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Do You Own or Lease?

Discussion in 'General Automotive' started by harshest, Feb 12, 2009.

?

Do You Own or Lease?

  1. Own - Making Payments

    126 vote(s)
    67.0%

  2. Own - Paid Off

    50 vote(s)
    26.6%

  3. Lease

    12 vote(s)
    6.4%
Page 2 of 3
  1. Feb 12, 2009 at 11:42 AM
    #21
    NAAC3TACO

    #21
    NAAC3TACO Middle aged member

    Joined:
    Aug 5, 2008
    Member:
    #8350
    Messages:
    8,059
    Gender:
    Male
    Just east of crazy, NV
    Vehicle:
    2014 SR5 DCLB 4x4
    Color matched door handles, Weathertech floor liners, bed mat, Durafit seat covers, tailgate clamp, 2016 TRD Sport 17" wheels with Yokohama Geolander AT tires , Toyota exhaust tip, Toyota/Yakima bike rail mount, Toyota wheel locks, Toyota hitch cover, Redline hood struts, unifilter on air pump.
    I own the bedmat and the crap in the storage compartments. Toyota Financial owns the rest for 4 more years.:mad:
     
    NAAC3TACO, Feb 12, 2009
    #21
  2. Feb 12, 2009 at 12:07 PM
    #22
    derekabraham

    #22
    derekabraham Living vicariously through everybody

    Joined:
    Jul 8, 2008
    Member:
    #7822
    Messages:
    28,873
    Gender:
    Male
    First Name:
    TW'S Hippy Liberal
    Portland, OR
    Vehicle:
    2002 4x4 4Runner
    Stick on hood scoop from Autozone.
    Own - making payments.
     
    derekabraham, Feb 12, 2009
    #22
  3. Feb 12, 2009 at 12:52 PM
    #23
    paintdiddy

    #23
    paintdiddy Machine gun shits

    Joined:
    Oct 12, 2008
    Member:
    #9924
    Messages:
    10,277
    Gender:
    Male
    First Name:
    shithead
    nj and not from "the jersey shore"
    Vehicle:
    silver bullet
    dude your in trouble big time... hey worse case i'll buy the buy out when you dont want it.lol
     
    paintdiddy, Feb 12, 2009
    #23
  4. Feb 12, 2009 at 1:00 PM
    #24
    THXEY

    #24
    THXEY Panda Jerk

    Joined:
    Dec 15, 2008
    Member:
    #11614
    Messages:
    12,665
    Gender:
    Male
    First Name:
    Jacob
    San Diego
    Vehicle:
    2013 Subaru WRX
    STi Short Shifter.OEM floor illumination kit. Rally Armor Mud Flaps. BC BR Coilovers. Invidia N1 Exhaust
    im paying it off... it wont be paid off for like another 4 years... im such a pile
     
    THXEY, Feb 12, 2009
    #24
  5. Feb 12, 2009 at 1:04 PM
    #25
    BAT24

    #25
    BAT24 Well-Known Member

    Joined:
    Sep 20, 2008
    Member:
    #9361
    Messages:
    321
    Gender:
    Male
    Ohio
    Vehicle:
    TRD Rugged Trail
    TRD - CAI Sport Hood Sport Grille Sport Headlights OEM LED Tails Factory Roof Rack
    I own mine outright no payments at all. I took my Toyota buyout money and incentives and then worked a sweet deal paid cashed and walked away. Now I just hope my 08 is good for 327,000 miles like my 96 was.
     
    BAT24, Feb 12, 2009
    #25
  6. Feb 12, 2009 at 1:42 PM
    #26
    gonzo6up

    #26
    gonzo6up Well-Known Member

    Joined:
    Jan 5, 2009
    Member:
    #12240
    Messages:
    426
    Gender:
    Male
    Middle Tn
    Vehicle:
    09 tacoma SR5 4x4 sport
    tint/ vent visors/ seatbelt chime mod/ DTRL Mod
    Mine is a lease too. With my previous situation with a piece of #*%! VW and a totaled 97 taco the lease was my best option to get out from under the VW. I set it up with agreement to buy my 09 at the end of a 4yr lease for 13,700. I never have leased before so i hope it turns out in my favor but hell if this 09 holds value like my 97 did i'll be ok.
     
