Mods : Cash (paid for) Or Credit (Still paying)

Take home pay on 100K salary is ~60K

 

That's not really how that works.

I'm not financing groceries because I have a mortgage, there's a huge difference in secured vs unsecured debt.

 

It doesn’t have to... people just make more money and think they need bigger and better stuff cuz they have more money.

 

All of the mods and my taco are paid for.
The Demello bumper I ordered almost 7 months ago, paid for but not yet delivered.

 

Ha. I'm the opposite. For entertainment, I'd much rather read about the poor and their struggles.

 

What did you sell the fart can for?

I love these threads! Everyone is RICH and sneers at those that dare use any credit at all for any reason. I'm surprised there aren't public floggings for those that admit to financing their rig over 12 months.

 

60 months on mine to lower the APR then pay it off sooner

 

It was a general question blown the fuck up as usual. I work hard for my money. That being said. They way you buy shit with your money is your business.

 

Great topic. I put some mods on CC. Won't make that mistake again.

 

There was a study done that found 70K/yr in pay/salary was the happiest demographic.

Mo Money, Mo (self inflicted) Problems is a very real thing.

 

Ive got a peasant's wallet

 

I really hope someone posted a 'house hunters' style meme up in here

 

I get the point to that, but $70k already seems dated with the cost of homes, taxes, 401k, etc. I remember a day that my dad supported a stay-at-home wife, two kids, two cars, a mortgage, an RV, on $17k a year. And we were happy.

 

mods all paid for, next i want more armor sliders in particular.

I want to pay off the truck too, owe around 7500$ now.

That $400/ month payment going away will result in more money in the bank account and more mods.

As of right now, THAT is what I am looking forward to.

Happy Friday

 

Yeah, That should have an asterisk of "vs year of study COL", but the point remains.

 

For real though, how the hell...

 

You can get a loan for nearly any amount if you try but good luck making the payments lol

It’s kind of amazing the holes people will dig themselves into

 

the whats the point of the thread? i dont get it.

 

This is the friday financial advice thread