Buying new Tacoma. Never bought a new vehicle before, need some advice.

I think if you plan to put that amount down on the new truck and it doesnt hurt your bottom line then go for it and take advantage of the 0% if it's still around. You do need to pay attention when you sign your closing paperwork because they will sell you every add on they can from gap insurance to window etching, undercoating and few other things, just say no. With your good size of downpayment you don't need gap insurance due to the fact you probably wont be upside down. And congratulations on your 1st new vehicle I'm sure you deserve it. Get a long BED so you can throw those gators in the back. Just kidding on that 1

 

Yea I am torn between getting a new truck or used or a 2015 the last of the 2nd Gen. When my house sells I am going to pay cash for whatever I get. Just not sure what yet.