Is my 2018 Tacoma Totaled?

gradyk33 · Mar 27, 2019

I hope you are okay!
I am a Commercial Litigation Insurance Adjuster. Regarding the vehicle, there is a strong potential for a total loss if there is frame damage.
If the vehicle is repairable and they get it fixed, submit a diminished value claim! if you need help with that just PM me.
Have you filed a bodily injury claim against the other insurance carrier?

Tac2277 · Mar 27, 2019

Nope you're good to repair it for sure. NOT totaled.
If you were in Canada that repair would cost around 25K+

rnish · Mar 27, 2019

Did the axle get pushed back by the side swipe?

fiftyxp · Mar 27, 2019

i had a truck in similar shape. they can fix the pillars.

fiftyxp · Mar 27, 2019

HomeHealthNurse[OP] said: ↑

Hey guys, OP here.

Finally got the word that it’s totaled today!!! Over $28k worth of damage after they broke it down. It needed an entirely new frame.

I got a check for $37k. I’m pretty happy. I only owed $25k, so I’m coming out pretty good.

I do have some advice I can give to those who may read this thread in the future:

1) Dont let people on this board be Debbie Downers about your truck. No one really knows just how bad the damage is until they break the vehicle down. However, visual appraisals form members on this board will give you a great idea on an “at least/minimum” amount.

2) Never take the first offer from the insurance agency. I didn’t. I argued my case and got an extra $5k.

3) Never take the first appraisal either. My first appraisal was $7k of damage. I knew that was BS. My second one was $22k at a Toyota Body Shop. The third and final appraisal I asked for was after the truck was torn down, and came in over $28k. Moral of the story, don’t let them take advantage of you.

Thanks for all the help guys. I truly appreciate all of your kind words and support.
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nice tips I wasnt so lucky with my truck.

Just good that it was a swipe and not a direct hit.

rtzx9r · Mar 27, 2019

OP glad things worked out for you and great call on out of pocket to tow it to another shop. Hope you are feeling ok and no long term effects. Beautiful state you live in btw.

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