Florida B.S. Thread

unfortunately it does. higher capability equals higher risk in the eyes of insurance companies

 

Yeah, you could put him in a Prius or something with basic coverage and insurance would still be outrageous for a teenaged boy. And to be frank, I think it's a freakin' scam. I seriously doubt a teenaged boy is THAT much more likely to get into an accident than a teenaged girl. Especially now days with women being more empowered and comfortable taking risks (which I think is a great thing).

 

Yeah he wants a truck for sure & a taco is on the top if the list.

 

i honestly wouldn't know, because i've never owned a 4x4, but from what i'm reading, e.g. if your monthly premium is roughly 100 per month, of course there are many factors and different companies, but 4x4 might add about $15-30 per month, although that is 15-30% which is a lot, but it's not really all that much am i somewhat in the ballpark?

 

Exactly & add a 16 yr old to that and the cost goes through the roof.

 

He doesn't like red so I'm OK there. Just being 16 & male will add about another $200 a month. Damn crooks. Haha

 

i'm not what you would call mechanically inclined, of course budget is a main priority, but i would look for a high mileage 2005-2006 access cab prerunner, with such old cars, there is always gonna be something leaking or about to bust

 

I saw that one but he doesn't like green.

 

OTOH, a 4WD can also be argued to be safer and more stable in less than ideal road conditions.

Still doesn't esplain how come my '96 F250 Supercab XLT 4WD 7.5L with full 50/100 coverage with a $200 deductible was cheaper than my 2000 Honda Civic EX with full coverage with default limits (15/50, I think?) and $500 deductible...and why my Taco is so cheap insurance wise.

BTW, I'm pretty sure I do know the answer to that, but again, I think it's a scam.

 

well damn, for a free car, insurance and gas paid for, he's quite picky

nah just playing, i wouldn't want green either

http://tampa.craigslist.org/hil/cto/4280689734.html

http://tampa.craigslist.org/hil/cto/4294019548.html

don't get me wrong, i think these prices are redic, just thought i'd go searching and see what a 1st gen costs nowadays

 

Not set on a 1st gen but with these trucks we all love they hold their value so good even a 2nd gen with high mileage can still be in the teens

 

rates are high (an 80-100%increase is typical) for teenagers in general, regardless of gender. the higher premium for males doesn't come into play until early twenties, when he would hopefully be paying his own bill.

note to self: don't procreate!

 

i'd like so say i've seen some that are 9-10K but they are still pretty rare


look at this guy, he's hopeful

http://tampa.craigslist.org/pnl/wan/4236699385.html

 

Haha, He gets that from his mamma.
I've seen the black one & he likes it, I haven't seen that white one before.
I've got time to find one probably won't be buying one until later in the year.

 

Haha, they get more expensive the older they get.

 

Haha very hopeful.

 

4runner is expensive enough. i'll stick to vehicles and puppies haha

 

Holy $hit.....looked through www.autotrader and you guys hold your 4x2 trucks to a HIGH $$$$.....'98 pre-runner w/69k miles- $9996 in Homosassa and a '02 Pre-runner w/124k miles - $9910 in Tampa

I do here the 4x4 "talk" though....My Ranger 4x2 did NOT like the "sugar sands" of Lake County in the '90s before Clermont "Built out"..

We did find my son OLDER Toyota p/u's to start his driving experiences for the Insurance/co$t factor....only problem was New England trucks; ROT...1st one lasted less than 3 months before frame cracked in 1/2 ...He was driving over a stone wall

I did find buying Toyotas led to more father/son time as the more he tried to "mod" them ,the more Dad had to show him the "right" ways to keep them running..

 

http://www.autotrader.com/cars-for-...TOYOTA[TACOMA[]][]]&listingId=359897746&Log=0

http://www.autotrader.com/cars-for-...TOYOTA[TACOMA[]][]]&listingId=363621827&Log=0

 

Haha I got my wife, 2 teens,
the taco & 3 dogs so money can definitely be thin at times.

Yeah my son helps me with mine but looses interest at times so it will be fun to do his. I'm sure with it being his he'll be a whole lot more interested. Haha