1. Welcome to Tacoma World!

    You are currently viewing as a guest! To get full-access, you need to register for a FREE account.

    As a registered member, you’ll be able to:
    • Participate in all Tacoma discussion topics
    • Communicate privately with other Tacoma owners from around the world
    • Post your own photos in our Members Gallery
    • Access all special features of the site
    Quick Links: Where to get a scanguage Commercial Small Cargo Van Reviews? DIY Spod/switchpro fuse relay panel Aerospace 303 protectant products Thoughts on this recovery strap? Dashcam - definitely need one after reading this

Insurance Question

Discussion in 'General Automotive' started by Atlienzz, Aug 6, 2010.

  1. Aug 6, 2010 at 8:51 AM
    #1
    Atlienzz

    #1
    Atlienzz [OP] Member

    Joined:
    Apr 15, 2010
    Member:
    #35346
    Messages:
    17
    Gender:
    Male
    Peculiar MO
    Vehicle:
    2003 Reg Cab
    Okay my wife was driving my tacoma and a lady backed into her in a parking lot. Turns out the lady didn't have insurance.

    My question is if I file a claim, and we are not at fault, will they raise my insurance rates?
     
    Atlienzz, Aug 6, 2010
    #1
  2. Aug 6, 2010 at 8:54 AM
    #2
    Jester243

    #2
    Jester243 all I wanted was a god dang picture of a hotdog...

    Joined:
    Jun 25, 2008
    Member:
    #7552
    Messages:
    10,407
    Gender:
    Male
    First Name:
    Dan
    Spokane, WA
    Vehicle:
    2016 Trail Premium 4Runner w/ KDSS
    some of this, a little of that
    depends, do you have uninsured motorist coverage?
     
    Jester243, Aug 6, 2010
    #2
  3. Aug 6, 2010 at 9:03 AM
    #3
    Atlienzz

    #3
    Atlienzz [OP] Member

    Joined:
    Apr 15, 2010
    Member:
    #35346
    Messages:
    17
    Gender:
    Male
    Peculiar MO
    Vehicle:
    2003 Reg Cab
    Yes I had uninsured and underinsured insurance.
     
    Atlienzz, Aug 6, 2010
    #3
  4. Aug 6, 2010 at 9:06 AM
    #4
    Jester243

    #4
    Jester243 all I wanted was a god dang picture of a hotdog...

    Joined:
    Jun 25, 2008
    Member:
    #7552
    Messages:
    10,407
    Gender:
    Male
    First Name:
    Dan
    Spokane, WA
    Vehicle:
    2016 Trail Premium 4Runner w/ KDSS
    some of this, a little of that
    Being that you were not at fault and you have the coverage I would go for it, at least for me. This happened to my wife a coupel of years ago and there was no impact to your rates, we are through state farm.
     
    Jester243, Aug 6, 2010
    #4
  5. Aug 7, 2010 at 5:40 PM
    #5
    81shark

    #5
    81shark Well-Known Member

    Joined:
    Nov 7, 2008
    Member:
    #10567
    Messages:
    4,079
    Gender:
    Male
    it shouldn't impact your rates. they will go after the other person...you may or more likely, may not recover your deductable
     
