had only been making very minimal, partial payments for the last two months. We nwere planning to surrender it as part of the bankruptcy anyway, so no big deal. We are also going to surrender our house, as we have no way at all to pay our $$$ mortgage payment as of March 1st. We had hoped to be able to keep my wife's car (2022 Toyota Highlander), my sister had been graciously sending me the money to make that payment for the last 15 months, but she has run out of her "vacation-emergency-rainy day fund" that she had been using to help us with, so we will also have to surrender the car. We don't know how long our mortgage company might take until they start the foreclosure process and evict us, so we will start packing pretty soon. My wife's parents are going to let us stay with them for the short term, and hope like hell I finally find a job. As of yesterday, it's now ben 1 year and 5 months.

While it really sucks to lose this house, it has so many repair needs, we would never be able to afford to fix everything, and we'd never be able to sell it with all the issues it has, for anything like what we owe (we just bought it a few months before I lost my job). So, surrendering the house as part of the bankruptcy will protect us in that the lender can't come back and sue us for whatever loss they take when they auction it off.

Sorry to darken anyone's day with all the bad news, but I know you all are genuinely supportive of my situation, and I am not the kind to lie about things like this.

I have been looking into different fields I could go into, but with all my physical disabilities and chronic pain, it would have to be a desk job. So that significantly limits my other options.
Click to expand...

So sorry to hear about your situation, I hope things turn around for you and your family Tom

jwctaco · Mar 19, 2025

Morning everyone

Hardscrabble · Mar 19, 2025

Good morning

Pointeman said: ↑

Good morning. Feels like Friday but it’s only Tuesday. Tending to my wife who caught a nasty virus. Hopefully she’ll feel better soon. Work is a little rough right now. We are navigating a budget shortfall. Lots of hard conversations. Stay Well…Stay Safe
Click to expand...

I hope your wife gets well soon and you can sort out your budget at work.

vssman said: ↑

Well, I managed to get out to the garage and work on the boat. It took a lot of effort to get out there but I did it. The boat is officially repaired and can be sailed in this condition once I order the new stays and pick up the mainsail that’s being repaired. I do have an upgrade to install: it’s a mast raising system that allows for single handed mast raising. The winch is a brake style so that I can stop anywhere in the arc as I raise it to fix the stays. Doing it the old way was a PIA and would easily kink the side stays thus weakening them. I also have to clean up the boat and put away the tools.
Click to expand...

This is fantastic news Paul. The winch for the mast will be a nice upgrade.

BarcelonaTom67 said: ↑

I try not to post too often, as I don't want to give the image of someone looking for attention. But I know many of you here are truly very concerned and supportive of my situation, so I do not mind posting if anyone does ask.

Summary - Things are not good.

I still get initial interviews with HR people, then they ghost me.
After some significant discussion, last week my wife and I decided it was time to play the last card, and we went to a local attorney to file for bankruptcy protection. Ironically, when we opened the garage door to leave, we found two guys in the process of repossessing out travel trailer, because I had only been making very minimal, partial payments for the last two months. We nwere planning to surrender it as part of the bankruptcy anyway, so no big deal. We are also going to surrender our house, as we have no way at all to pay our $$$ mortgage payment as of March 1st. We had hoped to be able to keep my wife's car (2022 Toyota Highlander), my sister had been graciously sending me the money to make that payment for the last 15 months, but she has run out of her "vacation-emergency-rainy day fund" that she had been using to help us with, so we will also have to surrender the car. We don't know how long our mortgage company might take until they start the foreclosure process and evict us, so we will start packing pretty soon. My wife's parents are going to let us stay with them for the short term, and hope like hell I finally find a job. As of yesterday, it's now ben 1 year and 5 months.

While it really sucks to lose this house, it has so many repair needs, we would never be able to afford to fix everything, and we'd never be able to sell it with all the issues it has, for anything like what we owe (we just bought it a few months before I lost my job). So, surrendering the house as part of the bankruptcy will protect us in that the lender can't come back and sue us for whatever loss they take when they auction it off.

Sorry to darken anyone's day with all the bad news, but I know you all are genuinely supportive of my situation, and I am not the kind to lie about things like this.

I have been looking into different fields I could go into, but with all my physical disabilities and chronic pain, it would have to be a desk job. So that significantly limits my other options.
Click to expand...

Sorry you are going through this Tom. Good thoughts to you and your wife.

Bluegrass Taco said: ↑

75° and sunny. Snow flurries in a couple days. Welcome to spring in Kentucky.
Chemo went well yesterday. Neurologist tomorrow
I'm feeling a lot better.
Click to expand...

Glad you’re feeling better Bill.

TomYotaNH · Mar 19, 2025

Mornin’

Metalskool · Mar 19, 2025

BarcelonaTom67 said: ↑

I try not to post too often, as I don't want to give the image of someone looking for attention. But I know many of you here are truly very concerned and supportive of my situation, so I do not mind posting if anyone does ask.

Summary - Things are not good.

