Opinion on purchuse

Alright guys so here's my situation. My current truck is an '09 DCLB sport, my mods are listed in my sig (I think). Thing is after I bought it and started moding it a realized I wanted the DC OR model, obviously for the locker and atrac. I was really looking forward to the 2012's "redesign" thinking I could do my swap then and get the new body and engine. But as it turns out next years truck wount have a new engine and the grill is not attractive. Word is the engine update is 2014 and will include direct injection, which would mean I'd want to wait a year or two before buying a brand new generation anyway.

So my idea that I have now is to trade in my 09 for a new '11 and build it into the truck I've wanted to for a while. My 09 only has 1 month of payments left, For the purchase I'd be working with USAA.

What are your opinions?

My truck

 

Seems like if you are 1 month away from paying it off- Paying for gears and a front and rear locker would be cheaper/better debt option. ATRAC is nice- but folks wheeled for years (many many years) without it.
If the redesign doesn't come for another 2 years-That's 2 years worth of car payments saved towards a bigger down payment.

 

Yeah I get what youre saying, but I also wanted to put front and rear bumpers, and all pro long travel kit on it. I just dont know how I feel about the long bed I guess.

 

See what they will give you for your trade in and go from there

 

The LB thing does make it tough. The rest of the stuff is easy-Don't need to buy a new truck for that. But the bed thing-That's a tough call.

Are you gunna be happy with the truck you build now when the new body/engine come out in a couple years??

I guess like OZ said-It's worth seeing what you can get on the trade and going from there...

 

I would be happy for a while, you know let the new one be out for a few years and see what the bugs are. If I were to keep this truck I think I would be too tempted to buy it right away since I'll be so eager to finally get the model I want.

 

I've run the numbers and I can pay off the new one in a year while making lower payments than I was in my 09 if I wanted.

 

If that's the case , I would say get the new one you want . You're not going to buy a 3rd Gen till at least 2016

 

Keep it and buy a new one!

 

I head back from usaa. They only want to give me 19,300 for my truck(in stock form). I told them no way and that Kbb and all the other trade in value assessment things have me at 24k. I was expecting somewhere around 23k.

 

Hell no! I have a mortgage now. Just looked on carmax and im in the ball park for my truck so the usaa car buying thing ain't all that its cracked up to be.

 

how do you know it will be the model you want?

i'm with Brunes here, buy the lockers etc

 

When ever I make my next purchase is when I will make sure to get the model I want.

 

I'm with everyone about keeping the truck. Now that your funds will be free from a car payment to modify your truck. If you are that worried about the long bed and what not you can get a high clearance bumper. 1 ft of bed space won't be a do or die thing.

 

If I had a short bed sport right now I'd be better off , I'd be paid off and would be putting in stronger arb lockers along with all my other wish list stuff.

 

Buy the shortbed

Life's too short

 

I hear ya!!! After afghanistan I've learned that for real. Even if I do oz, you'll still be my long bed friend

 

I won't hold it against you

 

I went by a local dealer today to talk to someone about getting the truck I wanted. First he came at me with only giving me 19 something for my truck. I told him I knew the went for around 24k and he went up to 22,600, which was pretty close to what I expected. But then he wouldnt budge on the price of the new tacoma. They want 32k for the damn thing Its just the trd OR extra value package, no cd changer or jbl or anything. I feel like I should get it for 29-30, what do you guys think?

 

I'm still interested in how this goes , can't help you on pricing though , my truck was $43 000 in Canada