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2015 OR guys: how much are you paying for insurance each month?

Discussion in '2nd Gen. Tacomas (2005-2015)' started by Iowa10, Oct 24, 2015.

  1. Oct 24, 2015 at 6:54 AM
    #1
    Iowa10

    Iowa10 [OP] Well-Known Member

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    Title says it all. I'm at $115 a month. Sound about right?
     
  2. Oct 24, 2015 at 7:02 AM
    #2
    jedirye

    jedirye Wannabe

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    Florida
    Vehicle:
    2013 Baja Supercharged
    I'm right at $100/month.

    EDIT: State Farm is usually on the higher end and that's who I'm with. I am thinking of shopping around though....
     
    Last edited: Oct 24, 2015
  3. Oct 24, 2015 at 7:03 AM
    #3
    Shwaa

    Shwaa Well-Known Member

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    Bay Area, CA
    Vehicle:
    '13 DC Prerunner TRD Off-Road
    Does the OR vs Sport really matter for insurance premiums? I thought if anything 4x4 vs 4x2 would matter...

    Anyway, 2013 TRD OR 4x2 here: About $80/mo with Geico. Full coverage.
     
  4. Oct 24, 2015 at 7:07 AM
    #4
    shakerhood

    shakerhood Well-Known Member

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    Southern Ohio
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    2017 MGM DCSB Off Road, 6 Speed MT, P&T
    I pay a little over $400 every 6 Months for my 2015 OR.
     
  5. Oct 24, 2015 at 7:11 AM
    #5
    jmaack

    jmaack Well-Known Member

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    Justin
    Helena Alabama
    Vehicle:
    Skewped hood silver 4runner
    Ome, Sqeak free dakars, arms, skids, sliders.
    100 month 4x4 offroad dc. Allstate, full coverage.
     
    Last edited: Oct 24, 2015
  6. Oct 24, 2015 at 7:15 AM
    #6
    patbegley

    patbegley Well-Known Member

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    The Kootenays
    Vehicle:
    '22 DCLB
    Sounds very reasonable..

    Over here in BC we have a thing called ICBC... And they screw us any way they can.

    I remember paying 3000+ a year for a ranger.

    Right now I'm at $216 for a 15 TRD sport with a %20 discount.
     
  7. Oct 24, 2015 at 7:23 AM
    #7
    skiergd011013

    skiergd011013 Well-Known Member

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    I pay $90 a month for my 4x4 offroad. Full coverage. Liberty mutual. @DrFunker @js312 maybe worth looking into. They are on dalton ave. i switched from arbella, which was $20.00 more per month. Thats gas money for me! Maybe you guys could save a few bucks by switching.
     
    Last edited: Oct 24, 2015
  8. Oct 24, 2015 at 7:36 AM
    #8
    PVT Pablo

    PVT Pablo

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    Paul
    Kitsap County, WA
    Vehicle:
    2016 4Runner TRD Pro
    I pay $91 a month through USAA for my Off Road 4x4.
     
  9. Oct 24, 2015 at 7:38 AM
    #9
    MGtaco2.7

    MGtaco2.7 MEMBER

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    Matt
    NW Ohio
    Vehicle:
    18 DCSB 4X4 SR5 Silver Sky Metallic V6 AT
    $679 for 3 vehicles I'm insuring thru progressive, every 6mo, full coverage on all 3.
     
  10. Oct 24, 2015 at 7:59 AM
    #10
    jk70

    jk70 My Mid-Life Crisis

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    John
    The Triangle, North Carolina
    I pay $450.70 per year, $1k deductible
     
  11. Oct 24, 2015 at 8:27 AM
    #11
    jdg

    jdg Well-Known Member

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    David
    Texas Panhandle
    Vehicle:
    2015 Tacoma SR5, V6, automatic, 4x4, extended cab
    All the time!!!
    I'm at $90 a month, but that's full coverage on my 15 Tacoma, and liability only on a 88 Jeep Wrangler, both are 4x4. Mine is with Progressive.
     
  12. Oct 24, 2015 at 8:36 AM
    #12
    TacOffRoad11

    TacOffRoad11 Well-Known Member

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    Josh
    Georgetown, KY
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    '18 F150 XLT
    I have State Farm and I pay $120 a month for two vehicles. And thats full coverage.
     
  13. Oct 24, 2015 at 8:45 AM
    #13
    GratefulTaco

    GratefulTaco Well-Known Member

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    Alabama
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    09 Super White Pre-Runner Double-Cab TRD Sport
    66$ a month. 500$ deductible w/State Farm.
     
    Last edited: Oct 24, 2015
  14. Oct 24, 2015 at 8:56 AM
    #14
    Tacoma SS

    Tacoma SS Well-Known Member

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    John
    Denver
    Vehicle:
    Supercharged 09 on 35s
    Boost and flex and 35s
    120 full coverage for my 09 so you're doing alright haha
     
  15. Oct 24, 2015 at 9:05 AM
    #15
    FtApache

    FtApache Well-Known Member

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    It'd be helpful to list coverage and any other discounts you have with your carrier. Your driving record and zip code affects your premiums as much as the penis tax penalty. Keep that in mind.

    Me - 30s. $494 every six months. Multi-vehicles and multi-line discounts with State Farm. Coverage details below.
    • Liability - 100/300/100
    • Uninsured - 25/50/25
    • Car Rental
    • $500 deductible
     
  16. Oct 24, 2015 at 9:17 AM
    #16
    crappieduster

    crappieduster Well-Known Member

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    Bill
    Vehicle:
    2015 Silver Tacoma TRD
    $61.80 a month thru American Family. 15 DC OR. Have home owners and multi vehicles.
     
  17. Oct 24, 2015 at 9:28 AM
    #17
    Lord Helmet

    Lord Helmet Prepare To Attack

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    Nick
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    '24 X3 M40i
    About $105 a month for the 13' DCLB 4X2 and my DA9 integra through USAA. Full Coverage(towing & rental,etc...) on the truck: 100/300/100 and liability only for the integra since it's only a weekend car.
     
  18. Oct 24, 2015 at 2:19 PM
    #18
    thegardentool

    thegardentool Active Member

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    2013 Tacoma TX Baja Barcelona Red
    $57.03 per month for my '13 Tacoma. 100/300/100 with 100/300 uninsured, 5k medical payments, $50/day rental, and road side service along with $500 deductibles for both comp and collision. Multi-vehicle, multi-line and probably a few other discounts through GEICO. Located in Central Oklahoma.
     
  19. Oct 24, 2015 at 2:32 PM
    #19
    RedRed

    RedRed TACO TUESDAY!!!

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    Lake Norman NC
    Vehicle:
    15 taco with stuff & things
    1.75" Billy's plus 1/4 spacer on both sides. 1" block in rear. 265/70/17 nitto g2 SCS matte dark bronze 6s
    $998 a year for my DC4x4 15 through PENN but I have a 1999 pos Cherokee on the same plan. Actually cheaper with both by $200 a year. $500 deductible
     
  20. Nov 1, 2015 at 5:00 PM
    #20
    RealJoe

    RealJoe Member

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    2015 Tacoma TRD OR, Black, AC, V6-Auto
    Stock
    I pay $96 for my 2015 TRD/OR AC and my 2011 Fat boy.
     

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