AZ BS Thread 4²0

I paid $350-ish for the flywheel and went with the 30lb disc.

 

21Sep but he has tried to come twice already lol

 

largely depends on the loan to value too. every bank/credit union/dealership has different LTV requirements, depending on purchase price and the value of the vehicle. it's a depreciating asset, so there are limitations on to how much they will finance for a given vehicle.

if buying from a dealer and credit/debt ratio/income is good, you can definitely use it in your favour to negotiate. honestly, I would just throw it in with the down payment up front unless there's a significant difference in the rate and terms for the loan.

if buying private party, look at options with a credit union as they usually have a cheaper APR than traditional banks.

 

That's what I am looking to do. no wonder you managed so well on stock gears for so long.


Overall would you do anything different next time around?

 

Preach, brother. It makes it all the more frustrating when I'm having such a bear of a time finding a job and I think that out there, there's probably some company that has my resume in the trash and a stupendous dumpster fire of a human being in the position I applied for...
I remember back at my first job out of college I had a manager ask me "how do I open Excel?"
The punchline here was she was in charge of our data feeds which were mostly excel or csv based.

 

I would take the extra cash and put it towards a down payment. Then if I find myself with extra cash later, just bank it. When the banked cash matches the loan principal, pay off the loan. Anything more complicated than that invites bean counter nonsense, which will not be in your favor.

Peter Principle

 

For $100, I should have done the short shifter way sooner. That's it though. I just got this clutch and flywheel last November, so fairly recent. Feels great.

 

$233 AISIN CKT-040 OE Matched Clutch Kit - Compatible with Select Toyota 4Runner, T100, Tacoma, Tundra

https://www.amazon.com/Aisin-CKT-04...=8-5&keywords=2001+toyota+tacoma+clutch+aisin



found that when browsing. Dealership wants 400 + a $13.00 core charge for their clutch...... No one locally has the AISIN stuff except NAPA can get it same day but its $290.00

 

My mechanic dealer sources at a lower cost, so I couldn't tell ya

 

Local?

 

San Diego sadly

 

Ahhh thanks man. I'm gonna do the 30 pound flywheel with oem clutch like you...

 

If you find yourself in South Scottsdale, or near by, you're more than welcome to drive mine

 

you going to be around this evening/weekend? Going to tear the truck down tomorrow and order parts on Monday.

 

PM'd

 

I feel ya on that. I was talking to a CTO who literally couldn't understand why a pop-up blocker would effect an SSO token from passing through. I just pisses me off knowing this guy is making six figures a year and doesn't understand how an SSO token works. I brought up SAML and I could hear the crickets chirping.

 

sounds like I'm qualified to be a CTO....

 

Cock Toucher Only, I thought you already were in that field.

 

Sorry Connor, had to...