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JDMCQ's Garage

Discussion in 'Off-Topic Discussion' started by JDMcQ, Jul 26, 2009.

Page 12514 of 14905
  1. May 16, 2013 at 9:06 AM
    #250261
    OZ-T

    #250261
    OZ-T I hate my neighbour

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    Peter North
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    OME 885x , OME shocks and Dakars , Wheelers SuperBumps front and rear , 275/70/17 Hankook ATm , OEM bed mat , Weathertech digifit floor liners , Weathertech in-channel vents , headache rack , Leer 100RCC commercial canopy , TRD bedside decals removed , Devil Horns by Andres , HomerTaco Satoshi
    why
     
    OZ-T, May 16, 2013
    #250261
  2. May 16, 2013 at 9:07 AM
    #250262
    krap22

    #250262
    krap22 Well-Known Member

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    Wife got laid off yesterday.
     
    krap22, May 16, 2013
    #250262
  3. May 16, 2013 at 9:07 AM
    #250263
    OZ-T

    #250263
    OZ-T I hate my neighbour

    Joined:
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    First Name:
    Peter North
    British Columbia
    Vehicle:
    Mag Grey 09 Trd Sport DCLB 4x4
    OME 885x , OME shocks and Dakars , Wheelers SuperBumps front and rear , 275/70/17 Hankook ATm , OEM bed mat , Weathertech digifit floor liners , Weathertech in-channel vents , headache rack , Leer 100RCC commercial canopy , TRD bedside decals removed , Devil Horns by Andres , HomerTaco Satoshi
    Uh oh
     
    OZ-T, May 16, 2013
    #250263
  4. May 16, 2013 at 9:09 AM
    #250264
    scocar

    #250264
    scocar hypotenoper

    Joined:
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    Oh shit Adam. That blows. A lot.
     
    scocar, May 16, 2013
    #250264
  5. May 16, 2013 at 9:14 AM
    #250265
    krap22

    #250265
    krap22 Well-Known Member

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    Yep, not sure what is going to happen at this point.
     
    krap22, May 16, 2013
    #250265
  6. May 16, 2013 at 9:16 AM
    #250266
    scocar

    #250266
    scocar hypotenoper

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    Is your old house sold, or was that what the appraisal hubbub was about?
     
    scocar, May 16, 2013
    #250266
  7. May 16, 2013 at 9:16 AM
    #250267
    oldtacomaguy

    #250267
    oldtacomaguy four forty four

    Joined:
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    Dave
    SE Conn.
    Vehicle:
    08 SR-5 4WD Impulse Red Pearl
    Alpine deck and amp, Polk speakers front and rear, Kenwood subwoofer, windows tinted to 20%, Sockmonkey decals, TSB, Eibach springs and Bilstein 5100's
    Trying times. Sorry Adam, I know you will make things work.
     
    oldtacomaguy, May 16, 2013
    #250267
  8. May 16, 2013 at 9:16 AM
    #250268
    HomerTaco

    #250268
    HomerTaco also HomerTaco Vendor

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    HomerTaco ...................................................................................................................................................... Core-Hurst short throw shifter & T-handle / Carbon Fiber Interior / custom console light / De-badged / leather interior / Heated Front seats / Red Line Hood Struts / Painted speaker grills /one-off TRD Satoshi Grill with 12-15 front-end swap/ Pioneer AVIC-X920BT HU / Scangauge II / Black LED Tails / Dash Mount for iPad mini / Safari Snorkel / Auto-pilot mode / Leer 100XQ Cap / 4x Innovations sliders / Rear Diff Breather Mod / front windows tinted to 35% / Brute Force Fab Hybrid Front Bumper / BAMF Rear Diff Skid / Budbuilt Skids / CBI Trail Master 2.0 rear hybrid bumper / Fox rr coils/ TC UCA's/ TC spindle gussets/ TC Cam Tab gussets / Dakar leafs / Defined Engineering shackles / All pro U bolt flip / Timbren Rear Bumpstops / BAMF LCA skids / Exhaust re-route / Fog Light anytime Mod / LowRange Off Road extended rear brake lines / ATO Shackle Flip / sectioned Bushwhacker flares / re-geared to 4.56 / ARB Front & Rear Locking Diff / ARB CKMA12 compressor / PrInSu full rack system / 1" body lift / Inchworm 4.7 crawlbox / twin stick FJ t-case / Davez off-road triple-stick kit/
    :annoyed:
     
    HomerTaco, May 16, 2013
    #250268
  9. May 16, 2013 at 9:21 AM
    #250269
    Haslefre

    #250269
    Haslefre Well-Known Member

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    TN
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    Some flags and center console divider... lots of things on the wanted list.
    Damn auto correct...
     
    Haslefre, May 16, 2013
    #250269
  10. May 16, 2013 at 9:25 AM
    #250270
    MTgirl

    #250270
    MTgirl too many frogs, not enough princes... Moderator

    Joined:
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    Weesa
    Bob's secret mod lair
    Vehicle:
    Then: 12 T4R SR5 Now: 99 - 3.4L SR5 4WD
    Wheeler's/Alcan 5-pack leaf springs, OME 881's, de-badged, Jungle Fender Flares, Herculined bed, HomerTaco grille, Anzo headlights, clear corners,
    :( sorry adam.
     
