How do you Pay for Mods?

That is me right there. I have the money...actually bought a set of standard FJ alloy wheels...just waiting for my tires to die so I can buy new ones and slap on the FJ's.....can't wait to get rid of the wack'd out sport wheels. I might turn that into a project though...like sanding and painting the inner parts.

 

Everything I buy goes on the credit card. Credit card gets paid in full every month. So...cash, I guess?

 

Cash, I dont have any type of cards, except an ATM card. I try to save a little bit bi-weekly, the taco will get done one piece at the time.

 

Ruining credit is WAYYY too easy though.

 

they tell me to at least fill the cup a quarter of the way and put it in the cabinet...collect check...buy mods.

 

i invest. my friend bernie manages my accounts. does really well. haven't seen him in a while though...

 

I suck cock under a bridge late afternoons!

J/K

 

that wont build your credit. if you pay your card off every month the bureaus don't even know about it. it just looks like you have a zero balance on the card. the card itself builds length of account history, which is a good thing, but paying your credit card off every month doesnt show up at all. that being said, the amount of interest you would spend in carrying a balance is by no means worth it to build your credit. you would have to borrow 1/4 of your credit limit and pay it off over a couple months. then do it all over again.

 

I voted Cash and Other, Because I have a team of prostitutes that get a lot of my income for me

 

That's not necessarily true. It still gets reported to the credit agencies even if a balance is 0. They also report the highest amount that was charged on a card. So if you made a $1000 charge and paid it off when it was due, the $1000 amount becomes the high balance of the card. The balance of your card when the payment is due is what gets reported. A lot of things make up your credit score that have nothing to do with the balance.

Length of time the card is active (which you stated): 2 years or better for a higher score.
Never being late: if the balance is paid when it's due, it's never late.
Available credit: $5000 or more is preferred per card. It's better to have one $5000 card than five $1000 cards.
Types of credit: Avoid personal finance companies. Revolving credit cards preferred aka Visa/Mastercard/Discover/Amex.

Negatives:

More than 50% of available credit used. If you have two cards that have a $1000 limit, one is $800 and one has nothing, it's better for your credit rating to have both of the cards at $400.
Inquiries: Applying for a lot of different cards looks like you're shopping. Inquiries for credit cards take 1 year to clear off

 

For mods, I pay cash.

 

cash money...I don't charge shit!

 

i go broke.....

thank god for the dollar menu.

 

MY UNEMPLOYMENT DEBIT CARD

 

x2 thats why i havent did very many mods lol

 

i rape, pilage and steal...



























I also recycle.

 

I make stuff for tacos to sell to owners of tacos to make money so i can then buy more stuff for my taco...

 

Errrr... Links in sig.

 

Eat a lot of kitties