    81shark, Aug 7, 2010
    #5

Products Discussed in

3M VHB 100x200mm~ (4" X8") Double Sided Foam Adhesive Sheet Tape 5952 Automotive Mounting Industrial Grade Very High Bond 5952 (1 Sheets 100x200mm)
$6.99
VIAIR 88P Portable Compressor Kit (12V, 120 Psi, Forup to 33" Tires)
$104.97
NOCO Boost GB40: 1000A UltraSafe Jump Starter – 12V Lithium Battery Booster Pack, Portable Jump Box, Power Bank & Jumper Cables - For 6.0L Gas and 3.0L Diesel Engines
$99.95
ALEOED M12x1.25 mm Self-Locking Nylon Insert Hex Lock Nuts, Pack of 6
$12.99
Genuine BMW Spare Top Off Oil Bag Pouch Kit For Any BMW Model
$10.98
BNTECHGO 8 Gauge Silicone Wire 3 ft Red and 3 ft Black Flexible 8 AWG Stranded Tinned Copper Wire
$11.98
MILAPEAK 650 PCS Heat Shrink Tubing Kit, UL Approved Heat Shrink Tube Wire Wrap, 2:1 Ratio Electrical Cable Sleeve Assortment with Storage Case for Long Lasting Insulation Protection (8 Sizes, Black)
$8.78
QIQU Synthetic Soft Shackle for Boating ATV UTV SUV 4X4 Truck Recovery Together with Recovery Rope 1 Pack (5/16'', Orange)
$11.99
Hella H4 100/80W High Wattage Bulb, 12V
$7.63
Rongbo 2 Pack Quick Release Detachable Pull Apart Key Rings Keychains,Double Spring Split Snap Seperate Chain Lock Holder Convenient Accessory Gift
$6.59
Spitfire
$3.99
Blue Sea Systems 2512 12 Circuit 30A Terminal Block
$17.45
Pyle Flush Mount Rear View Camera - Marine Grade Waterproof 1.25'' Cam Built-in Distance Scale Lines Backup Parking/Reverse Assist IR Night Vision LEDs w/ 420 TVL Resolution & RCA Output PLCM22IR
$17.89
Suspa C16-08941 C1608941 16" Gas Prop, Quantity (2), Force 28 Lbs Per Prop, Force Per Set 56 Lbs, Camper Rear Window, Tonneau Cover Lift Supports, Window Lift Support, Struts, Made in USA
$19.30
1979 OLDSMOBILE FULL-SIZE: TORONADO/NINETY-EIGHT/DELTA 88 / CUSTOM CRUISER VINTAGE PRESTIGE COLOR SALES BROCHURE - USA - FABULOUS ORIGINAL !!
$17.95
KEEPER Tow Strap - 2" x 20' Emergency Recovery and Towing Rope, 15000 lbs Break Strength - Perfect for Cars and Light Trucks
$19.98
National Parts and Abrasives Replaces Transfer Case Seal Front Output Shaft
$19.50
GunVault NanoVault Travel Handgun Safe for Pistols with Key Lock - TSA-Approved
$27.99
Ice Chest/Cooler Security Lock Bracket fits Yeti and Many Other Coolers with tie Down Slot
$29.95
Bussmann CB185-100 100 Amp Type III Circuit Breaker
$49.78
CamoSystems Premium Series Camouflage Military Spec Net with Mesh Netting Attached, Small, 9'10" x 9'10", Desert - Light Tan/Tan
$74.98
Powerbuilt 3 Ton, Bottle Jack and Jack Stands in One, 6000 Pound All-in-One Car Lift, Heavy Duty Vehicle Unijack, 640912
$81.99
ARB ARB705 2-3/8" x 30' Recovery Strap - 17500 lbs Capacity
$74.95
HitchHammer Bumper Guard (HitchHammer 11.5" Wide)
$59.95
TEKTON 1/2" Drive Micrometer Torque Wrench (10-150 ft.-lb.) | 24335
$48.99
AutoLine Pro Automotive *High Smoke Density* Smoke Machine Leak Detector EVAP Vacuum Diagnostics Tester | Economy Series | 1.2 Hrs Non-Stop Smoke for Each Single Test
$59.99
Astro Pneumatic Tool 1442 13" Hand Rivet Nut Setter Kit - Metric & SAE W/ 60pc Rivnuts
$67.31
Toyota AC Refresher KIT
$39.79
Lisle 30800 CV Boot Clamp Pliers
$33.54
SYLVANIA 9005 SilverStar Ultra High Performance Halogen Headlight Bulb, (Contains 2 Bulbs)
$33.50
Suspa C16-02648 C1602648 17" Gas Prop, Quantity (2), Force is 35 Lbs Per Prop, Force Per Set is 70 Lbs, Camper Rear Window, Tonneau Cover Lift Supports, Window Lift Support, Struts, Made in USA
$21.77
Blue Sea Systems 2300 150 Amp Common BusBar with 10 screws and a cover
$21.38
Auto Start Stop Eliminator, A-Off Delete/Disable Device Harness for Toyota Highlander 2020 2021 2022 2023 2024
$23.99
BG 44K Fuel System Cleaner Power Enhancer 11oz.
$24.00
NREOY ATD Tools 5184 Black Drain Pan - 4-1/2 Gallon Capacity
$24.59
Vestil URWC-2 Mini Urethane Wheel Chock, 7" Width x 6" Height x 8" Length
$31.98
OUTDOOR EDGE RazorBlaze, RB-20, 3.5" Replaceable Blade Folding Hunting Knife, Non-Slip Rubberized TPR Handle (Blaze Orange)
$32.68
ANCEL AD310 Classic Enhanced Universal OBD II Scanner Car Engine Fault Code Reader CAN Diagnostic Scan Tool, Read and Clear Error Codes for 1996 or Newer OBD2 Protocol Vehicle (Black)
$27.99
Goodyear Rubber Air Hose - 3/8in. x 25ft. Black
$27.99
irhapsody 5 Pack 40/30 AMP 12V DC Waterproof Relay and Harness - Heavy Duty 12 AWG Tinned Copper Wires, 5-PIN SPDT Automotive Relay
$25.99
ZEN HON Interior LED Light,Lighting Upgrade Accessory of Rear Dome Lamp,6000K Pure White Light,for Toyota Tacoma(4th gen,2024-2025),RAV4(2022-2025),VENZA,BZ4X,Corolla Cross,GR,Hatchback
$25.99
Autorder Car Horn Kit for Toyota RAV4 2025 2024 2023 2022 2021 2020 2019 Accessories 12V Snail Horn Waterproof High Low Tone Car Trumpet Replacement (Black)
$26.88
To Top