    gonzo6up, Feb 12, 2009
    #26
  7. Feb 12, 2009 at 1:45 PM
    #27
    gdawg25

    #27
    gdawg25 Zoom-Zoom

    Joined:
    Oct 25, 2006
    Member:
    #136
    Messages:
    1,021
    Gender:
    Male
    Victoria, BC
    Vehicle:
    '08 Mazdaspeed 3
    I'm leasing mine...the monthly payments are much less than if I would have purchased it. I plan on keeping my Taco and buying it out at the end of the lease.
     
    gdawg25, Feb 12, 2009
    #27
  8. Feb 12, 2009 at 2:17 PM
    #28
    Delmarva

    #28
    Delmarva Mayor of TW

    Joined:
    Oct 22, 2008
    Member:
    #10148
    Messages:
    36,628
    Gender:
    Male
    First Name:
    Mike
    Tucson, AZ
    Vehicle:
    2013 4runner Limited Looking for a Taco
    It's the wife's T4R so it's stock
    bank owns mine
     
    Delmarva, Feb 12, 2009
    #28
  9. Feb 12, 2009 at 2:25 PM
    #29
    Brunes

    #29
    Brunes abides.

    Joined:
    May 31, 2008
    Member:
    #7011
    Messages:
    17,560
    Gender:
    Male
    First Name:
    Rotorhead
    Around
    Vehicle:
    08 Red/Graphite and Satin Black
    Inside: Tint, Wet Okole 1/2 Piped Red/Black Covers, Black Weathertech Digital Fit Mats, URD Short Throw w/ TWM Weighted Knob, USA Spec iPod adapter. Outside: 4300K Retro w/ Angel Eyes and Red Shrouds, 5000K Blazer Fog Light Retrofit, Debadge, Bed Locking Handle, Satin Black Rims Performance: TRD/Steigmeier Blower w/ 2.7 Pulley. 668 Injectors and 320 LPH AEM Fuel pump. URD UCON and 7th Injector. DTLT Headers, URD Y-Pipe, Wicked Flow Muffler. Suspension: Both: OME Shocks Front: 886X's and TC UCAs Rear: Dakars Armor: Relentless Front Bumper Relentless High Clearance Rear w/ Tire/Rotopax Swing Out Relentless Front, Mid, and TCase skids BAMF Diff Skid Recovery and Spares: Fullsize Spare Tire 2x2 gal Rotopax 1x1 gal Rotopax 1x1 gal Water Rotopax Warn 9.5XP-S Winch Hi-Lift Extreme 60" Ironman Off-Road Recovery Kit
    Banks owns mine for the time being. The Wife and I are working REALLY hard to get it paid off....Only another year or two I think...

    If I don't spend too much on the suspension.
     
    Brunes, Feb 12, 2009
    #29
  10. Feb 12, 2009 at 2:40 PM
    #30
    mjp2

    #30
    mjp2 Living vicariously through myself Moderator

    Joined:
    Feb 16, 2007
    Member:
    #924
    Messages:
    22,014
    Gender:
    Male
    First Name:
    Milton Juevo Portimous II
    NJ
    Vehicle:
    Current: '21 Bronco Badlands. Previous: '06 TRD Access Cab, v6, 6-speed
    I've got some serious fast talking to do when I turn it in. ;)
     
    mjp2, Feb 12, 2009
    #30
  11. Feb 12, 2009 at 2:42 PM
    #31
    Hotdog

    #31
    Hotdog My hair is all natural Moderator

    Joined:
    Feb 9, 2007
    Member:
    #872
    Messages:
    10,248
    First Name:
    Hotdog
    Vehicle:
    2007 PreRunner SR5 Double Cab
    Wet Okole Underwear
    :rofl:
     
    Hotdog, Feb 12, 2009
    #31
  12. Feb 13, 2009 at 6:39 AM
    #32
    harshest

    #32
    harshest [OP] I am the Sofa King

    Joined:
    Aug 13, 2008
    Member:
    #8508
    Messages:
    561
    Gender:
    Male
    Michigan
    Vehicle:
    05 PreRunner SR5
    Fog Light On, Hidden Garage Door Opener, Scanguage II, Weathertech Liners, Cig lighter always on, Door buzzer removed from dash- Upcoming: 5100s for front and rear, set fronts to 2.5" and Toytec AALs.
    I only pay 1200 a month for my house :eek:
     
    harshest, Feb 13, 2009
    #32
  13. Feb 15, 2009 at 3:54 PM
    #33
    stephbm6

