need some advice. driving 25k miles a year.

My truck is 4 years old and has 103,xxx on it. Drive that sucker.

 

Here's the math I've done...



tacoma- 3200 in fuel 24000 miles

138 a month insurance

3200+1660= 4860 A YEAR






ct200h - 1370 in fuel a ear for 25000 miles

@ $19 for 389 mile

est. 150 a month insurance

22000- 22k miles premium @carvana
4000 down
300 a month - 72 months

EST : 3600 a year + 1200 in fuel+ 1800 in insurance= 6600 a year





Prius - 15000

4000 down

207 a month for 60 months

1100 in fuel

unknown to insure

est total 3500 ins not inc = A YEAR




2012 Civic si 17k otd

EST 2200 in fuel

5000 down
223 a month for 60 months


year - 2200 + 2676 payments = 4876 w/o ins

or

4000 down
204 a month for 72 months

or 4808 = YEAR


2012 Honda Civic EX
1457 in fuel
150 a month/ 60 months

Haven't added a new 2016 coupe but assuming around 1400 in fuel and maybe 300 a month depending on payment plan. But 10 year 100k warranty .

The same dealer offers20year/ 200k on new Kia's and Hyundais

 

OK, I put together a spreadsheet that shows how all this works out from a financial perspective. Looks to me like none of those options are cheaper than driving the Tacoma, at least for the first 8 years, assuming you have to keep insuring the Tacoma (and you don't spend any fuel on it). Of course, this doesn't take into account the comfort factor - you'll have to put your own price on that.

Here's a summary, and I've attached the spreadsheet too for ya, so you can mess with the numbers (change the blue cells, orange will recalc). Post a screenshot of what you end up with.

 

I say go to cragslist and find grannys civic. Offer her a grand less settle somewhere in that area, maintain it and be done. My step dad has had 2 civics, both over 250+ thousand and no issues. One of those was with me putting 80k on the clock...hard. Drove great and lasted.

 

Honestly get a newer used car or cash Corolla. I drive 200-300 miles each day and bought a cash Corolla and decided it was time to upgrade. I got a 2012 had Camry and with gas and car payment it's cheaper for me to drive that than pay for fuel in either truck plus I don't put extra miles on the trucks

 

Thanks bud, I was planning on selling the Tacoma. Maybe buy another truck down the road when I buy a house.

I really appreciate this . I'll post what I come up with. Probably won't be until tomorrow since I'm working a 24 today

 

Well I sold the truck...

Gonna miss it. It really was a great truck.

Decided to be a responsible adult and bought this boring thing... for a good price

Clean title
75k
One owner
Clean carfax
5 speed
dealer maintained

Should last me a while, and give me enough funds for a house and eventually a new truck for many years down the road.

 

Being an adult sucks I remember buying my house thinking with this money I'm about to drop I could get a can am maverick with a turbo. But I do like a bed and roof over my head. I'm growing older but not growing up. Good for you op you will be back

 

update, tinted it and joined the fuelly thing

pretty surprised , that was doing 70 with cruise control

the prior mpg was so bad because i was going a wee bit faster then the speed limit running late to work lol