    MTgirl, May 16, 2013
    #250270
  11. May 16, 2013 at 9:25 AM
    #250271
    krap22

    #250271
    krap22 Well-Known Member

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    Old house is sold. Place to live isn't in question.

    The appraisal was on the new house. If the appraisal doesn't come back for the ammount i'm buying it for then I lose equity in the house.
     
    krap22, May 16, 2013
    #250271
  12. May 16, 2013 at 9:39 AM
    #250272
    XXXX

    #250272
    XXXX Well-Known Member

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    I thought you liked the dirty talk?


    Oh believe me there is no way Il be messing around with this one. She's like 21 and the daughter of our HR manager....

    Woot!

    after loosing my job a couple years ago I started an emergency fund. My goal is to have 6 months pay reserved for instances. It's been very very rough not spending it....

    Do you have a 401k you could take some cash out of and claim hardship due to her job loss so you don't get killed by the tax's?

    pay him off....
     
    XXXX, May 16, 2013
    #250272
  13. May 16, 2013 at 9:51 AM
    #250273
    krap22

    #250273
    krap22 Well-Known Member

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    I've got some cash laying around to survive on for just this reason. The problem is qualifying for the mortgage on my income alone. It will be close.
     
    krap22, May 16, 2013
    #250273
  14. May 16, 2013 at 9:52 AM
    #250274
    XXXX

    #250274
    XXXX Well-Known Member

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    How are you building it without financing? I'm clueless to this process... Last time I bought was 9 years ago and it was a foreclosure so I didn't have the typical closing run around.
     
    XXXX, May 16, 2013
    #250274
  15. May 16, 2013 at 9:53 AM
    #250275
    krap22

    #250275
    krap22 Well-Known Member

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    The builder is the one financing it and i'm buying it from the builder when done.
     
    krap22, May 16, 2013
    #250275
  16. May 16, 2013 at 10:02 AM
    #250276
    XXXX

    #250276
    XXXX Well-Known Member

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    ahhh....gotcha

    Good luck man! I'm currently attempting to refinancing my mortgage for a lower rate and trying to cut the number of years down from 22 to 15. Such a stressful endeavor... not sure if I can do it seeing as I have only been at my current job for 4 months.
     
    XXXX, May 16, 2013
    #250276
  17. May 16, 2013 at 10:05 AM
    #250277
    OZ-T

    #250277
    OZ-T I hate my neighbour

    Joined:
    Dec 15, 2009
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    Messages:
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    Gender:
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    First Name:
    Peter North
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    Vehicle:
    Mag Grey 09 Trd Sport DCLB 4x4
    OME 885x , OME shocks and Dakars , Wheelers SuperBumps front and rear , 275/70/17 Hankook ATm , OEM bed mat , Weathertech digifit floor liners , Weathertech in-channel vents , headache rack , Leer 100RCC commercial canopy , TRD bedside decals removed , Devil Horns by Andres , HomerTaco Satoshi
    Never heard it done this way before
     
    OZ-T, May 16, 2013
    #250277
  18. May 16, 2013 at 10:05 AM
    #250278
    OZ-T

    #250278
    OZ-T I hate my neighbour

    Joined:
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    Messages:
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    Gender:
    Male
    First Name:
    Peter North
    British Columbia
    Vehicle:
    Mag Grey 09 Trd Sport DCLB 4x4
    OME 885x , OME shocks and Dakars , Wheelers SuperBumps front and rear , 275/70/17 Hankook ATm , OEM bed mat , Weathertech digifit floor liners , Weathertech in-channel vents , headache rack , Leer 100RCC commercial canopy , TRD bedside decals removed , Devil Horns by Andres , HomerTaco Satoshi
    What kinda rate for 15 year ?
     
    OZ-T, May 16, 2013
    #250278
  19. May 16, 2013 at 10:16 AM
    #250279
    xJuice

    #250279
    xJuice My spoon is too Big!

    Joined:
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    Josh
    N. Texas
    Vehicle:
    19 Tundra MGM
    TRD Front & Rear Sway Bar, TRD Pro LED Headlights, Undercover SE, Rear diff. Relocate, console organizer, debadged, color matched handles, mirror caps, and grill
    Last year we got into a 20yr @ 3.5% vs. the 30yr 5.875% we had before. We're paying the 15 yr. payments though. Gonna have this bitch paid off before our daughter is out of high school.
     
    xJuice, May 16, 2013
    #250279
  20. May 16, 2013 at 10:18 AM
    #250280
    XXXX

    #250280
    XXXX Well-Known Member

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    3.75% I believe was the last offer I got. Anything is better than the best rate I could get 10 years ago that's 5.75. I would essentially take the difference in rates and keep the same payment thus decreasing the time of the loan by about 7 years.

    My current plan is to be A debt free homeowner by 50.
     
    XXXX, May 16, 2013
    #250280
Page 12514 of 14905

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