    #33
    stephbm6 Well-Known Member

    Joined:
    Jan 23, 2009
    Member:
    #12882
    Messages:
    262
    Gender:
    Male
    West Jordan, Utah
    Vehicle:
    2019 TRD OR Double Cab
    Bought mine in Sept. 06 paid off in Jan 07 :D
     
    stephbm6, Feb 15, 2009
    #33
  14. Feb 15, 2009 at 3:59 PM
    #34
    Kyouto42

    #34
    Kyouto42 Iron Beard

    Joined:
    Aug 18, 2008
    Member:
    #8614
    Messages:
    9,120
    Gender:
    Male
    First Name:
    Jake
    Ahwatukee, AZ
    Vehicle:
    BSP '10 4x4 TRD Off-Road DC
    See build thread in signature
    Bank owns, I pay them so I can own it one day... add on about 6k of diminished trade in value :/
     
    Kyouto42, Feb 15, 2009
    #34
  15. Feb 15, 2009 at 6:59 PM
    #35
    genxer36

    #35
    genxer36 Lord of Tomfoolery

    Joined:
    Nov 13, 2007
    Member:
    #3442
    Messages:
    10,535
    Gender:
    Male
    First Name:
    Sean
    Bethlehem,GA
    Tow package, XM Satellite radio, K & N Air filter, & Channel Vent Visors
    Own. Paid off in November!:D:D:D:D:D
     
    genxer36, Feb 15, 2009
    #35
  16. Feb 15, 2009 at 7:02 PM
    #36
    genxer36

    #36
    genxer36 Lord of Tomfoolery

    Joined:
    Nov 13, 2007
    Member:
    #3442
    Messages:
    10,535
    Gender:
    Male
    First Name:
    Sean
    Bethlehem,GA
    Tow package, XM Satellite radio, K & N Air filter, & Channel Vent Visors
    Don't take what the bank offers on the lease. You can get it for wholesale value. Offer them wholesale or less than wholesale at the end. I did that with a Jeep & it saved me 4k.
     
    genxer36, Feb 15, 2009
    #36
  17. Feb 16, 2009 at 4:43 AM
    #37
    RoyB

    #37
    RoyB Well-Known Member

    Joined:
    Oct 5, 2008
    Member:
    #9708
    Messages:
    1,645
    Gender:
    Male
    Chicago burbs
    Vehicle:
    '09 TRD DC Sport
    i bought mine. my last vehicle (magnum srt8) was a lease because i could not afford the monthly on a new 40K dollar car. it actually worked out better because i change vehicles so frequently. i wasnt tied down and let me get rid of the car without being upside down on the loan. now i have decided not to buy vehicles like they are a fashion statement so I plan on holding onto this one until the end of the loan- which i have only done with one other vehicle before. i am paying a little extra every month so hopefully that cuts a couple payments down in the end.
     
    RoyB, Feb 16, 2009
    #37
  18. Feb 16, 2009 at 4:49 AM
    #38
    brianr

    #38
    brianr go shit in your hat

    Joined:
    Oct 27, 2008
    Member:
    #10289
    Messages:
    9,859
    Gender:
    Male
    Vehicle:
    2010 4x4
    BUILT, not bought...
    35 or so payments left...
     
    brianr, Feb 16, 2009
    #38
  19. May 12, 2009 at 9:16 PM
    #39
    Dockhead

    #39
    Dockhead Formarly 08TRD4X4RadientRed

    Joined:
    Oct 4, 2008
    Member:
    #9692
    Messages:
    172
    Gender:
    Male
    Chico, CA
    Vehicle:
    08 ACC 4X4 TRD OR
    TRD Seat covers, K&N Series 77 intake, TRD plate frames, iPod interface
    half way paid off
     
    Dockhead, May 12, 2009
    #39
  20. May 12, 2009 at 9:46 PM
    #40
    vwguy60

    #40
    vwguy60 Well-Known Member

    Joined:
    Mar 8, 2009
    Member:
    #14465
    Messages:
    121
    Gender:
    Male
    Southern California
    Vehicle:
    2009 TRD Sport DC LB
    Toytec Ultimate Lift Kit, TC ucas, TRD CAI, powder coated OEM tube steps, powder coated TRD skid plate.
    65% down and 57 payments to go... Payments are very low but I should pay it off sooner.
     
    vwguy60, May 12, 2009
    #40
Page 2 of 3

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