At home pools

Just when i thought i was done working my 2nd job the wife decided we need a pool.
We/she is considering an above ground for the economic choice or a inground because fml.
The above ground option is embassy brand 30 foot round with an upgraded liner, filter and pump for about $9k installed
The inground option is a radiant brand, 33 foot round, for about $16k installed.
For both options we need to add about $500 for a permit and about $1500 to run the electric.
For the inground need to also add about $2000 for a fence (materials only, installing the fence myself)
Above ground does not need a fence.
Anyone have experience with these or any input?
The only thing I'd feel like installing myself would be the fence, i know options exist to buy pool kits, dig the hole yourself etc...i just dont feel like doing it.
We got quotes from about 5 companies, the one im refering to is reputable with a 5 star rating.