I still get initial interviews with HR people, then they ghost me.
After some significant discussion, last week my wife and I decided it was time to play the last card, and we went to a local attorney to file for bankruptcy protection. Ironically, when we opened the garage door to leave, we found two guys in the process of repossessing out travel trailer, because I had only been making very minimal, partial payments for the last two months. We nwere planning to surrender it as part of the bankruptcy anyway, so no big deal. We are also going to surrender our house, as we have no way at all to pay our $$$ mortgage payment as of March 1st. We had hoped to be able to keep my wife's car (2022 Toyota Highlander), my sister had been graciously sending me the money to make that payment for the last 15 months, but she has run out of her "vacation-emergency-rainy day fund" that she had been using to help us with, so we will also have to surrender the car. We don't know how long our mortgage company might take until they start the foreclosure process and evict us, so we will start packing pretty soon. My wife's parents are going to let us stay with them for the short term, and hope like hell I finally find a job. As of yesterday, it's now ben 1 year and 5 months.

While it really sucks to lose this house, it has so many repair needs, we would never be able to afford to fix everything, and we'd never be able to sell it with all the issues it has, for anything like what we owe (we just bought it a few months before I lost my job). So, surrendering the house as part of the bankruptcy will protect us in that the lender can't come back and sue us for whatever loss they take when they auction it off.

Sorry to darken anyone's day with all the bad news, but I know you all are genuinely supportive of my situation, and I am not the kind to lie about things like this.

I have been looking into different fields I could go into, but with all my physical disabilities and chronic pain, it would have to be a desk job. So that significantly limits my other options.
Click to expand...

I'm so sorry Tom.

US Marine · Mar 19, 2025

Good morning

US Marine · Mar 19, 2025

BarcelonaTom67 said: ↑

I try not to post too often, as I don't want to give the image of someone looking for attention. But I know many of you here are truly very concerned and supportive of my situation, so I do not mind posting if anyone does ask.

Summary - Things are not good.

I still get initial interviews with HR people, then they ghost me.
After some significant discussion, last week my wife and I decided it was time to play the last card, and we went to a local attorney to file for bankruptcy protection. Ironically, when we opened the garage door to leave, we found two guys in the process of repossessing out travel trailer, because I had only been making very minimal, partial payments for the last two months. We nwere planning to surrender it as part of the bankruptcy anyway, so no big deal. We are also going to surrender our house, as we have no way at all to pay our $$$ mortgage payment as of March 1st. We had hoped to be able to keep my wife's car (2022 Toyota Highlander), my sister had been graciously sending me the money to make that payment for the last 15 months, but she has run out of her "vacation-emergency-rainy day fund" that she had been using to help us with, so we will also have to surrender the car. We don't know how long our mortgage company might take until they start the foreclosure process and evict us, so we will start packing pretty soon. My wife's parents are going to let us stay with them for the short term, and hope like hell I finally find a job. As of yesterday, it's now ben 1 year and 5 months.

While it really sucks to lose this house, it has so many repair needs, we would never be able to afford to fix everything, and we'd never be able to sell it with all the issues it has, for anything like what we owe (we just bought it a few months before I lost my job). So, surrendering the house as part of the bankruptcy will protect us in that the lender can't come back and sue us for whatever loss they take when they auction it off.

Sorry to darken anyone's day with all the bad news, but I know you all are genuinely supportive of my situation, and I am not the kind to lie about things like this.

I have been looking into different fields I could go into, but with all my physical disabilities and chronic pain, it would have to be a desk job. So that significantly limits my other options.
Click to expand...

Sorry to hear Tom ,Thoughts and Prayers sent

vssman · Mar 19, 2025

Good morning

US Marine · Mar 19, 2025

vssman said: ↑

Good morning
Click to expand...

Good Morning Paul

vssman · Mar 19, 2025

US Marine said: ↑

Good Morning Paul
Click to expand...

Good morning Chuck

Marty65 · Mar 19, 2025

Good morning everybody! Gators running like a top and then I received my fine for cutting a drop a couple weeks back The jack wagons buried the internet cable right in the bottom of the ditch I was pulling. I hadn’t moved 4’ when I sliced through it So I pulled it up out of the way finished my job and called the internet company fessed up and told them the tenant needed a repair. I’ll pay my fine and decide later if I want to be a pain and call them every time I plant a damn flower.

vssman · Mar 19, 2025

I was looking online at properties in SC and came across a 55+ community near Hilton Head by Dell Web called Sun City. So I emailed them for information. I get a reply that states “Your state prevents us from sending any information or calling you. We would be happy to work with a realtor, family, or friend in the area on your behalf. Please see us if you visit.”

CVYota · Mar 19, 2025

Morning all

Cat alarm went off early.

vssman said: ↑

I was looking online at properties in SC and came across a 55+ community near Hilton Head by Dell Web called Sun City. So I emailed them for information. I get a reply that states “Your state prevents us from sending any information or calling you. We would be happy to work with a realtor, family, or friend in the area on your behalf. Please see us if you visit.”
Click to expand...

Sounds like a scam induced lawyerism. Hopefully not them

Marty65 · Mar 19, 2025

vssman said: ↑

I was looking online at properties in SC and came across a 55+ community near Hilton Head by Dell Web called Sun City. So I emailed them for information. I get a reply that states “Your state prevents us from sending any information or calling you. We would be happy to work with a realtor, family, or friend in the area on your behalf. Please see us if you visit.”
Click to expand...

Connecticut holding y’all hostage lol!!

jwctaco · Mar 19, 2025

vssman · Mar 19, 2025

Marty65 said: ↑

Connecticut holding y’all hostage lol!!
Click to expand...

I know! I guess I have to go visit to look at places. Not sure what the rush is as the wife is still working but I’m ready to move.

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