Norcal Spotted and BS Thread

T4RFTMFW · Feb 9, 2017

jberry813 said: ↑

Yes. I'm a nerd. A fucking nerd that paid 55k in fed taxes last year, manages to do most my own fab work, and still have a huge dick...in china. Nerd.
Click to expand...

Long Duc Dong.

Moogle · Feb 9, 2017

Also interested in an East Bay meet up.

Also suck at taxes.

SCRunner12 · Feb 9, 2017

DannyBFresco said: ↑

My taxable income wasn't even that high fml

Click to expand...

Right there with you...

And that's trying to support a family of 4.

jberry813 · Feb 9, 2017

SCRunner12 said: ↑

Personally I enjoy my tax return each year. I'm one of those paycheck to paycheck people while my wife stays at home with the kids (job in itself) and living in an expensive county, so that check each year helps pay off credit or a vacation. I know if I adjust my withholding and get even I'll probably not notice the extra $100-200 in my check and become just another grocery trip or something else. Getting that big check at the end of the year helps me focus the money to more specific places. Plus I can't risk owing anything to the Feds.
Click to expand...

And yet if you took that extra $100-200 and automatically sent it to a Roth IRA as direct deposit, you'd be making money with no penalties (unless you tried to withdraw the accrued interest before 5 years). The average annual interest rate over the last 50 years from the S&P 500 is over 10%.

Again, not trying to dissuade you from your tax time comfort zone, but you can do the exact same annual workflow...but earn interest.

Kelvin · Feb 9, 2017

jberry813 said: ↑

Yes. I'm a nerd. A fucking nerd that paid 55k in fed taxes last year, manages to do most my own fab work, and still have a huge dick...in china. Nerd.
Click to expand...

I believe it

- Me and my 3 Chinese thumbs

kalieaire · Feb 9, 2017

4 grand a year doesn't really do much in a year, but at 65.. $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$

SCRunner12 · Feb 9, 2017

jberry813 said: ↑

And yet if you took that extra $100-200 and automatically sent it to a Roth IRA as direct deposit, you'd be making money with no penalties (unless you tried to withdraw the accrued interest before 5 years). The average annual interest rate over the last 50 years from the S&P 500 is over 10%.

Again, not trying to dissuade you from your tax time comfort zone, but you can do the exact same annual workflow...but earn interest.
Click to expand...

No I completely agree and wish I took more interest/knew more into investing. Unfortunately I need every cent, so until my wife can get back to work and we have a more flexible income I'll enjoy my return. haha

In about 6 months when she's back to work, I'll buy you a few beers and pick your brain.

Speedo · Feb 9, 2017

jberry813 said: ↑

And yet if you took that extra $100-200 and automatically sent it to a Roth IRA as direct deposit, you'd be making money with no penalties (unless you tried to withdraw the accrued interest before 5 years). The average annual interest rate over the last 50 years from the S&P 500 is over 10%.

Again, not trying to dissuade you from your tax time comfort zone, but you can do the exact same annual workflow...but earn interest.
Click to expand...

I need to start doing more of this.

jberry813 · Feb 9, 2017

Look I'm no genius at this shit either. I read and learn just like with anything else. But honestly the best thing financially I ever did was get a financial advisor. He makes me 10-50x what I pay him annually. The longer I've been at it with him, the more financial nuggets I pick up. Just trying to play devils advocate with some of you guys. You don't have to have a 6 figure salary to better your odds.

Speedo · Feb 9, 2017

jberry813 said: ↑

Look I'm no genius at this shit either. I read and learn just like with anything else. But honestly the best thing financially I ever did was get a financial advisor. He makes me 10-50x what I pay him annually. The longer I've been at it with him, the more financial nuggets I pick up. Just trying to play devils advocate with some of you guys. You don't have to have a 6 figure salary to better your odds.
Click to expand...

whats him name? where is he located? my wife and I could use a good one.

grdgz97 · Feb 9, 2017

Who is the "Blake" behind "Blake music"?

Random I know, just wondering.

916TacoTruck · Feb 9, 2017

grdgz97 said: ↑

Who is the "Blake" behind "Blake music"?

Random I know, just wondering.
Click to expand...

Blake

Gply · Feb 9, 2017

916TacoTruck said: ↑

Blake
Click to expand...

grdgz97 · Feb 9, 2017

916TacoTruck said: ↑

Blake
Click to expand...

I knew I'd get that.

But who the hell here is Blake?

You know, his username here.....

Gply · Feb 9, 2017

grdgz97 said: ↑

I knew I'd get that.

But who the hell here is Blake?

You know, his username here.....
Click to expand...

