my future set up - have questions!

I plan on going with American Racing AR201s:

Specs:

• Size:
  16x8
• Offset:
  +00mm
• Backspacing:
  4.527"
  
  
  I don’t wanna do a lift anytime soon. I wanna wait at least another year or so.
  
  But I do plan on getting new tires before that. I plan on getting Wildpeaks in either 265s or 285s
  
  if I were to go with the 285s, how much rubbing will I have with those wheel specs? I really don’t wanna be cutting

 

Saw your staying stock for now. 285s won’t fit.

 

I don’t plan on lifting for a bit, so stock suspension.

 

285s won’t fit the stock suspension.