Mods : Cash (paid for) Or Credit (Still paying)

My self all my mods are paid in full. No cash no mods.

 

I didn't know you can finance mods...

 

Buying anything on a credit card and not paying it off immediately is technically financing it, along with your dumb ass paying more for it than you actually purchased it for.

 

cash - paid for all the way.

 

i pay with everything on my credit card to get the cash back benefits. even all of my bills are paid on my card, but i have the cash to back it up.

 

Oh, the good ol Credit card. Sometimes I do that just to make the credit score better. But I don't buy the mod if the cash isn't in the bank

 

I can’t wait for the Dave Ramsey financial advice crew to arrive in this thread..

Not sure if they’ll go with you should only pay cash or you shouldn’t buy mods but invest that money

 

If my parents help pay for it, which one does that fall under?

 

I have zero debt. Not even a mortgage.

 

Charged to Costco card for rewards, then payed off with stimmy, tax return & employer bonus and DIY'd everything in my garage.

 

Depends
Did they pay cash or on their CC?

 

Zero debt gang.

If you can’t afford it cash, you can’t afford it.

 

The FIRE folks are tougher than the Ramsey crowd. I have feet in both camps LOL.

 

Right! I just wanted to post a general Question.. Just wait TW Financial Advisers will be here shortly.

 

You betcha. I financed my truck on that 90 month loan so my payments are low enough to finance my KO2s, my rough country lift, and my alpine stereo with the bazooka sub. I might have four banks that have a piece of my truck, but its worth it to be able to talk to the rollerskate carhops at Sonic without looking like a broke-ass chump.

Edit - cash for mods.

 

Were you at Sonic last Tuesday around 5:25? I think I parked beside you.

 

Put it on their card. Momma always pays it off each month........so she says.

 

1/2 price cheeseburger night! Sorry about bass thumping my B-52's best-of live album.

 

I also like reading the humble brag posts about how they pay cash for everything, including their home, beach house, 2 boats, 5 cars, an RV, and a seat on the first commercial flight to the moon next to Elon Musk.