BFG 285 70R16 M/T Ko2 on Stock Tacoma

I am new to the whole wheels/tires/lifts/spacers etc. However I know what I like the look of!
I currently have the stock steel wheels and Dunlop p245 74R16 it came with. I want to mount BFG 285 70R16 M/T Ko2 ( or something with VERY similar look ) with Toyota 4Runner 2015 TRD Pro SEMA 17" BLACK Alloy Rims. on Stock toyota Tacoma ( No lifts or spacers ) I am reading quite a bit about rubbing... I would like to avoid trimming anything structural off my truck, I Use my truck for work, so lifting it concerns me... too high would pose problems loading and unloading heavy stuff. ( its a work truck ) But i don't know much about lifts or spacers.

Any experience would be greatly appreciated!

 

Run 265/75-16 if you don't want to lift/cut. 285 requires a lift and additional modifications. Unfortunately there's not really away around that.

I rubbed my mudflaps at stock height with 265/75 in very specific situations, but it was nothing I couldn't deal with.