Frame rust on 2006 4runner

@DriverSound My credit is right around 700. I'm not sure of the exact score anymore, it was around 720, but I know it has dropped some. The dealer said i'd have to put a down payment & he would suggest me using my credit union. I asked how much of a down & he hasn't responded in over an hour.

 

Down payment is typically required if you have negative equity to get that down. I've traded in a car with negative equity before and was told I don't need a down but put money down anyway. It all depends on the lender and your credit score. Your score is good enough to qualify for zero APR if buying new.

 

@DriverSound I don't have much for a down payment with the holidays around the corner unfortunately.

 

Depending on the lender, it might not be needed even if there's negative equity.

 

@DriverSound I finally figured the financing out & got approved. The 4runner is sitting in my parking spot right now!

 

Congratulations! Post some pics up.

 

@DriverSound Thank you! I'll post more pics next sunny day we get out here! I wanna give it a good wash before I post more! I love it so far, but the gas tank lever on it doesn't work the way it's supposed to. It doesn't really work, so i'm taking it in to the dealer today & hopefully they fix me up!

 

@DriverSound & thanks for all your help! You are very informative i would've been lost without your help! much appreciated!

 

No problem. I'm happy to assist another Toyota enthusiast.

 

Gas tank lever can be one of two things. Gauge not working and need replacement or gas tank gauge lever/pump needs replacement. Gauges on the dash is easier to replace. Gas tank gauge lever not so hard but gas tank has to be dropped in order to gain access.