Need some help

you can shop around and get another loan with a lower percent rate. that should help with monthly payments. The rate you get at the dealership is garbage.

that will also give you a month where you dont have to make a payment. right now i think you need to keep it. You are in the hole alteast 8k guessing you didnt put anything down or rolled an old loan into the new one?

no matter what you need to reverse the flow of money. budget, eat ramen, cut down on drinking (or drink cheap beer) stay away from the ladies unless their rich, get yourself out of the hole. many people including me have done it its not easy and its boring but you gotta get it done