Parked taco just got destroyed by drunk...

Looks repairable - but it might cost enough to repair they will write it off.

Good advice re lawyer ---- if you get any hedging from the insurance company - call a lawyer specializing in insurance claims.
However once a lawyer is engaged, the process slows down.
Check your policy to see how long a rental you can use until it's fixed or replaced.

The drunk driver will have no insurance, as his insurance is invalid if he's drinking. Now whether that applies to his (or his employer's) vehicle only .... or yours as well .... I'm not sure.
I think your company will pay you under the collision coverage as a no fault, and they will have to try and recover from his company.

Don't discuss the incident over the phone. The other insurance company will often call posing as your company to get inside information to use against you. In your case the only thing that may affect you is whether the vehicle was legally parked. IE is there a 3 hour bylaw? Can they make a reasonable claim the vehicle was there more than the 3 hour limit?

hope all works out

 

not hard to find out the company by clicking on your pictures and going to photo bucket and seeing the other images......just sayin'

 

Is that a fucking schindler vehicle?

Edit:

Yup.

I noticed the logo immediately, but yankee's post above me confirmed it.

They're not a small company. One of the biggest elevator and escalator companies in the world.

Unfortunate situation. I'm glad nobody was injured.

 

Well I Didn't really care just wasn't gonna call it out directly in my post...your not the first person to tell me. Guess nothing gets by u guys..lol

Anyways police are holding up the process told me 5-7days for report and they're only open Monday - Thursday 9-4... I'd like to work that schedule.. Insurance isn't going to move along till they get report. So that's where I'm at now. Frustrating

 

Update: Truck has been confirmed as a total loss (phew..) . Claim is still under investigation. Hopefully will have some more info on Monday regarding $$$

 

sucks it happened but glad they totaled it for you.

 

Looks like they owe you about $22K.

 

Before pics, barely even got to know her

Hopefully i find a good replacement

 

Hope your search for a replacement goes well.

 

Were you able to salvage any parts or mods? I know when I had mine totaled I ran over to the body shop and yanked off as many aftermarket parts as possible.

 

Wow OP I really feel for you man, stinks all around. Best wishes for a positive outcome.

 

That would buy you a new 2013 AC 4x4 5 speed.

Use https://penfed.truecar.com/main.html?referrer_id=ZPEN000100

 

Good advice. I used to work for an insurance company. You can actually do your own research. Get about 10 examples of comparable trucks (preferably same year or +/- 1 of your year, trim, mileage) then average the price. Better negotiations that way.

 

That's what a certified pre-owned is priced at in his area according to KBB. I think that is fair. Not sure you could get a new 2013 4x4 for that.

 

Too much info right there. I have now deployed F-22 to your location!

 

LETS GOOO 2014 TACO PLEASE ADJUSTER PLEASE HAHA WOOT WOOT!!

 

It will be close so why not new?

 

Good point! Hell, I paid 21,500 for my '09 (2WD DCSB) new and traded it in for 19,500 on a TRD 4x4 last year, I had the same mileage as this guy (45K).

Everyone here always complains about paying nearly new prices for used. OP, do your research and don't settle for less than you should!

 

All good points guys. Prolly gonna go used cause im gonna look for a 6cyl 6 speed access cab. I got a heavy boat that i tow thousands of miles a year so im gonna opt for the bigger motor.


I did do my research i have a pdf file of numerous similar trucks in my area, in addition to a word file that details each truck and the differences that they have to my truck.


well see.