30 and younger thread

When I got into my accident they said that they total if the damage is 1/3 the blue book value of the vehicle. That is if it is older than 10 or 15 years. Forgot which one it is.

 

They already drove off

 

cause itd cover the truck if you were at fault? i like full coverage just in case.

 

I think we have different meanings of full coverage then. Haha

 

explain

 

If I got in a wreck it would have covered the cost of anything that is damaged other than my truck. They only would do liability because the truck wouldn't be worth the cost of fixing it.

 

exactly. liability covers everything but your vehicle. but im still surprised.

who cares if its worth the cost of fixing it, theyd still have to payout the value of the truck with full coverage. (which im sure would have been 1-2k easily)

 

Yeah, they wouldn't pay for repairs with a deductible. Repairs would be out of pocket but if it was totaled they'd pay what it was worth.

 

on liability theyd pay out if it was totaled?

 

Yup, IIRC. It was also almost 3 years ago since I drove that truck haha

 

Best picture I could get

 

hmm. i thought liability meant you got nothing. but maybe they still do totals? oh well. dont care that much, ha

debating whether i should order retrofits for the truck

 

what? snow?

 

IIRC liability just covers your ass if you're at fault in an accident. Comprehensive covers your vehicle in an at fault accident and if it gets totaled. I've wrecked a few vehicles and have had a few wrecked for me so that's how I learned hahaha

 

No, of the tards pouring boiling water on their windows

 

so it is what i thought

oh yea. forgot already

 

Doesnt look cold enough to freeze anything. Show them to the defroster.

I have Liability and comprehensive. I think comp is 30 bucks a month for me.

 

Just noticed I got neg repped (Neutral) yesterday haha

 

Haha. I haven't checked mine.

 

What does that mean, and how do you know?