SOB backed into my taco. Is it worth calling my insurance?

Had a similar thing happen to my 03 Taco's drivers door years ago, Pissed me off every time I cleaned my truck so I had a dentless touch up repair guy fix it for about 130 bucks, Just an option for yea. Good luck with it OP.

 

yeah, OP take into consideration.... your insurance WILL go up.... you dont want a record on your ins... spend the money on painless dent removal, and call it good.

 

^ this is what i was hoping. I don't expect the insurance money to cover everything obviously. I wouldn't mind covering half of the cost of a new bumper plate

 

im considering this, touch up pen and getting an ugly ass bull bar...

 

thanks for sharing y'alls experiences and opinion.

 

no bull bar.

if anything do what i did when the dumb kid ran his bike into the side of my truck and gouged it down to bare metal behind my rear tire.

http://www.ebay.com/itm/Band-aid-Ba...m19c26aa66d:m:m2C1z8E9Xw02daZAWKP21lA&vxp=mtr

 

I got these for situations like this. Cheap and will take a bit of the brunt in parking lot speeds.

http://www.sparebumper.com/index.php?act=viewCat&catId=13

 

Touch up paint. Not worth it to go through insurance.

 

Shit like that just pisses me off. Still, accidents happen. When they do, just be glad you have, "The Allstate Forgiveness Plan".

 

i have geico, 15 minutes will save you 15% or more hahah..

yea might just go ahead and get an SOS bumper on my own...been wanting it for the longest. maybe i can finally convince the wife that it is now needed

 

Same thing happened to me but I got it on video AND the kind lady did leave her contact info. Really made me upset at first!

https://www.tacomaworld.com/threads/truck-hit-in-parking-lot.395878/

Not only was my bumper dinged up but the PS front fender also needs repair. The TOTAL bill for all this is only $1600.00

Not sure what you will get for your much smaller scratch.

Hope you get it fixed to your liking. The reason I am going to get it repaired back to factory condition is because I want things lined up and painted correctly. If it had not bent the front fender I would have taken the money and gotten a better front bumper.

 

i just watched your vide0.. man i would be pissed .. talk about blind drivers.. pay attention!!! but at least she was nice enough to leave her info

 

No advice on what you "should" do, but if a body shop fixes that - they're going to remove/repaint/reinstall and that's gonna be right in the neighborhood of a thousand bucks, give or take.

Alternatively, you could DIY it with some paint, about a teaspoon of bondo, some sandpaper, and some touch up primer and touch up paint on a Saturday afternoon. Actually, allowing for drying time between coats, probably an entire day.

That won't be "factory quality" or un-noticable, but depending on your artistic skills, probably a hell of a lot better than it is now.

 

I believe that would fall under comprehensive since the vehicle was not being driven at the time. OP, I would personally not bring it to insurance but I plan on keeping mine well into the beater phase. If you are going to sell it while it is still nice you might want to consider it. I would definitely be getting a quote on the repair before I talked to my insurance though so you know the difference after the deductible and whatnot.