@tacomgee

Gply · Feb 9, 2017

Never paid attention to the warning lights when I turn the key on in our sequoia till today. Anyone know what the little steering wheel and exclamation point light would be for? Wife is out and about so can't check the manual and it's driving me crazy. I'm assuming a tundra would also have it being they are the same thing

Edit: Figured it out. It's for the Electric Power Steering Warning Light

batshitcrazy · Feb 9, 2017

Oooo I got my first one today! Debadged, looks like it might be a custom color or dirty, pretty sure DCSB (might be LB) BAMF and tw.com stickers on the drivers side cap along with a CB radio? Antenna coming out the same side. Gangster lift and tires. Wish I could've got a side profile but you know, driving. (Concord)

grdgz97 · Feb 9, 2017

Gply said: ↑

Never paid attention to the warning lights when I turn the key on in our sequoia till today. Anyone know what the little steering wheel and exclamation point light would be for? Wife is out and about so can't check the manual and it's driving me crazy. I'm assuming a tundra would also have it being they are the same thing

Click to expand...

http://www.hessertoyota.com/blog/what-do-my-toyota-dashboard-warning-lights-mean/

Says electric power steering issue....

Gply · Feb 9, 2017

grdgz97 said: ↑

http://www.hessertoyota.com/blog/what-do-my-toyota-dashboard-warning-lights-mean/

Says electric power steering issue....
Click to expand...

Thanks just found it!

tacomgee · Feb 9, 2017

Gply said: ↑

Never paid attention to the warning lights when I turn the key on in our sequoia till today. Anyone know what the little steering wheel and exclamation point light would be for? Wife is out and about so can't check the manual and it's driving me crazy. I'm assuming a tundra would also have it being they are the same thing

Edit: Figured it out. It's for the Electric Power Steering Warning Light
Click to expand...

Google noob.

Log in or Sign up

Welcome to Tacoma World!

Norcal Spotted and BS Thread

#78281
T4RFTMFW Well-Known Member

#78282
Moogle Dyslexic Stanist

#78283
SCRunner12 Tundra Troll

#78284
jberry813 Professional Fluffer Moderator

#78285
Kelvin Wheeeeee

#78286
kalieaire i didn't know they stacked sht that high.*

#78287
SCRunner12 Tundra Troll

#78288
Speedo Well-Known Member

#78289
jberry813 Professional Fluffer Moderator

#78290
Speedo Well-Known Member

#78291
grdgz97 Well-Known Member

#78292
916TacoTruck BallzDeep is how I go

#78293
Gply Well-Known Member

#78294
grdgz97 Well-Known Member

#78295
Gply Well-Known Member

#78296
Gply Well-Known Member

#78297
batshitcrazy Probably drunk

#78298
grdgz97 Well-Known Member

#78299
Gply Well-Known Member

#78300
tacomgee just ain't care....

Products Discussed in

Log in or Sign up

Useful Searches

Welcome to Tacoma World!

Norcal Spotted and BS Thread

#78281 T4RFTMFW Well-Known Member

#78282 Moogle Dyslexic Stanist

#78283 SCRunner12 Tundra Troll

#78284 jberry813 Professional Fluffer Moderator

#78285 Kelvin Wheeeeee

#78286 kalieaire i didn't know they stacked sh*t that high.

#78287 SCRunner12 Tundra Troll

#78288 Speedo Well-Known Member

#78289 jberry813 Professional Fluffer Moderator

#78290 Speedo Well-Known Member

#78291 grdgz97 Well-Known Member

#78292 916TacoTruck BallzDeep is how I go

#78293 Gply Well-Known Member

#78294 grdgz97 Well-Known Member

#78295 Gply Well-Known Member

#78296 Gply Well-Known Member

#78297 batshitcrazy Probably drunk

#78298 grdgz97 Well-Known Member

#78299 Gply Well-Known Member

#78300 tacomgee just ain't care....

Products Discussed in Entire Site Forum: Northern California Thread: Norcal Spotted and BS Thread

#78281
T4RFTMFW Well-Known Member

#78282
Moogle Dyslexic Stanist

#78283
SCRunner12 Tundra Troll

#78284
jberry813 Professional Fluffer Moderator

#78285
Kelvin Wheeeeee

#78286
kalieaire i didn't know they stacked sht that high.*

#78287
SCRunner12 Tundra Troll

#78288
Speedo Well-Known Member

#78289
jberry813 Professional Fluffer Moderator

#78290
Speedo Well-Known Member

#78291
grdgz97 Well-Known Member

#78292
916TacoTruck BallzDeep is how I go

#78293
Gply Well-Known Member

#78294
grdgz97 Well-Known Member

#78295
Gply Well-Known Member

#78296
Gply Well-Known Member

#78297
batshitcrazy Probably drunk

#78298
grdgz97 Well-Known Member

#78299
Gply Well-Known Member

#78300
tacomgee just ain't care....

Products Discussed in